Diversified Credit Union

Overview / Commentary
700 Linden Ave W
Minneapolis, MN 55403

Diversified Credit Union is headquartered in Minneapolis and is the 61st largest credit union in the state of Minnesota. It is also the 2,631st largest credit union in the nation. It was established in 1930 and as of September of 2020, it had grown to 9 employees and 3,006 members at 3 locations. Diversified Credit Union has a B health rating.

Field of Membership Restrictions

Diversified Credit Union of Minnesota is open to individuals who live, work, worship, volunteer, or attend school in Anoka, Hennepin, and Waseca Counties, MN. Employees of six Select Employee Groups (including CenterPoint Energy) also qualify for membership, as do the family members of the current Credit Union members.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Diversified Credit Union has a low asset base.

Health Grade Components

NCUA #61726
Year Chartered1930
Primary Regulator
Profit Margin
Return on Assets - YTD1.09%
Return on Equity - YTD12.28%
Annual Interest Income$1.6MM
Assets and Liabilities
AssetsQ3 2020vs Q3 2019$41.5MM$35.9MM
LoansQ3 2020vs Q3 2019$31.4MM$32.8MM
DepositsQ3 2020vs Q3 2019$37.9MM$32.6MM
Equity CapitalQ3 2020vs Q3 2019$3.6MM$3.2MM
Loan Loss AllowanceQ3 2020vs Q3 2019$547.00K$580.00K
Unbacked Noncurrent LoansQ3 2020vs Q3 2019$635.00K$780.00K
Real Estate OwnedQ3 2020vs Q3 2019$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Diversified Credit Union Savings Account Rates

0.50%$25k-High-Yield Savings Account
0.35%--IRA Share Account
0.10%$10-Share Savings Account

Diversified Credit Union Money Market Rates

0.35%*$50k*-Money Market Savings Account
OTHER TIERS: 0.15% $2.5k - $20k | 0.25% $20k - $50k

Diversified Credit Union Checking Account Rates

3.00%*$1$500eReward Checking Account
OTHER TIERS: 0.10% $500+
0.10%$500-Lifestyle Checking Account
0.10%$500-Reward Checking Account

Diversified Credit Union CD Rates

1.21%$2.5k-60 Month CD
1.00%$2.5k-36 Month CD
0.80%$2.5k-24 Month CD
0.60%$2.5k-18 Month CD
0.55%$2.5k$5k12 Month CD
0.35%$1k-6 Month CD

Diversified Credit Union IRA Rates

1.21%$2.5k-60 Month IRA
1.00%$2.5k-36 Month IRA
0.80%$2.5k-24 Month IRA
0.60%$2.5k-18 Month IRA
0.55%$2.5k-12 Month IRA

Diversified Credit Union Locations
Branch Office800 LaSalle Ave Ste 104Minneapolis, MN 55402-2009
Branch Office299 Johnson Ave SW Stuite 130Waseca, MN 56093
Branch Office700 Linden Ave WMinneapolis, MN 55403

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