Overview / Commentary
973-373-2332
186 Brookside Ave
Irvington, NJ 07111

Division 819 Transit Employees Credit Union is headquartered in Irvington and is the 72nd largest credit union in the state of New Jersey. It is also the 3,502nd largest credit union in the nation. It was established in 1945 and as of June of 2018, it had grown to 3 employees and 1,758 members at 1 location. Division 819 Transit Employees Credit Union's savings rates are 92% higher than the national average, and it has a B health rating.

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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Division 819 Transit Employees Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #62855
Year Chartered1945
Employees3
Primary Regulator
Profit Margin
Return on Assets - YTD1.25%
Return on Equity - YTD10.3%
Annual Interest Income$406.00K
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$18.1MM$19.4MM
LoansQ2 2018vs Q2 2017$5.0MM$4.7MM
DepositsQ2 2018vs Q2 2017$15.6MM$17.1MM
Equity CapitalQ2 2018vs Q2 2017$2.2MM$2.1MM
Loan Loss AllowanceQ2 2018vs Q2 2017$77.00K$96.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$113.00K$136.00K
Real Estate OwnedQ2 2018vs Q2 2017$0$0
Rates
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Division 819 Transit Employees Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$10k*-Dividend Share
OTHER TIERS: 0.50% $100 - $5k | 0.75% $5k - $10k
Locations


Division 819 Transit Employees Credit Union Locations
Branch Office186 Brookside AveIrvington, NJ 07111

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