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Dirigo Federal Credit Union


Overview / Commentary
www.dirigofcu.com
207-784-5435
217 Main Street
Lewiston, ME 04240

Dirigo Federal Credit Union is headquartered in Lewiston and is the 11th largest credit union in the state of Maine. It is also the 887th largest credit union in the nation. It was established in 1956 and as of September of 2021, it had grown to 61 employees and 23,811 members at 3 locations. Dirigo Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership in Dirigo Federal Credit Union is open to those who live, work or attend school in Androscoggin County, Oxford County or New Gloucester, Maine, or have an immediate family member who is a Dirigo FCU member.
See current membership details

Related Posts

Dirigo Federal Credit Union (ME) Offers Competitive Kasasa Cash/Saver - 2/17/2021

Dirigo Federal Credit Union (ME) offers Kasasa Cash checking account and Kasasa Saver savings account with competitive rates for sizeable balances.

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Reviews (1)

Great Bank And Wonderful Friendly Service!!

Posted by: |

Dirigo has it all, whatever you want or need from a bank you will find the very best of it right here!! Great customer service the tellers work with constant smiles, it's very nice to drive up and be welcomed personally by name every time. It's especially nice to know your money is safe and secure and should you fall victim to identity theft or an unexpected and/or unwarranted purchase/withdrawal Dirigo FCU replaces any lost funds back into your account immediately and start a full investigation on your behalf. It's just a wonderful little place to settle into!! Only complaint I see is the size/space, I love that it's so close to home and work but they really need to upsize soon, the Dirigo family has grown and they now need more room and drive thru tellers to fully accommodate everyone!! Thanks for being such a great place and always smiling!!! ??

1


Health
A

Data as of Q3 2021

Learn why bank health matters

Health Grade Components

Overall
NCUA #11144
Year Chartered1956
Employees61
Primary Regulator
Profit Margin
Return on Assets - YTD0.84%
Return on Equity - YTD8.54%
Annual Interest Income$7.6MM
Assets and Liabilities
AssetsQ3 2021vs Q3 2020$346.4MM$297.1MM
LoansQ3 2021vs Q3 2020$253.4MM$207.4MM
DepositsQ3 2021vs Q3 2020$305.0MM$258.5MM
Equity CapitalQ3 2021vs Q3 2020$33.5MM$31.4MM
Loan Loss AllowanceQ3 2021vs Q3 2020$1.9MM$1.7MM
Unbacked Noncurrent LoansQ3 2021vs Q3 2020$1.1MM$585.00K
Real Estate OwnedQ3 2021vs Q3 2020$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Dirigo Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Dirigo Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*-$50kKasasa Saver
OTHER TIERS: 0.29% → $50k+
0.35%--IRA Variable
0.05%$25-Shares
0.05%--All Purpose Club
0.05%-- HSA Variable
0.05%$5-Christmas Club

Dirigo Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$100k*-Money Market Share Account
OTHER TIERS: 0.15% → $1k - $25k | 0.20% → $25k - $50k | 0.25% → $50k - $100k

Dirigo Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*-$25kKasasa Cash
OTHER TIERS: 0.29% → $25k+
0.05%$500-Share Draft

Dirigo Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$100k-5 Year Jumbo CD
0.90%$500-5 Year CD
0.90%$100k-4 Year Jumbo CD
0.85%$100k-3 Year Jumbo CD
0.80%$500-4 Year CD
0.75%$500-3 Year CD
0.75%$100k-2 Year Jumbo CD
0.65%$500-2 Year CD
0.65%$100k-15 Month Jumbo CD
0.55%$500-15 Month CD
0.55%$100k-1 Year Jumbo CD
0.45%$500-1 Year CD
0.35%$100k-6 Month Jumbo CD
0.25%$500-6 Month CD

Dirigo Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$100k-5 Year Jumbo IRA
0.90%$500-5 Year IRA
0.90%$100k-4 Year Jumbo IRA
0.85%$100k-3 Year Jumbo IRA
0.80%$500-4 Year IRA
0.75%$500-3 Year IRA
0.75%$100k-2 Year Jumbo IRA
0.65%$500-2 Year IRA
0.65%$100k-15 Month Jumbo IRA
0.55%$100k-1 Year Jumbo IRA
0.55%$500-15 Month IRA
0.45%$500-1 Year IRA
0.35%$100k-6 Month Jumbo IRA
0.25%$500-6 Month IRA
Locations


Dirigo Federal Credit Union Locations
Branch Office172 Pine StSouth Paris, ME 04281
Branch Office20 Washington St NAuburn, ME 04210
Branch Office1 Lewiston StMechanic Falls, ME 04256

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