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Discovery Federal Credit Union


Overview / Commentary
www.discoveryfcu.org
610-372-8010
2744 Century Blvd
Wyomissing, PA 19610-3345

Discovery Federal Credit Union is headquartered in Wyomissing and is the 50th largest credit union in the state of Pennsylvania. It is also the 1,338th largest credit union in the nation. It was established in 1959 and as of September of 2024, it had grown to 21 employees and 8,748 members at 1 location. Discovery Federal Credit Union's CD rates are 5X the national average, and it has an A health rating.

Field of Membership Restrictions

Discovery Federal Credit Union extends membership to those who live, work, worship, or attend school in Berks County, Pennsylvania. Immediate family members of existing credit union members are also eligible to join.
See current membership details

Related Posts

12-Month CD, 5.75% APY - 12/18/2023

If you live in Berks County, PA, you might be interested in Discovery FCU's 5.75% APY 12-month CD, $500 minimum deposit.

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Health
A

Data as of Q3 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #12935
Year Chartered1959
Employees21
Primary Regulator
Profit Margin
Return on Assets - YTD0.37%
Return on Equity - YTD3.63%
Annual Interest Income$6MM
Assets and Liabilities
AssetsQ3 2024vs Q3 2023$179.5MM$170.6MM
LoansQ3 2024vs Q3 2023$113.5MM$99.8MM
DepositsQ3 2024vs Q3 2023$160.9MM$154.8MM
Equity CapitalQ3 2024vs Q3 2023$18.3MM$15.6MM
Loan Loss AllowanceQ3 2024vs Q3 2023$889K$1MM
Unbacked Noncurrent LoansQ3 2024vs Q3 2023$83K$166K
Real Estate OwnedQ3 2024vs Q3 2023$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Discovery Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Discovery Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$0-Traditional IRA
1.00%$0-Roth IRA
1.00%$0-Educational IRA
0.05%$0-Basic Savings

Discovery Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%*$250k*-Money Market
OTHER TIERS: 1.00% → $2.5k - $25k | 1.10% → $25k - $50k | 1.15% → $50k - $100k | 1.20% → $100k - $250k

Discovery Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$1k-Business Checking
0.10%$1k-Dividend Checking

Discovery Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.25%$500-6 Month Certificate
4.25%$500-12 Month Certificate
4.25%$500-9 Month Certificate
4.00%$500-18 Month Certificate
4.00%$500-24 Month Certificate
3.75%$500-36 Month Certificate
3.75%$500-48 Month Certificate
3.75%$500-60 Month Certificate

Discovery Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.25%$500-6 Month IRA Certificate
4.25%$500-12 Month IRA Certificate
4.25%$500-9 Month IRA Certificate
4.00%$500-18 Month IRA Certificate
4.00%$500-24 Month IRA Certificate
3.75%$500-36 Month IRA Certificate
3.75%$500-48 Month IRA Certificate
3.75%$500-60 Month IRA Certificate
Locations


Discovery Federal Credit Union Locations
Branch Office2744 Century BlvdWyomissing, PA 19610

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