DEXSTA Federal Credit Union


Overview / Commentary
302-571-0522
300 Foulk Rd Suite 100
Wilmington, DE 19803

DEXSTA Federal Credit Union is headquartered in Wilmington and is the 4th largest credit union in the state of Delaware. It is also the 803rd largest credit union in the nation. It was established in 1937 and as of June of 2024, it had grown to 70 employees and 35,950 members at 6 locations. DEXSTA Federal Credit Union has a B health rating.

Field of Membership Restrictions

DEXSTA Federal Credit Union offers membership to those who live, work, worship, attend school, or volunteer in Kent County or New Castle County, Delaware, or in Cecil County, Maryland.
See current membership details

Reviews (2)

DEXSTA Are Scam Artists

Posted by: |

I got a car loan thru DEXSTA and have insurance on the car. when I purchased the car from the dealer,at the time I assumed the dealer called my insurance company to add the car. That is the experience I had with all the other cars I have purchased. In July, I received an email to show them that I had insurance, which I did. There was apparently 2 months that I didn't have insurance, so in July they charged me $1200 for insurance for May and June( after the fact and $1200 for 2 months. I am being charged and extra $138 a month in my payment for the next 10 months). Even if it was legit, $1200 for 2 months? They can't charge for insurance for months that have past. I now have a complaint with the Delaware State Insurance Commissioner.

Elderly Beware

We went to open a joint CD at Dexsta. We put our son as beneficiary. We were informed that if we both should die, he would get the CD BUT if he withdraws it before the maturity date he would have to pay a 180 day penalty. None of our other banks have this policy. PLUS Dexsta does a hard pull from Experian and Chexsystem. WE HATE Chexsystem with a passion. Our credit score is 800+. We’ve never been overdrawn or had a late payment yet our Checksystem score is 640. We avoid banks and credit unions that use Chexsystem.



Health

Health Grade Components

Overall
NCUA #2187
Year Chartered1937
Employees70
Primary Regulator
Profit Margin
Return on Assets - YTD0.09%
Return on Equity - YTD1.61%
Annual Interest Income$9.4MM
Assets and Liabilities
AssetsQ2 2024vs Q2 2023$433.9MM$413.4MM
LoansQ2 2024vs Q2 2023$269.6MM$290MM
DepositsQ2 2024vs Q2 2023$378.4MM$373.3MM
Equity CapitalQ2 2024vs Q2 2023$24.7MM$21.5MM
Loan Loss AllowanceQ2 2024vs Q2 2023$1.4MM$2MM
Unbacked Noncurrent LoansQ2 2024vs Q2 2023$3.2MM$2.3MM
Real Estate OwnedQ2 2024vs Q2 2023$0$0
Rates

Rates for DEXSTA Federal Credit Union are currently being reviewed.

Locations


DEXSTA Federal Credit Union Locations
Branch Office300 Foulk Rd Suite 100Wilmington, DE 19803
Branch Office1310 Centerville RdWilmington, DE 19808
Branch Office110 Sandhill DrMiddletown, DE 19709-5806
Branch Office1 Possum Park RdNewark, DE 19711
Branch Office118 Jestan BlvdNew Castle, DE 19720
Branch Office975 E Pulaski HwyElkton, MD 21921-6357

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