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DEXSTA Federal Credit Union

Popular Accounts at this Credit Union

2.25%Reward CheckingKasasa Cash
0.50%Reward SavingsKasasa Saver
1.87%5-year CD60 Month Certificate

Overview / Commentary
300 Foulk Rd Suite 100
Wilmington, DE 19803

DEXSTA Federal Credit Union is headquartered in Wilmington and is the 4th largest credit union in the state of Delaware. It is also the 837th largest credit union in the nation. It was established in 1937 and as of December of 2017, it had grown to 57 employees and 34,981 members at 6 locations. DEXSTA Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Must live, work, worship or attend school in New Castle County.
See current membership details

Reviews (1)

Is It Possible To Love A Bank? Only If It's A Credit Union

I've been a member of Dexsta since the early 2000's. I believe my mom has been a member since 1990. We love Dexsta! I briefly left Dexsta to join Commerce Bank (RIP) when I was in college but then came running back to Dexsta when Commerce was bought out by TD North (awful bank!)

I moved to the Dallas, Texas region this year and was worried I wouldn't be able to keep my Dexsta bank very easily (they are not in the shared branching network of unions). I opened up an account at a local bank called ViewPoint (only one I could find in my area close to me with good reviews) for whenever I need to deposit cash.

Anyhow, Dexsta finally joined the modern world with remote deposit for checks! Yay! I am SO happy I can keep them now. They have the best loan rates and credit card rates, they treat you like family on the phone and I've never had any security issues with my card or their website (even though it's old-school-looking). There's no min checking balance (there shouldn't be for a credit union!) and deposits and withdrawals are nearly instant on the website. It's easy to join, you just have to live or work in DE and if you end up moving like I did, you still get to keep them. I plan on getting a car through them at some point. Their mobile deposit system works pretty quickly (two-three days is better than mailing a check and hoping it gets there safely). I highly recommend them for all your banking needs. The only other credit union you should consider is Louviers (they are a shared branch union btw).

My only negative mark is they are not part of the shared branching network of credit unions so that I can make cash deposits from another CU in the network, but it's ok.


Health Grade Components

NCUA #2187
Year Chartered1937
Primary Regulator
Profit Margin
Return on Assets - YTD0.5%
Return on Equity - YTD5.44%
Annual Interest Income$9.3MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$272.5MM$270.7MM
LoansQ4 2017vs Q4 2016$171.5MM$156.5MM
DepositsQ4 2017vs Q4 2016$245.1MM$243.7MM
Equity CapitalQ4 2017vs Q4 2016$25.2MM$23.9MM
Loan Loss AllowanceQ4 2017vs Q4 2016$1.7MM$1.4MM
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$1.5MM$1.5MM
Real Estate OwnedQ4 2017vs Q4 2016$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

DEXSTA Federal Credit Union Savings Account Rates

0.50%*-$7,500Kasasa Saver
OTHER TIERS: 0.10% $7,500+
0.15%*$40k*-Regular Share Savings
OTHER TIERS: 0.10% Up to $5k | 0.12% $5k - $40k
0.15%*$40k*-Club Account
OTHER TIERS: 0.10% Up to $5k | 0.12% $5k - $40k
0.15%*$40k*-Special Share Savings
OTHER TIERS: 0.10% Up to $5k | 0.12% $5k - $40k
0.15%*$40k*-No Term IRAs
OTHER TIERS: 0.10% Up to $5k | 0.12% $5k - $40k

DEXSTA Federal Credit Union Money Market Rates

0.45%*$75k*-Money Market
OTHER TIERS: 0.25% $5k - $25k | 0.35% $25k - $50k | 0.40% $50k - $75k

DEXSTA Federal Credit Union Checking Account Rates

2.25%*-$7,500Kasasa Cash
OTHER TIERS: 0.10% $7,500+
0.05%--Share Draft Checking

DEXSTA Federal Credit Union CD Rates

1.87%$1k-60 Month Certificate
1.61%$1k-48 Month Certificate
1.36%$1k-36 Month Certificate
1.16%$1k-24 Month Certificate
0.95%$1k-18 Month Certificate
0.75%$1k-12 Month Certificate
0.40%$1k-6 Month Certificate

DEXSTA Federal Credit Union IRA Rates

1.87%$100-60 Month IRA Certificate
1.61%$100-48 Month IRA Certificate
1.36%$100-36 Month IRA Certificate
1.16%$100-24 Month IRA Certificate
0.95%$100-18 Month IRA Certificate
0.75%$100-12 Month IRA Certificate
0.40%$100-6 Month IRA Certificate

DEXSTA Federal Credit Union Locations
Branch Office300 Foulk Rd Suite 100Wilmington, DE 19803
Branch OfficeDupont Experimental Sta Terrace on the MallWilmington, DE 19898
Branch Office1310 Centerville RdWilmington, DE 19808
Branch Office110 Sandhill DrMiddletown, DE 19709-5806
Branch Office1 Possum Park RdNewark, DE 19711
Branch Office118 Jestan BlvdNew Castle, DE 19720