Directors Choice Credit Union


Overview / Commentary
518-456-2686
1 South Family Drive
Albany, NY 12205

Directors Choice Credit Union is headquartered in Albany and is the 212th largest credit union in the state of New York. It is also the 3,595th largest credit union in the nation. It was established in 1999 and as of March of 2025, it had grown to 2 employees and 755 members at 1 location. Directors Choice Credit Union has a C+ health rating.

Field of Membership Restrictions

Directors Choice Credit Union is open to individual members and businesses in good standing, including their employees and family members, of a local, state or national funeral service trade association. Livery companies associated with the funeral service profession and can demonstrate an ongoing business relationship with a member of such an association, are also eligible to join.
See current membership details

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Health
C+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Directors Choice Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #68420
Year Chartered1999
Employees2
Primary Regulator
Profit Margin
Return on Assets - YTD2.63%
Return on Equity - YTD11.26%
Annual Interest Income$160K
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$10.9MM$11.7MM
LoansQ1 2025vs Q1 2024$7.5MM$8.6MM
DepositsQ1 2025vs Q1 2024$8.4MM$9.3MM
Equity CapitalQ1 2025vs Q1 2024$2.6MM$2.4MM
Loan Loss AllowanceQ1 2025vs Q1 2024$254K$144K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$0$38K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates

Rates for Directors Choice Credit Union are currently being reviewed.

Locations


Directors Choice Credit Union Locations
Branch Office1 South Family DriveAlbany, NY 12205

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