Discovery Federal Credit Union

Overview / Commentary
2744 Century Blvd
Wyomissing, PA 19610-3345

Discovery Federal Credit Union is headquartered in Wyomissing and is the 48th largest credit union in the state of Pennsylvania. It is also the 1,323rd largest credit union in the nation. It was established in 1959 and as of December of 2021, it had grown to 18 employees and 8,549 members at 1 location. Discovery Federal Credit Union has an A+ health rating.

Field of Membership Restrictions

Discovery Federal Credit Union extends membership to those who live, work, worship, or attend school in Berks County, Pennsylvania.
See current membership details


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Health Grade Components

NCUA #12935
Year Chartered1959
Primary Regulator
Profit Margin
Return on Assets - YTD0.29%
Return on Equity - YTD2.84%
Annual Interest Income$4.5MM
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$179.1MM$164.9MM
LoansQ4 2021vs Q4 2020$85.0MM$79.7MM
DepositsQ4 2021vs Q4 2020$160.6MM$145.6MM
Equity CapitalQ4 2021vs Q4 2020$18.0MM$18.7MM
Loan Loss AllowanceQ4 2021vs Q4 2020$1.2MM$1.2MM
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$115.00K$456.00K
Real Estate OwnedQ4 2021vs Q4 2020$0$0
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Always verify rates and promotions with the bank or credit union. We are not Discovery Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Discovery Federal Credit Union Savings Account Rates

0.15%*$50k*-Traditional IRA
OTHER TIERS: 0.01% Up to $2.5k | 0.10% $2.5k - $50k
0.15%*$50k*-Roth IRA
OTHER TIERS: 0.01% Up to $2.5k | 0.10% $2.5k - $50k
0.15%*$50k*-Educational IRA
OTHER TIERS: 0.01% Up to $2.5k | 0.10% $2.5k - $50k
0.01%--Basic Savings

Discovery Federal Credit Union Money Market Rates

0.15%*$50k*-Money Market
OTHER TIERS: 0.10% $2.5k - $50k

Discovery Federal Credit Union Checking Account Rates

0.10%$1k-Interest Checking
0.10%$1k-Business Checking

Discovery Federal Credit Union CD Rates

0.90%$500-60 Month Certificate
0.90%$100-Youth 60 Month Certificate
0.80%$500-48 Month Certificate
0.80%$100-Youth 48 Month Certificate
0.70%$500-36 Month Certificate
0.70%$100-Youth 36 Month Certificate
0.65%$500-24 Month Certificate
0.65%$100-Youth 24 Month Certificate
0.55%$500-18 Month Certificate
0.55%$100-Youth 18 Month Certificate
0.45%$500-12 Month Certificate
0.45%$100-Youth 12 Month Certificate
0.40%$500-9 Month Certificate
0.40%$100-Youth 9 Month Certificate
0.35%$500-6 Month Certificate
0.35%$100-Youth 6 Month Certificate

Discovery Federal Credit Union IRA Rates

0.90%$500-60 Month IRA Certificate
0.80%$500-48 Month IRA Certificate
0.70%$500-36 Month IRA Certificate
0.65%$500-24 Month IRA Certificate
0.55%$500-18 Month IRA Certificate
0.45%$500-12 Month IRA Certificate
0.40%$500-9 Month IRA Certificate
0.35%$500-6 Month IRA Certificate

Discovery Federal Credit Union Locations
Branch Office2744 Century BlvdWyomissing, PA 19610

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