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Direct Federal Credit Union

Popular Accounts at this Credit Union

1.35%18-month CD15 Month CD
1.35%18-month IRA15 Month IRA
2.50%2-year CD21 Month CD

Overview / Commentary
50 Cabot St
Needham, MA 02494

Direct Federal Credit Union is headquartered in Needham and is the 16th largest credit union in the state of Massachusetts. It is also the 457th largest credit union in the nation. It was established in 1953 and as of December of 2017, it had grown to 59 employees and 27,977 members at 1 location. Direct Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school, or worship in Norfolk County in Massachusetts.
See current membership details

Related Posts

Direct FCU (MA) Promotes 21-month CD And Jumbo CD - 5/30/2017

Direct FCU (MA) is currently promoting its 21-month CD (1.60% APY, $250 minimum) and 21-month Jumbo CD (1.65% APY, $100k minimum). Also available as IRAs.

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Health Grade Components

NCUA #9071
Year Chartered1953
Primary Regulator
Profit Margin
Return on Assets - YTD0.69%
Return on Equity - YTD5.18%
Annual Interest Income$18.3MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$606.8MM$524.0MM
LoansQ4 2017vs Q4 2016$547.1MM$477.1MM
DepositsQ4 2017vs Q4 2016$463.2MM$409.4MM
Equity CapitalQ4 2017vs Q4 2016$79.4MM$75.2MM
Loan Loss AllowanceQ4 2017vs Q4 2016$2.3MM$3.4MM
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$3.2MM$2.3MM
Real Estate OwnedQ4 2017vs Q4 2016$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Direct Federal Credit Union Savings Account Rates

0.30%--Savings Account

Direct Federal Credit Union Money Market Rates

0.40%*$75k*-Money Market Account
OTHER TIERS: 0.15% $500 - $25k | 0.30% $25k - $75k

Direct Federal Credit Union CD Rates

2.55%$100k-21 Month Jumbo CD
2.50%$250-21 Month CD
2.05%$100k-11 Month Jumbo CD
2.00%$250-11 Month CD
1.80%$100k-60 Month Jumbo CD
1.75%$250-60 Month CD
1.65%$100k-18 Month Jumbo CD
1.65%$100k-30 Month Jumbo CD
1.65%$100k-48 Month Jumbo CD
1.60%$250-18 Month CD
1.60%$250-30 Month CD
1.60%$250-48 Month CD
1.60%$100k-36 Month Jumbo CD
1.55%$250-36 Month CD
1.40%$100k-15 Month Jumbo CD
1.40%$100k-8 Month Jumbo CD
1.35%$250-15 Month CD
1.35%$250-8 Month CD
0.80%$100k-24 Month Jumbo CD
0.75%$250-24 Month CD
0.55%$100k-12 Month Jumbo CD
0.50%$250-12 Month CD
0.40%$100k-9 Month Jumbo CD
0.35%$250-9 Month CD
0.30%$100k-3 Month Jumbo CD
0.30%$100k-6 Month Jumbo CD
0.30%$100k-7 Month Jumbo CD
0.25%$250-3 Month CD
0.25%$250-6 Month CD
0.25%$250-7 Month CD

Direct Federal Credit Union IRA Rates

2.55%$100k-21 Month Jumbo IRA
2.50%$250-21 Month IRA
2.05%$100k-11 Month Jumbo IRA
2.00%$250-11 Month IRA
1.80%$100k-60 Month Jumbo IRA
1.75%$250$100k60 Month IRA
1.65%$100k-18 Month Jumbo IRA
1.65%$100k-30 Month Jumbo IRA
1.65%$100k-48 Month Jumbo IRA
1.60%$250$100k18 Month IRA
1.60%$250$100k30 Month IRA
1.60%$250$100k48 Month IRA
1.60%$100k-36 Month Jumbo IRA
1.55%$250$100k36 Month IRA
1.40%$100k-15 Month Jumbo IRA
1.40%$100k-8 Month Jumbo IRA
1.35%$250$100k15 Month IRA
1.35%$250-8 Month IRA
0.80%$100k-24 Month Jumbo IRA
0.75%$250$100k24 Month IRA
0.55%$100k-12 Month Jumbo IRA
0.50%$250$100k12 Month IRA
0.40%$100k-9 Month Jumbo IRA
0.35%$250$100k9 Month IRA
0.30%$100k-3 Month Jumbo IRA
0.30%$100k-6 Month Jumbo IRA
0.30%$100k-7 Month Jumbo IRA
0.25%$250$100k3 Month IRA
0.25%$250$100k6 Month IRA
0.25%$250-7 Month IRA

Direct Federal Credit Union Locations
Branch Office50 Cabot StNeedham, MA 02494