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Dirigo Federal Credit Union


Overview / Commentary
www.dirigofcu.com
207-784-5435
217 Main Street
Lewiston, ME 04240

Dirigo Federal Credit Union is headquartered in LEWISTON and is the 11th largest credit union in the state of Maine. It is also the 913th largest credit union in the nation. It was established in 1956 and as of June of 2020, it had grown to 57 employees and 22,621 members at 8 locations. Dirigo Federal Credit Union's money market rates are 14% higher than the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership in Dirigo Federal Credit Union is open to those who live, work or attend school in Androscoggin County, Oxford County or New Gloucester, Maine, or have an immediate family member who is a Dirigo FCU member.
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Reviews (1)

Great Bank And Wonderful Friendly Service!!

Posted by: |

Dirigo has it all, whatever you want or need from a bank you will find the very best of it right here!! Great customer service the tellers work with constant smiles, it's very nice to drive up and be welcomed personally by name every time. It's especially nice to know your money is safe and secure and should you fall victim to identity theft or an unexpected and/or unwarranted purchase/withdrawal Dirigo FCU replaces any lost funds back into your account immediately and start a full investigation on your behalf. It's just a wonderful little place to settle into!! Only complaint I see is the size/space, I love that it's so close to home and work but they really need to upsize soon, the Dirigo family has grown and they now need more room and drive thru tellers to fully accommodate everyone!! Thanks for being such a great place and always smiling!!! ??

1


Health
A+

Data as of Q2 2020

Learn why bank health matters

Health Grade Components

Overall
NCUA #11144
Year Chartered1956
Employees57
Primary Regulator
Profit Margin
Return on Assets - YTD0.44%
Return on Equity - YTD3.95%
Annual Interest Income$5.1MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$290.1MM$254.5MM
LoansQ2 2020vs Q2 2019$201.0MM$184.3MM
DepositsQ2 2020vs Q2 2019$252.7MM$215.6MM
Equity CapitalQ2 2020vs Q2 2019$31.0MM$29.6MM
Loan Loss AllowanceQ2 2020vs Q2 2019$1.5MM$1.2MM
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$828.00K$1.3MM
Real Estate OwnedQ2 2020vs Q2 2019$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Dirigo Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Dirigo Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*-$50kKasasa Saver
OTHER TIERS: 0.29% → $50k+
0.30%--IRA Variable
0.05%$25-Shares
0.05%--All Purpose Club
0.05%-- HSA Variable

Dirigo Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$100k*-Money Market Share Account
OTHER TIERS: 0.25% → $1k - $25k | 0.30% → $25k - $50k | 0.35% → $50k - $100k

Dirigo Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*-$25kKasasa Cash
OTHER TIERS: 0.29% → $25k+
0.05%$500-Share Draft

Dirigo Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$100k-5 Year Jumbo CD
0.95%$100k-4 Year Jumbo CD
0.90%$500-5 Year CD
0.85%$500-4 Year CD
0.85%$100k-3 Year Jumbo CD
0.75%$500-3 Year CD
0.75%$100k-2 Year Jumbo CD
0.70%$100k-15 Month Jumbo CD
0.66%$500-2 Year CD
0.61%$500-15 Month CD
0.60%$100k-1 Year Jumbo CD
0.50%$500-1 Year CD
0.40%$100k-6 Month Jumbo CD
0.30%$500-6 Month CD

Dirigo Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$100k-5 Year Jumbo IRA
0.95%$100k-4 Year Jumbo IRA
0.90%$500-5 Year IRA
0.85%$500-4 Year IRA
0.85%$100k-3 Year Jumbo IRA
0.75%$500-3 Year IRA
0.75%$100k-2 Year Jumbo IRA
0.70%$100k-15 Month Jumbo IRA
0.66%$500-2 Year IRA
0.61%$500-15 Month IRA
0.60%$100k-1 Year Jumbo IRA
0.50%$500-1 Year IRA
0.40%$100k-6 Month Jumbo IRA
0.30%$500-6 Month IRA
Locations


Dirigo Federal Credit Union Locations
Branch Office391 Main StLewiston, ME 04240
Branch Office209 Lincoln AveRumford, ME 04276
Branch Office1 Pionite RdAuburn, ME 04210
Branch Office172 Pine StSouth Paris, ME 04281
Branch Office20 Washington St NAuburn, ME 04210
Branch Office1 Lewiston StMechanic Falls, ME 04256
Corporate Office26 Forrestal StLewiston, ME 04240-3506
Branch Office217 Main StLewiston, ME 04240-7069

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