Directors Choice Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.46% | 5-year CD | 60 Month Share Certificate 2.35% - Synchrony Bank 60 Month CD |
| 0.55% | 1-year CD | 12 Month Step-Up Share Certificate 1.40% - Synchrony Bank 12 Month CD |
| 0.10% | Savings | Choice Share Savings 1.15% - CIT Bank Spring Savings |
Directors Choice Credit Union is headquartered in Albany and is the 245th largest credit union in the state of New York. It is also the 4,348th largest credit union in the nation. It was established in 1999 and as of March of 2017, it had grown to 3 employees and 804 members at 1 location. Directors Choice Credit Union has a C+ health rating.
Field of Membership Restrictions
Directors Choice Credit Union of New York is open to the member funeral firms, the owners, and the employees of these credit union affiliated Associations: New York State Funeral Directors, Connecticut Funeral Directors, North Carolina Funeral Directors, Wyoming Funeral Directors, Indiana Funeral Directors, New Jersey Funeral Directors, Massachusetts Funeral Directors, and Montana Funeral Directors along with their family members.
See current membership details
Data as of Q1 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 68420 |
| Year Chartered | 1999 |
| Employees | 3 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 3.25% |
| Return on Equity - YTD | 21.37% |
| Annual Interest Income | $70.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2017vs Q1 2016 | $8.9MM$7.4MM |
| Loans | Q1 2017vs Q1 2016 | $6.5MM$5.5MM |
| Deposits | Q1 2017vs Q1 2016 | $7.6MM$6.2MM |
| Equity Capital | Q1 2017vs Q1 2016 | $1.3MM$1.2MM |
| Loan Loss Allowance | Q1 2017vs Q1 2016 | $20.00K$10.00K |
| Unbacked Noncurrent Loans | Q1 2017vs Q1 2016 | $139.00K$0 |
| Real Estate Owned | Q1 2017vs Q1 2016 | $0$0 |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Directors Choice Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | $25 | - | Choice Share Savings | |
| 0.10% | $25 | - | Young Saver Choice Share | |
| 0.10% | $25 | - | Holiday Club | |
| 0.10% | $25 | - | Auto Club Account | |
| 0.10% | $25 | - | Vacation Club | |
| 0.05% | $25 | - | IRA Savings |
Directors Choice Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.25%* | $25k* | - | Tiered Money Market Savings | ||
| OTHER TIERS: 0.15% → $2k - $10k | 0.20% → $10k - $25k | |||||
Directors Choice Credit Union CD Rates
Directors Choice Credit Union IRA Rates
| Directors Choice Credit Union Locations | ||
|---|---|---|
| Branch Office | 1 South Family Drive | Albany, NY 12205 |