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Dirigo Federal Credit Union


Overview / Commentary
www.dirigofcu.com
207-784-5435
217 Main Street
Lewiston, ME 04240

Dirigo Federal Credit Union is headquartered in LEWISTON and is the 10th largest credit union in the state of Maine. It is also the 913th largest credit union in the nation. It was established in 1956 and as of December of 2019, it had grown to 59 employees and 22,371 members at 8 locations. Dirigo Federal Credit Union's money market rates are 14% higher than the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership in Dirigo Federal Credit Union is open to those who live, work or attend school in Androscoggin County, Oxford County or New Gloucester, Maine, or have an immediate family member who is a Dirigo FCU member.
See current membership details

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Reviews (1)

Great Bank And Wonderful Friendly Service!!

Posted by: |

Dirigo has it all, whatever you want or need from a bank you will find the very best of it right here!! Great customer service the tellers work with constant smiles, it's very nice to drive up and be welcomed personally by name every time. It's especially nice to know your money is safe and secure and should you fall victim to identity theft or an unexpected and/or unwarranted purchase/withdrawal Dirigo FCU replaces any lost funds back into your account immediately and start a full investigation on your behalf. It's just a wonderful little place to settle into!! Only complaint I see is the size/space, I love that it's so close to home and work but they really need to upsize soon, the Dirigo family has grown and they now need more room and drive thru tellers to fully accommodate everyone!! Thanks for being such a great place and always smiling!!! ??

1


Health
A+

Data as of Q4 2019

Learn why bank health matters

Health Grade Components

Overall
NCUA #11144
Year Chartered1956
Employees59
Primary Regulator
Profit Margin
Return on Assets - YTD0.53%
Return on Equity - YTD4.5%
Annual Interest Income$9.8MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$260.6MM$241.4MM
LoansQ4 2019vs Q4 2018$196.4MM$181.7MM
DepositsQ4 2019vs Q4 2018$221.4MM$204.0MM
Equity CapitalQ4 2019vs Q4 2018$30.3MM$28.7MM
Loan Loss AllowanceQ4 2019vs Q4 2018$1.2MM$1.1MM
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$1.2MM$1.4MM
Real Estate OwnedQ4 2019vs Q4 2018$49.00K$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Dirigo Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Dirigo Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*-$50kKasasa Saver
OTHER TIERS: 0.29% → $50k+
0.30%--IRA Variable
0.15%$5-Christmas Club
0.05%$25-Shares
0.05%--All Purpose Club
0.05%-- HSA Variable

Dirigo Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$100k*-Money Market Share Account
OTHER TIERS: 0.25% → $1k - $25k | 0.30% → $25k - $50k | 0.35% → $50k - $100k

Dirigo Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*-$25kKasasa Cash
OTHER TIERS: 0.29% → $25k+
0.05%$500-Share Draft

Dirigo Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.11%$100k-5 Year Jumbo CD
1.00%$500-5 Year CD
0.95%$100k-4 Year Jumbo CD
0.85%$500-4 Year CD
0.85%$100k-3 Year Jumbo CD
0.80%$100k-2 Year Jumbo CD
0.75%$500-3 Year CD
0.70%$500-2 Year CD
0.70%$100k-15 Month Jumbo CD
0.61%$500-15 Month CD
0.60%$100k-1 Year Jumbo CD
0.50%$500-1 Year CD
0.40%$100k-6 Month Jumbo CD
0.30%$500-6 Month CD

Dirigo Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.11%$100k-5 Year Jumbo IRA
1.00%$500-5 Year IRA
0.95%$100k-4 Year Jumbo IRA
0.85%$500-4 Year IRA
0.85%$100k-3 Year Jumbo IRA
0.80%$100k-2 Year Jumbo IRA
0.75%$500-3 Year IRA
0.70%$500-2 Year IRA
0.70%$100k-15 Month Jumbo IRA
0.61%$500-15 Month IRA
0.60%$100k-1 Year Jumbo IRA
0.50%$500-1 Year IRA
0.40%$100k-6 Month Jumbo IRA
0.30%$500-6 Month IRA
Locations


Dirigo Federal Credit Union Locations
Branch Office391 Main StLewiston, ME 04240
Branch Office209 Lincoln AveRumford, ME 04276
Branch Office1 Pionite RdAuburn, ME 04210
Branch Office172 Pine StSouth Paris, ME 04281
Branch Office20 Washington St NAuburn, ME 04210
Branch Office1 Lewiston StMechanic Falls, ME 04256
Corporate Office26 Forrestal StLewiston, ME 04240-3506
Branch Office217 Main StLewiston, ME 04240-7069

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