DEXSTA Federal Credit Union


Overview / Commentary
302-571-0522
300 Foulk Rd Suite 100
Wilmington, DE 19803

DEXSTA Federal Credit Union is headquartered in Wilmington and is the 3rd largest credit union in the state of Delaware. It is also the 788th largest credit union in the nation. It was established in 1937 and as of June of 2020, it had grown to 61 employees and 35,361 members at 6 locations. DEXSTA Federal Credit Union has an A health rating.

Field of Membership Restrictions

DEXSTA Federal Credit Union offers membership to those who live, work, worship, attend school, or volunteer in Kent or New Castle County, Delaware, or in Cecil County, Maryland.
See current membership details

Reviews (2)

Is It Possible To Love A Bank? Only If It's A Credit Union

I've been a member of Dexsta since the early 2000's. I believe my mom has been a member since 1990. We love Dexsta! I briefly left Dexsta to join Commerce Bank (RIP) when I was in college but then came running back to Dexsta when Commerce was bought out by TD North (awful bank!)

I moved to the Dallas, Texas region this year and was worried I wouldn't be able to keep my Dexsta bank very easily (they are not in the shared branching network of unions). I opened up an account at a local bank called ViewPoint (only one I could find in my area close to me with good reviews) for whenever I need to deposit cash.

Anyhow, Dexsta finally joined the modern world with remote deposit for checks! Yay! I am SO happy I can keep them now. They have the best loan rates and credit card rates, they treat you like family on the phone and I've never had any security issues with my card or their website (even though it's old-school-looking). There's no min checking balance (there shouldn't be for a credit union!) and deposits and withdrawals are nearly instant on the website. It's easy to join, you just have to live or work in DE and if you end up moving like I did, you still get to keep them. I plan on getting a car through them at some point. Their mobile deposit system works pretty quickly (two-three days is better than mailing a check and hoping it gets there safely). I highly recommend them for all your banking needs. The only other credit union you should consider is Louviers (they are a shared branch union btw).

My only negative mark is they are not part of the shared branching network of credit unions so that I can make cash deposits from another CU in the network, but it's ok.

CD Rate Worth The Effort For This Retiree

Posted by: |

As one who has been chasing rates for my IRAs over the past several years, having to visit the brick and mortar to open an account was inconvenient. However, the 3.29% APY on a 5 year with the ability to add on IRA transfers over the term, was a winner for me. Furthermore, the customer service couldn't have been better. Initial telephone inquiries and face-to-face contact rate superior among my experiences.



Health

Health Grade Components

Overall
NCUA #2187
Year Chartered1937
Employees61
Primary Regulator
Profit Margin
Return on Assets - YTD0.27%
Return on Equity - YTD3%
Annual Interest Income$5.6MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$359.3MM$300.7MM
LoansQ2 2020vs Q2 2019$208.4MM$197.5MM
DepositsQ2 2020vs Q2 2019$326.1MM$269.1MM
Equity CapitalQ2 2020vs Q2 2019$30.6MM$29.1MM
Loan Loss AllowanceQ2 2020vs Q2 2019$2.1MM$1.8MM
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$1.0MM$1.7MM
Real Estate OwnedQ2 2020vs Q2 2019$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not DEXSTA Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

DEXSTA Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%--Regular Share Savings
0.05%--Holiday Club Account
0.05%--Special Share Savings
0.05%--No Term IRAs
0.05%--Kasasa Saver

DEXSTA Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$75k*-Money Market
OTHER TIERS: 0.10% $5k - $25k | 0.15% $25k - $50k | 0.20% $50k - $75k

DEXSTA Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*-$10kKasasa Cash
OTHER TIERS: 0.05% $10k+
0.05%--Share Draft Checking

DEXSTA Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%$1k-60 Month Certificate
0.55%$1k-48 Month Certificate
0.45%$1k-36 Month Certificate
0.35%$1k-24 Month Certificate
0.25%$1k-18 Month Certificate
0.15%$1k-12 Month Certificate
0.10%$1k-6 Month Certificate

DEXSTA Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%$100-60 Month IRA Certificate
0.55%$100-48 Month IRA Certificate
0.45%$100-36 Month IRA Certificate
0.35%$100-24 Month IRA Certificate
0.25%$100-18 Month IRA Certificate
0.15%$100-12 Month IRA Certificate
0.10%$100-6 Month IRA Certificate
Locations


DEXSTA Federal Credit Union Locations
Branch Office300 Foulk Rd Suite 100Wilmington, DE 19803
Branch OfficeDupont Experimental Sta Terrace on the MallWilmington, DE 19898
Branch Office1310 Centerville RdWilmington, DE 19808
Branch Office110 Sandhill DrMiddletown, DE 19709-5806
Branch Office1 Possum Park RdNewark, DE 19711
Branch Office118 Jestan BlvdNew Castle, DE 19720

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