Directors Choice Credit Union


Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
2.22%5-year CD60 Month Share Certificate
1.41%1-year CD12 Month Step-Up Share Certificate
0.30%SavingsChoice Share Savings

Overview / Commentary
518-456-2686
1 South Family Drive
Albany, NY 12205

Directors Choice Credit Union is headquartered in Albany and is the 244th largest credit union in the state of New York. It is also the 4,230th largest credit union in the nation. It was established in 1999 and as of June of 2018, it had grown to 3 employees and 824 members at 1 location. Directors Choice Credit Union's money market rates are 2X the national average, and it has a B health rating.

Field of Membership Restrictions

Directors Choice Credit Union of New York is open to the member funeral firms, the owners, and the employees of these credit union affiliated Associations: New York State Funeral Directors, Connecticut Funeral Directors, North Carolina Funeral Directors, Wyoming Funeral Directors, Indiana Funeral Directors, New Jersey Funeral Directors, Massachusetts Funeral Directors, and Montana Funeral Directors along with their family members.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Directors Choice Credit Union has a very low asset base.

Health Grade Components

Overall
NCUA #68420
Year Chartered1999
Employees3
Primary Regulator
Profit Margin
Return on Assets - YTD1.16%
Return on Equity - YTD7.42%
Annual Interest Income$148.00K
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$8.8MM$8.5MM
LoansQ2 2018vs Q2 2017$6.9MM$6.4MM
DepositsQ2 2018vs Q2 2017$7.4MM$7.2MM
Equity CapitalQ2 2018vs Q2 2017$1.4MM$1.3MM
Loan Loss AllowanceQ2 2018vs Q2 2017$55.00K$27.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$132.00K$132.00K
Real Estate OwnedQ2 2018vs Q2 2017$0$0
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Directors Choice Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Directors Choice Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%$25-Choice Share Savings
0.30%$25-Young Saver Choice Share
0.30%$25-Holiday Club
0.30%$25-Auto Club Account
0.30%$25-Vacation Club
0.30%$25-IRA Savings

Directors Choice Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.95%*$25k*-Tiered Money Market Savings
OTHER TIERS: 0.75% $2k - $10k | 0.85% $10k - $25k

Directors Choice Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.22%$500-60 Month Share Certificate
2.12%$500-36 Month Share Certificate
1.97%$500-48 Month Share Certificate
1.87%$500-24 Month Share Certificate
1.87%$500-24 Month Add On Certificate
1.71%$500-18 Month Share Certificate
1.41%$500-12 Month Share Certificate
1.41%$500-12 Month Step-Up Share Certificate
0.95%$500-6 Month Share Certificate

Directors Choice Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.22%$500-60 Month IRA Certificate
2.12%$500-36 Month IRA Certificate
1.97%$500-48 Month IRA Certificate
1.87%$500-24 Month IRA Certificate
1.71%$500-18 Month IRA Certificate
1.41%$500-12 Month IRA Certificate
Locations


Directors Choice Credit Union Locations
Branch Office1 South Family DriveAlbany, NY 12205

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact feedback@depositaccounts.com to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.