Diamond Lakes Federal Credit Union

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.diamondlakesfcu.org

501-332-6530

7333 Highway 270
Malvern, AR 72104

Diamond Lakes Federal Credit Union is headquartered in Malvern and is the 10^th largest credit union in the state of Arkansas. It is also the 2,042^nd largest credit union in the nation. It was established in 1960 and as of March of 2025, it had grown to 32 employees and 9,198 members at 3 locations. Diamond Lakes Federal Credit Union's CD rates are 57% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Diamond Lakes Federal Credit Union is open to anyone who lives, works, worships, attends school, or regularly does business in the Arkansas counties of Clark, Hot Spring, Garland, Grant, Pike, or Montgomery, or the community of Hot Springs Village.
See current membership details

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Health

B+

Data as of Q1 2025

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Diamond Lakes Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #	13762
Year Chartered	1960
Employees	32
Primary Regulator

Profit Margin
Return on Assets - YTD	1.67%
Return on Equity - YTD	7.56%
Annual Interest Income	$1.1MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$78.7MM$80.3MM
Loans	Q1 2025vs Q1 2024	$52.6MM$48.4MM
Deposits	Q1 2025vs Q1 2024	$62.6MM$65.1MM
Equity Capital	Q1 2025vs Q1 2024	$17.1MM$15.3MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$424K$290K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$294K$45K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Checking
CD
IRA

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Diamond Lakes Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.05%	$5	-	Share Savings Account
0.05%	$5	-	Christmas Club Account
0.05%	$0	-	Youth Account

Diamond Lakes Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%	$0	-	Checking Account

Diamond Lakes Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.51%	$500	-	24 Month CD
1.51%	$500	-	30 Month CD
1.46%	$500	-	18 Month CD
1.41%	$500	-	12 Month CD
1.31%	$500	-	6 Month CD
1.21%	$500	-	36 Month CD
1.00%	$500	-	48 Month CD

Diamond Lakes Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.51%	$500	-	24 Month IRA
1.51%	$500	-	30 Month IRA
1.46%	$500	-	18 Month IRA
1.41%	$500	-	12 Month IRA
1.31%	$500	-	6 Month IRA
1.21%	$500	-	36 Month IRA
1.00%	$500	-	48 Month IRA
0.10%	$0	-	IRA Share Account

Locations

Diamond Lakes Federal Credit Union Locations
Branch Office	115 E Grand Ave	Hot Springs, AR 71901
Branch Office	4032 Central Ave	Hot Springs, AR 71913
Branch Office	7333 Highway 270	Malvern, AR 72104-2078

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