Discovery Federal Credit Union

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CURRENT TOP RATE

60 Month Certificate

Overview / Commentary

www.discoveryfcu.org

610-372-8010

2744 Century Blvd
Wyomissing, PA 19610-3345

Discovery Federal Credit Union is headquartered in Wyomissing and is the 51^st largest credit union in the state of Pennsylvania. It is also the 1,354^th largest credit union in the nation. It was established in 1959 and as of June of 2022, it had grown to 20 employees and 8,582 members at 1 location. Discovery Federal Credit Union's CD rates are 50% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Discovery Federal Credit Union extends membership to those who live, work, worship, or attend school in Berks County, Pennsylvania.
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Related Posts

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2006

9/26 - 10.00% 6-Month CD at a Pennsylvania CU - $10K Max (Discovery FCU).

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Health

A

Data as of Q2 2022

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Health Grade Components

Overall
NCUA #	12935
Year Chartered	1959
Employees	20
Primary Regulator

Profit Margin
Return on Assets - YTD	0.34%
Return on Equity - YTD	4.03%
Annual Interest Income	$2.3MM

Assets and Liabilities
Assets	Q2 2022vs Q2 2021	$177.2MM$175.7MM
Loans	Q2 2022vs Q2 2021	$89.5MM$82.8MM
Deposits	Q2 2022vs Q2 2021	$161.6MM$156.7MM
Equity Capital	Q2 2022vs Q2 2021	$15.2MM$18.5MM
Loan Loss Allowance	Q2 2022vs Q2 2021	$1.1MM$1.2MM
Unbacked Noncurrent Loans	Q2 2022vs Q2 2021	$130.00K$128.00K
Real Estate Owned	Q2 2022vs Q2 2021	$0$0

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Discovery Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.40%^*	$75k^*	-	Traditional IRA
OTHER TIERS: 0.01% → Up to $2.5k \| 0.25% → $2.5k - $25k \| 0.30% → $25k - $75k
0.40%^*	$75k^*	-	Roth IRA
OTHER TIERS: 0.01% → Up to $2.5k \| 0.25% → $2.5k - $25k \| 0.30% → $25k - $75k
0.40%^*	$75k^*	-	Educational IRA
OTHER TIERS: 0.01% → Up to $2.5k \| 0.25% → $2.5k - $25k \| 0.30% → $25k - $75k
0.01%	-	-	Basic Savings

Discovery Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.40%^*	$75k^*	-	Money Market
OTHER TIERS: 0.25% → $2.5k - $25k \| 0.30% → $25k - $75k

Discovery Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%	$1k	-	Interest Checking
0.10%	$1k	-	Business Checking

Discovery Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.25%	$500	-	60 Month Certificate
2.25%	$100	-	Youth 60 Month Certificate
2.25%	$100	-	15 Month Certificate Special
2.25%	$100	-	Youth 15 Month Certificate Special
2.10%	$500	-	48 Month Certificate
2.10%	$100	-	Youth 48 Month Certificate
2.00%	$500	-	36 Month Certificate
2.00%	$100	-	Youth 36 Month Certificate
1.75%	$500	-	24 Month Certificate
1.75%	$100	-	Youth 24 Month Certificate
1.50%	$500	-	18 Month Certificate
1.50%	$100	-	Youth 18 Month Certificate
1.35%	$500	-	12 Month Certificate
1.35%	$100	-	Youth 12 Month Certificate
1.30%	$500	-	9 Month Certificate
1.30%	$100	-	Youth 9 Month Certificate
1.25%	$500	-	6 Month Certificate
1.25%	$100	-	Youth 6 Month Certificate

Discovery Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.25%	$500	-	60 Month IRA Certificate
2.25%	$100	-	15 Month IRA Certificate Special
2.10%	$500	-	48 Month IRA Certificate
2.00%	$500	-	36 Month IRA Certificate
1.75%	$500	-	24 Month IRA Certificate
1.50%	$500	-	18 Month IRA Certificate
1.35%	$500	-	12 Month IRA Certificate
1.30%	$500	-	9 Month IRA Certificate
1.25%	$500	-	6 Month IRA Certificate

Locations

Discovery Federal Credit Union Locations
Branch Office	2744 Century Blvd	Wyomissing, PA 19610

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