Overview / Commentary
Discovery Federal Credit Union is headquartered in Wyomissing and is the 50th largest credit union in the state of Pennsylvania. It is also the 1,332nd largest credit union in the nation. It was established in 1959 and as of March of 2025, it had grown to 22 employees and 8,853 members at 1 location. Discovery Federal Credit Union has an A health rating.
Field of Membership Restrictions
Discovery Federal Credit Union extends membership to those who live, work, worship, or attend school in Berks County, Pennsylvania. Immediate family members of existing credit union members are also eligible to join.
See current membership details
Health
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 12935 |
| Year Chartered | 1959 |
| Employees | 22 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.13% |
| Return on Equity - YTD | 1.28% |
| Annual Interest Income | $2.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $184.4MM$181.4MM |
| Loans | Q1 2025vs Q1 2024 | $119.9MM$105.1MM |
| Deposits | Q1 2025vs Q1 2024 | $165.2MM$164.3MM |
| Equity Capital | Q1 2025vs Q1 2024 | $19MM$16.9MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $891K$899K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $48K$210K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |