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Diversified Credit Union


Overview / Commentary
www.diversifiedcu.org
612-321-5300
700 Linden Ave W
Minneapolis, MN 55403

Diversified Credit Union is headquartered in Minneapolis and is the 61st largest credit union in the state of Minnesota. It is also the 2,665th largest credit union in the nation. It was established in 1930 and as of December of 2019, it had grown to 9 employees and 3,063 members at 3 locations. Diversified Credit Union's savings rates are 98% higher than the national average, but it has a C health rating.

Field of Membership Restrictions

Diversified Credit Union of Minnesota is open to individuals who live, work, worship, volunteer, or attend school in Anoka, Hennepin, and Waseca Counties, MN. Employees of six Select Employee Groups (including CenterPoint Energy) also qualify for membership, as do the family members of the current Credit Union members.
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Health
C

Data as of Q4 2019

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Diversified Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #61726
Year Chartered1930
Employees9
Primary Regulator
Profit Margin
Return on Assets - YTD0.29%
Return on Equity - YTD3.22%
Annual Interest Income$2.3MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$36.0MM$36.9MM
LoansQ4 2019vs Q4 2018$31.9MM$34.5MM
DepositsQ4 2019vs Q4 2018$32.7MM$33.7MM
Equity CapitalQ4 2019vs Q4 2018$3.2MM$3.1MM
Loan Loss AllowanceQ4 2019vs Q4 2018$585.00K$507.00K
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$817.00K$665.00K
Real Estate OwnedQ4 2019vs Q4 2018$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Diversified Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.03%$25k-High-Yield Savings Account
0.35%--IRA Share Account
0.10%$10-Share Savings Account

Diversified Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*$50k*-Money Market Savings Account
OTHER TIERS: 0.20% → $2.5k - $20k | 0.30% → $20k - $50k

Diversified Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%*$1$500eReward Checking Account
OTHER TIERS: 0.10% → $500+
0.10%$500-Lifestyle Checking Account
0.10%$500-Reward Checking Account

Diversified Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.70%$2.5k-60 Month CD
1.30%$2.5k-36 Month CD
1.20%$2.5k-24 Month CD
0.85%$2.5k-18 Month CD
0.75%$2.5k$5k12 Month CD
0.60%$1k-6 Month CD

Diversified Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.70%$2.5k-60 Month IRA
1.30%$2.5k-36 Month IRA
1.20%$2.5k-24 Month IRA
0.85%$2.5k-18 Month IRA
0.75%$2.5k-12 Month IRA
Locations


Diversified Credit Union Locations
Branch Office800 LaSalle Ave Ste 104Minneapolis, MN 55402-2009
Branch Office299 Johnson Ave SW Stuite 130Waseca, MN 56093
Branch Office700 Linden Ave WMinneapolis, MN 55403

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