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Diversified Credit Union


Overview / Commentary
www.diversifiedcu.org
612-321-5300
700 Linden Ave W
Minneapolis, MN 55403

Diversified Credit Union is headquartered in Minneapolis and is the 61st largest credit union in the state of Minnesota. It is also the 2,666th largest credit union in the nation. It was established in 1930 and as of June of 2020, it had grown to 9 employees and 3,030 members at 3 locations. Diversified Credit Union's savings rates are 44% higher than the national average, and it has a B health rating.

Field of Membership Restrictions

Diversified Credit Union of Minnesota is open to individuals who live, work, worship, volunteer, or attend school in Anoka, Hennepin, and Waseca Counties, MN. Employees of six Select Employee Groups (including CenterPoint Energy) also qualify for membership, as do the family members of the current Credit Union members.
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Health
B

Data as of Q2 2020

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Diversified Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #61726
Year Chartered1930
Employees9
Primary Regulator
Profit Margin
Return on Assets - YTD1.27%
Return on Equity - YTD13.87%
Annual Interest Income$1.1MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$38.9MM$35.9MM
LoansQ2 2020vs Q2 2019$30.3MM$33.0MM
DepositsQ2 2020vs Q2 2019$35.3MM$32.7MM
Equity CapitalQ2 2020vs Q2 2019$3.5MM$3.0MM
Loan Loss AllowanceQ2 2020vs Q2 2019$559.00K$565.00K
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$720.00K$688.00K
Real Estate OwnedQ2 2020vs Q2 2019$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Diversified Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Diversified Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%$25k-High-Yield Savings Account
0.35%--IRA Share Account
0.10%$10-Share Savings Account

Diversified Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*$50k*-Money Market Savings Account
OTHER TIERS: 0.20% → $2.5k - $20k | 0.30% → $20k - $50k

Diversified Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%*$1$500eReward Checking Account
OTHER TIERS: 0.10% → $500+
0.10%$500-Lifestyle Checking Account
0.10%$500-Reward Checking Account

Diversified Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.31%$2.5k-60 Month CD
1.00%$2.5k-36 Month CD
0.85%$2.5k-24 Month CD
0.70%$2.5k-18 Month CD
0.60%$2.5k$5k12 Month CD
0.45%$1k-6 Month CD

Diversified Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.31%$2.5k-60 Month IRA
1.00%$2.5k-36 Month IRA
0.85%$2.5k-24 Month IRA
0.70%$2.5k-18 Month IRA
0.60%$2.5k-12 Month IRA
Locations


Diversified Credit Union Locations
Branch Office800 LaSalle Ave Ste 104Minneapolis, MN 55402-2009
Branch Office299 Johnson Ave SW Stuite 130Waseca, MN 56093
Branch Office700 Linden Ave WMinneapolis, MN 55403

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