Directors Choice Credit Union is headquartered in Albany and is the 224th largest credit union in the state of New York. It is also the 3,921st largest credit union in the nation. It was established in 1999 and as of September of 2019, it had grown to 2 employees and 859 members at 1 location. Directors Choice Credit Union's CD rates are 40% higher than the national average, and it has a B+ health rating.
Field of Membership Restrictions
Directors Choice Credit Union of New York is open to members in good standing, whether individual or business, including their employees and family members, of a national, state or local funeral service trade association. Livery companies associated with the funeral service profession and can demonstrate an ongoing business relationship with a member of such an association are also eligible to join.
See current membership details
Data as of Q3 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 68420 |
| Year Chartered | 1999 |
| Employees | 2 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.21% |
| Return on Equity - YTD | 8.59% |
| Annual Interest Income | $301.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2019vs Q3 2018 | $11.1MM$8.8MM |
| Loans | Q3 2019vs Q3 2018 | $9.0MM$7.0MM |
| Deposits | Q3 2019vs Q3 2018 | $9.5MM$7.3MM |
| Equity Capital | Q3 2019vs Q3 2018 | $1.6MM$1.5MM |
| Loan Loss Allowance | Q3 2019vs Q3 2018 | $81.00K$60.00K |
| Unbacked Noncurrent Loans | Q3 2019vs Q3 2018 | $94.00K$120.00K |
| Real Estate Owned | Q3 2019vs Q3 2018 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Directors Choice Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Directors Choice Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.15% | $25 | - | Choice Share Savings | |
| 0.15% | $25 | - | Young Saver Choice Share | |
| 0.15% | $25 | - | Holiday Club | |
| 0.15% | $25 | - | Auto Club Account | |
| 0.15% | $25 | - | Vacation Club | |
| 0.15% | $25 | - | IRA Savings |
Directors Choice Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.60%* | $25k* | - | Tiered Money Market Savings | ||
| OTHER TIERS: 0.40% → $2k - $10k | 0.50% → $10k - $25k | |||||
Directors Choice Credit Union CD Rates
Directors Choice Credit Union IRA Rates
| Directors Choice Credit Union Locations | ||
|---|---|---|
| Branch Office | 1 South Family Drive | Albany, NY 12205 |