Directors Choice Credit Union is headquartered in Albany and is the 233rd largest credit union in the state of New York. It is also the 4,053rd largest credit union in the nation. It was established in 1999 and as of December of 2018, it had grown to 3 employees and 850 members at 1 location. Directors Choice Credit Union's CD rates are 40% higher than the national average, and it has a B health rating.
Field of Membership Restrictions
Directors Choice Credit Union of New York is open to the member funeral firms, the owners, and the employees of these credit union affiliated Associations: New York State Funeral Directors, Connecticut Funeral Directors, North Carolina Funeral Directors, Wyoming Funeral Directors, Indiana Funeral Directors, New Jersey Funeral Directors, Massachusetts Funeral Directors, and Montana Funeral Directors along with their family members.
See current membership details
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 68420 |
| Year Chartered | 1999 |
| Employees | 3 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.28% |
| Return on Equity - YTD | 8.03% |
| Annual Interest Income | $311.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $9.9MM$9.6MM |
| Loans | Q4 2018vs Q4 2017 | $7.9MM$6.3MM |
| Deposits | Q4 2018vs Q4 2017 | $8.4MM$8.2MM |
| Equity Capital | Q4 2018vs Q4 2017 | $1.5MM$1.4MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $68.00K$41.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $115.00K$142.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Directors Choice Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Directors Choice Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.15% | $25 | - | Choice Share Savings | |
| 0.15% | $25 | - | Young Saver Choice Share | |
| 0.15% | $25 | - | Holiday Club | |
| 0.15% | $25 | - | Auto Club Account | |
| 0.15% | $25 | - | Vacation Club | |
| 0.15% | $25 | - | IRA Savings |
Directors Choice Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.60%* | $25k* | - | Tiered Money Market Savings | ||
| OTHER TIERS: 0.40% → $2k - $10k | 0.50% → $10k - $25k | |||||
Directors Choice Credit Union CD Rates
Directors Choice Credit Union IRA Rates
| Directors Choice Credit Union Locations | ||
|---|---|---|
| Branch Office | 1 South Family Drive | Albany, NY 12205 |