Dirigo Federal Credit Union is headquartered in Lewiston and is the 11th largest credit union in the state of Maine. It is also the 876th largest credit union in the nation. It was established in 1956 and as of June of 2022, it had grown to 63 employees and 24,617 members at 3 locations. Dirigo Federal Credit Union has an A health rating.
Field of Membership Restrictions
Membership in Dirigo Federal Credit Union is open to those who live, work or attend school in Androscoggin County, Oxford County or New Gloucester, Maine, or have an immediate family member who is a Dirigo FCU member.
See current membership details
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Great Bank And Wonderful Friendly Service!!
Dirigo has it all, whatever you want or need from a bank you will find the very best of it right here!! Great customer service the tellers work with constant smiles, it's very nice to drive up and be welcomed personally by name every time. It's especially nice to know your money is safe and secure and should you fall victim to identity theft or an unexpected and/or unwarranted purchase/withdrawal Dirigo FCU replaces any lost funds back into your account immediately and start a full investigation on your behalf. It's just a wonderful little place to settle into!! Only complaint I see is the size/space, I love that it's so close to home and work but they really need to upsize soon, the Dirigo family has grown and they now need more room and drive thru tellers to fully accommodate everyone!! Thanks for being such a great place and always smiling!!! ??
They Pulled A Switcheroo On Me
They changed their rewards checking so that instead of an ACH debit they now require a ACH credit in order to qualify. They claim they notified me of this change but I have no record of this. I can't accommodate this change so I'm now forced to cancel my membership and take my business elsewhere.
Data as of Q2 2022
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 11144 |
| Year Chartered | 1956 |
| Employees | 63 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.01% |
| Return on Equity - YTD | 10.2% |
| Annual Interest Income | $5.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2022vs Q2 2021 | $367.6MM$336.9MM |
| Loans | Q2 2022vs Q2 2021 | $277.6MM$242.4MM |
| Deposits | Q2 2022vs Q2 2021 | $324.6MM$298.0MM |
| Equity Capital | Q2 2022vs Q2 2021 | $36.3MM$32.6MM |
| Loan Loss Allowance | Q2 2022vs Q2 2021 | $2.0MM$1.9MM |
| Unbacked Noncurrent Loans | Q2 2022vs Q2 2021 | $1.0MM$853.00K |
| Real Estate Owned | Q2 2022vs Q2 2021 | $0$0 |