Featured Savings Rates
Featured Accounts

Dover Federal Credit Union

Popular Accounts at this Credit Union

1.75%5-year CD5-Year Share Certificate
1.15%4-year CD4-Year Share Certificate
0.75%3-year CD30-Month Share Certificate

Overview / Commentary
1075 Silver Lake Blvd
Dover, DE 19904-2411

Dover Federal Credit Union is headquartered in Dover and is the largest credit union in the state of Delaware. It is also the 546th largest credit union in the nation. It was established in 1958 and as of December of 2015, it had grown to 108 employees and 44,591 members at 7 locations. Dover Federal Credit Union's money market rates are 14% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Must be a military personnel of the U.S. Government with duty location in Delaware. Also open to employees of Dover Air Force Base, Bayhealth or Dover Downs; and employees and members of over 400 Business Partners.
See current membership details

Related Posts

Dover FCU Offers Top Rate 57-Month CD For Only Two Days - 6/18/2015

For two days only (June 18 and 19), Dover Federal Credit Union is offering a 57-month CD Special (2.57% APY). The minimum opening deposit is $2.5K. Easy membership.

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Reviews (4)

Great small town feel with big time convenience

Posted by: Ryan750 | Jun 16, 2015

I have been with Dover federal Credit union for ten years. I have had multiple loans and accounts through the years. I have always had the best guidance and help through all processes. I have never had a wait for assistance in person or on the phone. All of the small loans I received had great interest rates and auto pay features. I love Dover Federal.

Nice bank

Posted by: nitroooo | Jul 19, 2014

The only type of account i have in this bank i a savings account but i am fully satisfied with my experience with them. They do not charge any fee to have an account with them which is a plus. All you need to open an account is a $5 minimum deposit. They are lacking in the mobile/online experience though. They do have an app but it seems very buggy to me. Overall the customer service is good as well. The only downside is that you can only talk to an actual person on the phone during business hours. If i had to rate the bank over all it would get a 4 out of 5 from me.

Better than the big guys.

Posted by: Nitrooo | Jan 27, 2015

In my honest opinion, Dover Federal Credit Union is a great place to bank. They are a smaller local branch but that is actually a good thing. It allows them to give personal attention to each and every customer as needed. The only gripe i have is the mobile experience. Their mobile site and app are very basic and lacking in features. I'm fairly satisfied with most of their policies and offerings as well. They do not have any fees when opening an account aside from a minimum first deposit of $5. They do not penalize you for dropping below a certain balance like other banks tend to do. Overall DFCU is a good bank for all your basic monetary needs. I highly recommend it to anyone in the area.

Wonderful Service

Posted by: Crikee02 | Feb 22, 2011

I have been a member with Dover Federal Credit Union for over 5 years now and I must say that I am very pleased with this institution.  They have wonderful representatives from the tellers who will help you with your everyday transactions to the member services reps who are so knowledgeable about all the products they have to offer from mortgages to signature loans.  If you are in the neighborhood and are looking for and honest bank with high quality standards, then Dover FCU is for you!


Health Grade Components

NCUA #12443
Year Chartered1958
Primary Regulator
Profit Margin
Return on Assets - YTD0.41%
Return on Equity - YTD4.05%
Annual Interest Income$15.6MM
Assets and Liabilities
AssetsQ4 2015vs Q4 2014$434.2MM$412.5MM
LoansQ4 2015vs Q4 2014$275.0MM$220.3MM
DepositsQ4 2015vs Q4 2014$388.3MM$368.0MM
Equity CapitalQ4 2015vs Q4 2014$43.6MM$42.3MM
Loan Loss AllowanceQ4 2015vs Q4 2014$4.6MM$3.2MM
Unbacked Noncurrent LoansQ4 2015vs Q4 2014$4.8MM$2.5MM
Real Estate OwnedQ4 2015vs Q4 2014$30.00K$34.00K
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Always verify rates and promotions with the bank or credit union. We are not Dover Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Dover Federal Credit Union Savings Account Rates

0.13%$500-$uper $aver Share Account
0.10%$100-Share Savings
0.10%$100-Vacation Club
0.10%$100-Christmas Club
0.10%--Kids Making Cents Club
0.10%--#MyCash, Teen Program
0.10%$100-I.R.A. Share
0.05%$100-Business Share Savings

Dover Federal Credit Union Money Market Rates

0.50%*$250k*-Money Market Account
OTHER TIERS: 0.13% $1k - $10k | 0.18% $10k - $50k | 0.25% $50k - $100k | 0.40% $100k - $250k
0.20%*$100k*-Business Money Market
OTHER TIERS: 0.08% $1k - $50k | 0.10% $50k - $100k

Dover Federal Credit Union Checking Account Rates

0.05%$500-Checking Account

Dover Federal Credit Union CD Rates

1.75%$500-5-Year Share Certificate
1.15%$500-4-Year Share Certificate
1.00%$500-36-Month Share Certificate
0.75%$500-24-Month Share Certificate
0.75%$500-30-Month Share Certificate
0.65%$500-Business 36-Month Share Certificate
0.55%$500-12-Month Share Certificate
0.55%$500-18-Month Share Certificate
0.40%$500-Business 24-Month Share Certificate
0.25%$1k-6-Month Share Certificate
0.25%$500-Business 12-Month Share Certificate

Dover Federal Credit Union IRA Rates

1.75%$2k-5 Year IRA Share Certificate
1.15%$2k-4 Year IRA Share Certificate
1.00%$2k-3 Year IRA Share Certificate
0.75%$2k-2 Year IRA Share Certificate
0.55%$2k-1 Year IRA Share Certificate

Dover Federal Credit Union Locations
Branch Office225 Saulsbury RdDover, DE 19904-2720
Branch Office255 N DuPont HwyDover, DE 19901-7509
Branch Office264 Chad StDover Air Force Base, DE 19902-5012
Branch Office643 N DuPont BlvdMilford, DE 19963-1098
Branch Office499 Pulaski HwyNew Castle, DE 19720
Branch Office1075 Silver Lake BlvdDover, DE 19904-2411
Branch Office7 W Glenwood AveSmyrna, DE 19977-1106