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Diamond Lakes Federal Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.diamondlakesfcu.org
501-332-6530
7333 Highway 270
Malvern, AR 72104

Diamond Lakes Federal Credit Union is headquartered in Malvern and is the 10th largest credit union in the state of Arkansas. It is also the 2,042nd largest credit union in the nation. It was established in 1960 and as of March of 2025, it had grown to 32 employees and 9,198 members at 3 locations. Diamond Lakes Federal Credit Union's CD rates are 57% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Diamond Lakes Federal Credit Union is open to anyone who lives, works, worships, attends school, or regularly does business in the Arkansas counties of Clark, Hot Spring, Garland, Grant, Pike, or Montgomery, or the community of Hot Springs Village.
See current membership details

Reviews

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Health
B+

Data as of Q1 2025

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Diamond Lakes Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #13762
Year Chartered1960
Employees32
Primary Regulator
Profit Margin
Return on Assets - YTD1.67%
Return on Equity - YTD7.56%
Annual Interest Income$1.1MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$78.7MM$80.3MM
LoansQ1 2025vs Q1 2024$52.6MM$48.4MM
DepositsQ1 2025vs Q1 2024$62.6MM$65.1MM
Equity CapitalQ1 2025vs Q1 2024$17.1MM$15.3MM
Loan Loss AllowanceQ1 2025vs Q1 2024$424K$290K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$294K$45K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Diamond Lakes Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$5-Share Savings Account
0.05%$5-Christmas Club Account
0.05%$0-Youth Account

Diamond Lakes Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$0-Checking Account

Diamond Lakes Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.51%$500-24 Month CD
1.51%$500-30 Month CD
1.46%$500-18 Month CD
1.41%$500-12 Month CD
1.31%$500-6 Month CD
1.21%$500-36 Month CD
1.00%$500-48 Month CD

Diamond Lakes Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.51%$500-24 Month IRA
1.51%$500-30 Month IRA
1.46%$500-18 Month IRA
1.41%$500-12 Month IRA
1.31%$500-6 Month IRA
1.21%$500-36 Month IRA
1.00%$500-48 Month IRA
0.10%$0-IRA Share Account
Locations


Diamond Lakes Federal Credit Union Locations
Branch Office115 E Grand AveHot Springs, AR 71901
Branch Office4032 Central AveHot Springs, AR 71913
Branch Office7333 Highway 270Malvern, AR 72104-2078

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