DEXSTA Federal Credit Union is headquartered in Wilmington and is the 4th largest credit union in the state of Delaware. It is also the 830th largest credit union in the nation. It was established in 1937 and as of December of 2024, it had grown to 65 employees and 36,622 members at 6 locations. DEXSTA Federal Credit Union has a B health rating.
Field of Membership Restrictions
DEXSTA Federal Credit Union offers membership to those who live, work, worship, attend school, or volunteer in Kent County or New Castle County, Delaware, or in Cecil County, Maryland.
See current membership details
DEXSTA Are Scam Artists
I got a car loan thru DEXSTA and have insurance on the car. when I purchased the car from the dealer,at the time I assumed the dealer called my insurance company to add the car. That is the experience I had with all the other cars I have purchased. In July, I received an email to show them that I had insurance, which I did. There was apparently 2 months that I didn't have insurance, so in July they charged me $1200 for insurance for May and June( after the fact and $1200 for 2 months. I am being charged and extra $138 a month in my payment for the next 10 months). Even if it was legit, $1200 for 2 months? They can't charge for insurance for months that have past. I now have a complaint with the Delaware State Insurance Commissioner.
Elderly Beware
We went to open a joint CD at Dexsta. We put our son as beneficiary. We were informed that if we both should die, he would get the CD BUT if he withdraws it before the maturity date he would have to pay a 180 day penalty. None of our other banks have this policy. PLUS Dexsta does a hard pull from Experian and Chexsystem. WE HATE Chexsystem with a passion. Our credit score is 800+. We’ve never been overdrawn or had a late payment yet our Checksystem score is 640. We avoid banks and credit unions that use Chexsystem.
Data as of Q4 2024
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 2187 |
| Year Chartered | 1937 |
| Employees | 65 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.21% |
| Return on Equity - YTD | 3.25% |
| Annual Interest Income | $18.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2024vs Q4 2023 | $415.1MM$454.6MM |
| Loans | Q4 2024vs Q4 2023 | $251.8MM$278.7MM |
| Deposits | Q4 2024vs Q4 2023 | $372.8MM$371.5MM |
| Equity Capital | Q4 2024vs Q4 2023 | $26.8MM$24.6MM |
| Loan Loss Allowance | Q4 2024vs Q4 2023 | $1.6MM$1.9MM |
| Unbacked Noncurrent Loans | Q4 2024vs Q4 2023 | $3.9MM$3.6MM |
| Real Estate Owned | Q4 2024vs Q4 2023 | $0$0 |