DEXSTA Federal Credit Union


Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
2.25%Reward CheckingKasasa Cash
0.50%Reward SavingsKasasa Saver
2.12%5-year CD60 Month Certificate

Overview / Commentary
302-571-0522
300 Foulk Rd Suite 100
Wilmington, DE 19803

DEXSTA Federal Credit Union is headquartered in Wilmington and is the 3rd largest credit union in the state of Delaware. It is also the 816th largest credit union in the nation. It was established in 1937 and as of March of 2018, it had grown to 57 employees and 35,403 members at 6 locations. DEXSTA Federal Credit Union's CD rates are 11% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Must live, work, worship or attend school in New Castle County.
See current membership details

Reviews (1)

Is It Possible To Love A Bank? Only If It's A Credit Union

I've been a member of Dexsta since the early 2000's. I believe my mom has been a member since 1990. We love Dexsta! I briefly left Dexsta to join Commerce Bank (RIP) when I was in college but then came running back to Dexsta when Commerce was bought out by TD North (awful bank!)

I moved to the Dallas, Texas region this year and was worried I wouldn't be able to keep my Dexsta bank very easily (they are not in the shared branching network of unions). I opened up an account at a local bank called ViewPoint (only one I could find in my area close to me with good reviews) for whenever I need to deposit cash.

Anyhow, Dexsta finally joined the modern world with remote deposit for checks! Yay! I am SO happy I can keep them now. They have the best loan rates and credit card rates, they treat you like family on the phone and I've never had any security issues with my card or their website (even though it's old-school-looking). There's no min checking balance (there shouldn't be for a credit union!) and deposits and withdrawals are nearly instant on the website. It's easy to join, you just have to live or work in DE and if you end up moving like I did, you still get to keep them. I plan on getting a car through them at some point. Their mobile deposit system works pretty quickly (two-three days is better than mailing a check and hoping it gets there safely). I highly recommend them for all your banking needs. The only other credit union you should consider is Louviers (they are a shared branch union btw).

My only negative mark is they are not part of the shared branching network of credit unions so that I can make cash deposits from another CU in the network, but it's ok.



Health
B+

Health Grade Components

Overall
NCUA #2187
Year Chartered1937
Employees57
Primary Regulator
Profit Margin
Return on Assets - YTD0.42%
Return on Equity - YTD4.68%
Annual Interest Income$2.5MM
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$290.1MM$283.7MM
LoansQ1 2018vs Q1 2017$172.3MM$162.4MM
DepositsQ1 2018vs Q1 2017$262.3MM$257.6MM
Equity CapitalQ1 2018vs Q1 2017$25.3MM$24.2MM
Loan Loss AllowanceQ1 2018vs Q1 2017$1.7MM$1.4MM
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$1.4MM$1.4MM
Real Estate OwnedQ1 2018vs Q1 2017$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not DEXSTA Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

DEXSTA Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*-$7.5kKasasa Saver
OTHER TIERS: 0.10% $7,500+
0.30%--No Term IRAs
0.18%*$40k*-Regular Share Savings
OTHER TIERS: 0.12% Up to $5k | 0.15% $5k - $40k
0.18%*$40k*-Club Account
OTHER TIERS: 0.12% Up to $5k | 0.15% $5k - $40k
0.18%*$40k*-Special Share Savings
OTHER TIERS: 0.12% Up to $5k | 0.15% $5k - $40k

DEXSTA Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%*$75k*-Money Market
OTHER TIERS: 0.30% $5k - $25k | 0.35% $25k - $50k | 0.40% $50k - $75k

DEXSTA Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.25%*-$7.5kKasasa Cash
OTHER TIERS: 0.10% $7,500+
0.05%--Share Draft Checking

DEXSTA Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.12%$1k-60 Month Certificate
1.87%$1k-48 Month Certificate
1.61%$1k-36 Month Certificate
1.40%$1k-24 Month Certificate
1.20%$1k-18 Month Certificate
1.00%$1k-12 Month Certificate
0.65%$1k-6 Month Certificate

DEXSTA Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.12%$100-60 Month IRA Certificate
1.87%$100-48 Month IRA Certificate
1.61%$100-36 Month IRA Certificate
1.40%$100-24 Month IRA Certificate
1.20%$100-18 Month IRA Certificate
1.00%$100-12 Month IRA Certificate
0.65%$100-6 Month IRA Certificate
Locations


DEXSTA Federal Credit Union Locations
Branch Office300 Foulk Rd Suite 100Wilmington, DE 19803
Branch OfficeDupont Experimental Sta Terrace on the MallWilmington, DE 19898
Branch Office1310 Centerville RdWilmington, DE 19808
Branch Office110 Sandhill DrMiddletown, DE 19709-5806
Branch Office1 Possum Park RdNewark, DE 19711
Branch Office118 Jestan BlvdNew Castle, DE 19720

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