Overview / Commentary
Division 726 Federal Credit Union is headquartered in STATEN ISLAND and is the 227th largest credit union in the state of New York. It is also the 3,958th largest credit union in the nation. It was established in 1970 and as of September of 2019, it had grown to 1 employees and 2,465 members at 1 location. Division 726 Federal Credit Union's money market rates are 2X the national average, and it has a C+ health rating.
Reviews (1)
Membership Restrictions
Posted by: jg101439 | Apr 13, 2016
Must be employed by NYC Transit Authority. No easy way to join if not qualified.
Health
C+
Data as of Q3 2019
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Division 726 Federal Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 20336 |
| Year Chartered | 1970 |
| Employees | 1 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.33% |
| Return on Equity - YTD | 2.16% |
| Annual Interest Income | $427.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2019vs Q3 2018 | $10.6MM$11.2MM |
| Loans | Q3 2019vs Q3 2018 | $7.3MM$7.0MM |
| Deposits | Q3 2019vs Q3 2018 | $8.6MM$9.2MM |
| Equity Capital | Q3 2019vs Q3 2018 | $1.6MM$1.6MM |
| Loan Loss Allowance | Q3 2019vs Q3 2018 | $125.00K$102.00K |
| Unbacked Noncurrent Loans | Q3 2019vs Q3 2018 | $134.00K$23.00K |
| Real Estate Owned | Q3 2019vs Q3 2018 | $0$0 |