Dirigo Federal Credit Union is headquartered in LEWISTON and is the 11th largest credit union in the state of Maine. It is also the 897th largest credit union in the nation. It was established in 1956 and as of December of 2020, it had grown to 58 employees and 22,963 members at 4 locations. Dirigo Federal Credit Union has an A health rating.
Membership in Dirigo Federal Credit Union is open to those who live, work or attend school in Androscoggin County, Oxford County or New Gloucester, Maine, or have an immediate family member who is a Dirigo FCU member.
See current membership details
Dirigo has it all, whatever you want or need from a bank you will find the very best of it right here!! Great customer service the tellers work with constant smiles, it's very nice to drive up and be welcomed personally by name every time. It's especially nice to know your money is safe and secure and should you fall victim to identity theft or an unexpected and/or unwarranted purchase/withdrawal Dirigo FCU replaces any lost funds back into your account immediately and start a full investigation on your behalf. It's just a wonderful little place to settle into!! Only complaint I see is the size/space, I love that it's so close to home and work but they really need to upsize soon, the Dirigo family has grown and they now need more room and drive thru tellers to fully accommodate everyone!! Thanks for being such a great place and always smiling!!! ??
Overall | |
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NCUA # | 11144 |
Year Chartered | 1956 |
Employees | 58 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.44% |
Return on Equity - YTD | 4.24% |
Annual Interest Income | $9.9MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q4 2020vs Q4 2019 | $310.8MM$260.6MM |
Loans | Q4 2020vs Q4 2019 | $225.8MM$196.4MM |
Deposits | Q4 2020vs Q4 2019 | $272.5MM$221.4MM |
Equity Capital | Q4 2020vs Q4 2019 | $31.3MM$30.3MM |
Loan Loss Allowance | Q4 2020vs Q4 2019 | $1.8MM$1.2MM |
Unbacked Noncurrent Loans | Q4 2020vs Q4 2019 | $835.00K$1.2MM |
Real Estate Owned | Q4 2020vs Q4 2019 | $0$49.00K |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
1.00%* | - | $50k | Kasasa Saver | ||
OTHER TIERS: 0.29% → $50k+ | |||||
0.30% | - | - | IRA Variable | ||
0.05% | $25 | - | Shares | ||
0.05% | - | - | All Purpose Club | ||
0.05% | - | - | HSA Variable |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.45%* | $100k* | - | Money Market Share Account | ||
OTHER TIERS: 0.25% → $1k - $50k | 0.30% → $50k - $100k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
2.00%* | - | $25k | Kasasa Cash | ||
OTHER TIERS: 0.29% → $25k+ | |||||
0.05% | $500 | - | Share Draft |
Dirigo Federal Credit Union Locations | ||
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Branch Office | 391 Main St | Lewiston, ME 04240 |
Branch Office | 172 Pine St | South Paris, ME 04281 |
Branch Office | 20 Washington St N | Auburn, ME 04210 |
Branch Office | 1 Lewiston St | Mechanic Falls, ME 04256 |