Diversified Credit Union is headquartered in Minneapolis and is the 62nd largest credit union in the state of Minnesota. It is also the 2,624th largest credit union in the nation. It was established in 1930 and as of March of 2019, it had grown to 10 employees and 3,295 members at 3 locations. Diversified Credit Union's savings rates are 3X the national average, but it has a C health rating.
Field of Membership Restrictions
Diversified Credit Union of Minnesota is open to individuals who live, work, worship, volunteer, or attend school in Anoka, Hennepin, and Waseca Counties, MN. Employees of six Select Employee Groups (including CenterPoint Energy) also qualify for membership, as do the family members of the current Credit Union members.
See current membership details
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Data as of Q1 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 61726 |
| Year Chartered | 1930 |
| Employees | 10 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -1.53% |
| Return on Equity - YTD | -19.16% |
| Annual Interest Income | $562.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2019vs Q1 2018 | $38.1MM$41.5MM |
| Loans | Q1 2019vs Q1 2018 | $33.3MM$38.6MM |
| Deposits | Q1 2019vs Q1 2018 | $35.0MM$38.0MM |
| Equity Capital | Q1 2019vs Q1 2018 | $3.0MM$3.3MM |
| Loan Loss Allowance | Q1 2019vs Q1 2018 | $556.00K$452.00K |
| Unbacked Noncurrent Loans | Q1 2019vs Q1 2018 | $647.00K$1.0MM |
| Real Estate Owned | Q1 2019vs Q1 2018 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Diversified Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Diversified Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.63% | $25k | - | High-Yield Savings Account | |
| 0.35% | - | - | IRA Share Account | |
| 0.10% | $10 | - | Share Savings Account |
Diversified Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.40%* | $50k* | - | Money Market Savings Account | ||
| OTHER TIERS: 0.20% → $2.5k - $20k | 0.30% → $20k - $50k | |||||
Diversified Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 3.00%* | $1 | $500 | eReward Checking Account | ||
| OTHER TIERS: 0.10% → $500+ | |||||
| 0.10% | $500 | - | Lifestyle Checking Account | ||
| 0.10% | $500 | - | Reward Checking Account | ||
Diversified Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.88% | $2.5k | - | 60 Month CD | |
| 2.27% | $2.5k | - | 36 Month CD | |
| 2.14% | $5k | - | 21 Month CD | |
| 1.76% | $2.5k | - | 18 Month CD | |
| 1.76% | $2.5k | - | 24 Month CD | |
| 1.51% | $2.5k | $5k | 12 Month CD | |
| 1.16% | $1k | - | 6 Month CD |
Diversified Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.88% | $2.5k | - | 60 Month IRA | |
| 2.27% | $2.5k | - | 36 Month IRA | |
| 1.76% | $2.5k | - | 18 Month IRA | |
| 1.76% | $2.5k | - | 24 Month IRA | |
| 1.51% | $2.5k | - | 12 Month IRA |
| Diversified Credit Union Locations | ||
|---|---|---|
| Branch Office | 800 LaSalle Ave Ste 104 | Minneapolis, MN 55402-2009 |
| Branch Office | 299 Johnson Ave SW Stuite 130 | Waseca, MN 56093 |
| Branch Office | 700 Linden Ave W | Minneapolis, MN 55403 |