Overview / Commentary
Dixie Line Credit Union is headquartered in Nashville and is the 102nd largest credit union in the state of Tennessee. It is also the 3,493rd largest credit union in the nation. It was established in 1932 and as of March of 2025, it had grown to 4 employees and 832 members at 1 location. Dixie Line Credit Union has a C+ health rating.
Field of Membership Restrictions
Dixie Line Credit Union of Tennessee is open to the current and retired employees (and their family members) of the Select Employer Groups, including CSX Railroad and American Sugar Refining.
See current membership details
Health
C+
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Dixie Line Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 67937 |
| Year Chartered | 1932 |
| Employees | 4 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.14% |
| Return on Equity - YTD | 0.74% |
| Annual Interest Income | $197K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $12.7MM$12.9MM |
| Loans | Q1 2025vs Q1 2024 | $7.8MM$7.6MM |
| Deposits | Q1 2025vs Q1 2024 | $10.3MM$10.4MM |
| Equity Capital | Q1 2025vs Q1 2024 | $2.4MM$2.4MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $77K$75K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $413K$134K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |