Overview / Commentary
Division 726 Federal Credit Union is headquartered in STATEN ISLAND and is the 229th largest credit union in the state of New York. It is also the 3,975th largest credit union in the nation. It was established in 1970 and as of June of 2019, it had grown to 1 employees and 2,297 members at 1 location. Division 726 Federal Credit Union's money market rates are 2X the national average, and it has a C+ health rating.
Reviews (1)
Membership Restrictions
Posted by: jg101439 | Apr 13, 2016
Must be employed by NYC Transit Authority. No easy way to join if not qualified.
Health
C+
Data as of Q2 2019
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Division 726 Federal Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 20336 |
| Year Chartered | 1970 |
| Employees | 1 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.38% |
| Return on Equity - YTD | 2.5% |
| Annual Interest Income | $284.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2019vs Q2 2018 | $10.6MM$11.1MM |
| Loans | Q2 2019vs Q2 2018 | $7.1MM$6.9MM |
| Deposits | Q2 2019vs Q2 2018 | $8.9MM$9.4MM |
| Equity Capital | Q2 2019vs Q2 2018 | $1.6MM$1.6MM |
| Loan Loss Allowance | Q2 2019vs Q2 2018 | $140.00K$104.00K |
| Unbacked Noncurrent Loans | Q2 2019vs Q2 2018 | $81.00K$39.00K |
| Real Estate Owned | Q2 2019vs Q2 2018 | $0$0 |
Rates
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Division 726 Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.75% | - | - | Savings | |
| 0.75% | - | - | Christmas Club | |
| 0.75% | - | - | Vacation Club |
Division 726 Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.00% | - | - | Money Market |
Division 726 Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.75% | - | - | Checking |
Division 726 Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.61% | - | - | 24 Month CD | |
| 1.51% | - | - | 18 Month CD | |
| 1.31% | - | - | 12 Month CD | |
| 1.11% | - | - | 6 Month CD | |
| 1.00% | - | - | 3 Month CD |
Division 726 Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.61% | - | - | 24 Month IRA | |
| 1.51% | - | - | 12 Month IRA | |
| 0.75% | - | - | 6 Month IRA | |
| 0.75% | - | - | 18 Month IRA |
Locations
| Division 726 Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 4886 ARTHUR KILL RD | STATEN ISLAND, NY 10309 |