Diversified Members Credit Union

Overview / Commentary
1480 E Jefferson Ave
Detroit, MI 48207

Diversified Members Credit Union is headquartered in Detroit and is the 41st largest credit union in the state of Michigan. It is also the 682nd largest credit union in the nation. It was established in 1929 and as of June of 2021, it had grown to 82 employees and 25,503 members at 4 locations. Diversified Members Credit Union has an A+ health rating.

Field of Membership Restrictions

Membership in Diversified Members Credit Union is open to anyone who lives, works, or worships in the state of Michigan.
See current membership details

Related Posts

Diversified Members Credit Union (MI) Has Two Short-Term CD Specials - 2/5/2021

Diversified Members Credit Union (MI) is currently offering two CD Specials with terms of 13 and 18 months. $200 minimum opening deposit of new money.

Diversified Members Credit Union (MI) Offers 12-Month Add-On CD - 11/21/2020

Diversified Members Credit Union's (MI) 12-month Save to Win CD is an add-on CD with unlimited deposits allowed throughout the term. $25 min opening deposit.

Diversified Members C U 1% "Save To Win" CD - 11/14/2020

Michigan residents can open a "save to win" CD. Min deposit $25, no max. 1% 1 year add on. Never thought this would be a good rate but oh well, it is what it is.

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Reviews (1)

DMCU Customer Service (Ronette Gault)

Posted by: |

I’m not really good with these phones, as far as going to putting in different stuff to put information in and just getting confused! But when I tell you, DMCU! I always get a sound of hissing from Customer Service because I’m not as sharp on these computers as most are, and I understand because it takes me a while to get it right !! But today, Ms. Ronette Gault, was so patient with and kind! It took me so long, after she helped me activate my Debit card and get codes from my email. Then I asked about getting discounts for Traveling and other ways to get money through DMCU, she explained and walked me through it with such patience, because trust and believe She was on that phone with me for a while. So finally, after she got me through it, she said Ms. Idleburg If you can, I understand! But I would like a review if you can get back to the site. So I told her if it takes me until tomorrow, I’ll figure it out and most definitely give you a review! And it took me a couple of hours to get here, but I did it! She’s really patience and kind,, I was really impressed with her, because I get aggravated because I’m steadily getting confused and she was still like take your time, and finally she got me together! Thank You So Much!


Health Grade Components

NCUA #62339
Year Chartered1929
Primary Regulator
Profit Margin
Return on Assets - YTD0.22%
Return on Equity - YTD1.34%
Annual Interest Income$7.1MM
Assets and Liabilities
AssetsQ2 2021vs Q2 2020$511.1MM$450.2MM
LoansQ2 2021vs Q2 2020$224.5MM$172.5MM
DepositsQ2 2021vs Q2 2020$420.9MM$360.0MM
Equity CapitalQ2 2021vs Q2 2020$82.6MM$81.4MM
Loan Loss AllowanceQ2 2021vs Q2 2020$2.4MM$2.4MM
Unbacked Noncurrent LoansQ2 2021vs Q2 2020$1.3MM$1.1MM
Real Estate OwnedQ2 2021vs Q2 2020$0$173.00K
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Always verify rates and promotions with the bank or credit union. We are not Diversified Members Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Diversified Members Credit Union Savings Account Rates

0.45%--Traditional IRA
0.45%--Rollover Traditional IRA
0.45%--Roth IRA Shares
0.35%$100-My Future Savings
0.30%--Christmas Club
0.30%--Vacation Club
0.15%--Savings Shares
0.15%--Sub Savings

Diversified Members Credit Union Money Market Rates

0.35%*$100k*-Money Market
OTHER TIERS: 0.20% $2.5k - $25k | 0.25% $25k - $50k | 0.30% $50k - $100k

Diversified Members Credit Union Checking Account Rates

0.05%--DMCU Checking
0.05%$2.5k-Business Advantage Checking
0.05%$6k-Business Premiere Checking
0.01%$300-Business Checking

Diversified Members Credit Union CD Rates

1.15%$200-60 Month CD
1.00%$200-36 Month CD
0.80%$200-24 Month CD
0.60%$200-12 Month CD
0.55%$25-12 Month Save to Win CD
0.40%$200-6 Month CD

Diversified Members Credit Union IRA Rates

1.15%$200-60 Month IRA
1.00%$200-36 Month IRA
0.80%$200-24 Month IRA
0.60%$200-12 Month IRA
0.40%$200-6 Month IRA

Diversified Members Credit Union Locations
Branch Office2 Woodward Ave Rm 118Detroit, MI 48226-3476
Branch Office1480 E Jefferson AveDetroit, MI 48207
Branch Office625 N Main StClawson, MI 48017-1529
Branch Office25880 Novi RdNovi, MI 48375-1610

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