Overview / Commentary
Dixies Federal Credit Union is headquartered in Darlington and is the 33rd largest credit union in the state of South Carolina. It is also the 2,481st largest credit union in the nation. It was established in 1947 and as of March of 2025, it had grown to 14 employees and 4,896 members at 2 locations. Dixies Federal Credit Union has a B health rating.
Field of Membership Restrictions
Dixies Federal Credit Union is open to businesses or other legal entities and anyone who lives, works, worships, or goes to school in Florence County or Darlington County, South Carolina.. Employees/Retirees of Georgia-Pacific of Darlington are also eligible for membership, as well as their immediate family members.
See current membership details
Health
B
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Dixies Federal Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 5569 |
| Year Chartered | 1947 |
| Employees | 14 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.49% |
| Return on Equity - YTD | 2.2% |
| Annual Interest Income | $694K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $47MM$49.2MM |
| Loans | Q1 2025vs Q1 2024 | $29.8MM$30.5MM |
| Deposits | Q1 2025vs Q1 2024 | $36.5MM$38.9MM |
| Equity Capital | Q1 2025vs Q1 2024 | $10.3MM$9.8MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $397K$355K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $178K$198K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $113K$0 |