Discovery Federal Credit Union

Overview / Commentary
2744 Century Blvd
Wyomissing, PA 19610-3345

Discovery Federal Credit Union is headquartered in Wyomissing and is the 51st largest credit union in the state of Pennsylvania. It is also the 1,354th largest credit union in the nation. It was established in 1959 and as of June of 2022, it had grown to 20 employees and 8,582 members at 1 location. Discovery Federal Credit Union's CD rates are 50% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Discovery Federal Credit Union extends membership to those who live, work, worship, or attend school in Berks County, Pennsylvania.
See current membership details


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Health Grade Components

NCUA #12935
Year Chartered1959
Primary Regulator
Profit Margin
Return on Assets - YTD0.34%
Return on Equity - YTD4.03%
Annual Interest Income$2.3MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$177.2MM$175.7MM
LoansQ2 2022vs Q2 2021$89.5MM$82.8MM
DepositsQ2 2022vs Q2 2021$161.6MM$156.7MM
Equity CapitalQ2 2022vs Q2 2021$15.2MM$18.5MM
Loan Loss AllowanceQ2 2022vs Q2 2021$1.1MM$1.2MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$130.00K$128.00K
Real Estate OwnedQ2 2022vs Q2 2021$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Discovery Federal Credit Union Savings Account Rates

0.40%*$75k*-Traditional IRA
OTHER TIERS: 0.01% Up to $2.5k | 0.25% $2.5k - $25k | 0.30% $25k - $75k
0.40%*$75k*-Roth IRA
OTHER TIERS: 0.01% Up to $2.5k | 0.25% $2.5k - $25k | 0.30% $25k - $75k
0.40%*$75k*-Educational IRA
OTHER TIERS: 0.01% Up to $2.5k | 0.25% $2.5k - $25k | 0.30% $25k - $75k
0.01%--Basic Savings

Discovery Federal Credit Union Money Market Rates

0.40%*$75k*-Money Market
OTHER TIERS: 0.25% $2.5k - $25k | 0.30% $25k - $75k

Discovery Federal Credit Union Checking Account Rates

0.10%$1k-Interest Checking
0.10%$1k-Business Checking

Discovery Federal Credit Union CD Rates

2.25%$500-60 Month Certificate
2.25%$100-Youth 60 Month Certificate
2.25%$100-15 Month Certificate Special
2.25%$100-Youth 15 Month Certificate Special
2.10%$500-48 Month Certificate
2.10%$100-Youth 48 Month Certificate
2.00%$500-36 Month Certificate
2.00%$100-Youth 36 Month Certificate
1.75%$500-24 Month Certificate
1.75%$100-Youth 24 Month Certificate
1.50%$500-18 Month Certificate
1.50%$100-Youth 18 Month Certificate
1.35%$500-12 Month Certificate
1.35%$100-Youth 12 Month Certificate
1.30%$500-9 Month Certificate
1.30%$100-Youth 9 Month Certificate
1.25%$500-6 Month Certificate
1.25%$100-Youth 6 Month Certificate

Discovery Federal Credit Union IRA Rates

2.25%$500-60 Month IRA Certificate
2.25%$100-15 Month IRA Certificate Special
2.10%$500-48 Month IRA Certificate
2.00%$500-36 Month IRA Certificate
1.75%$500-24 Month IRA Certificate
1.50%$500-18 Month IRA Certificate
1.35%$500-12 Month IRA Certificate
1.30%$500-9 Month IRA Certificate
1.25%$500-6 Month IRA Certificate

Discovery Federal Credit Union Locations
Branch Office2744 Century BlvdWyomissing, PA 19610

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