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Dow Credit Union


Overview / Commentary
dowcreditunion.org
800-835-7794
600 E Lyon Rd
Midland, MI 48640

Dow Credit Union is headquartered in Midland and is the 9th largest credit union in the state of Michigan. It is also the 207th largest credit union in the nation. It was established in 1937 and as of June of 2024, it had grown to 166 employees and 82,019 members at 2 locations. Dow Credit Union's savings rates are 7X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Dow Credit Union is open to anyone who joins the Midland Center for the Arts' Alden B. Dow Museum or the Midland County Historical Society. Current and retired employees of the Dow Chemical Company, the Dow Corning Corporation, and their affiliates are also eligible. Membership is also open to individual owners of stock in the Dow Chemical Company and employees of nearly 100 Select Employer Groups.
See current membership details

Related Posts

Dow Credit Union Adds Nationally Available 13-Month CD Special - 11/17/2023

Dow Credit Union (easy membership requirement) has unveiled a 13-month CD Special with a near rate-leading APY. Minimum $500 opening deposit.

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Reviews (1)

Be Aware, A Hard Pull

Posted by: |

Just wanted to let the community know hat there is a hard pull during sign up. And submitting application doesn’t guarantee the approval…

11


Health
A

Data as of Q2 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #60137
Year Chartered1937
Employees166
Primary Regulator
Profit Margin
Return on Assets - YTD0.51%
Return on Equity - YTD6.34%
Annual Interest Income$50.3MM
Assets and Liabilities
AssetsQ2 2024vs Q2 2023$2.33B$2.13B
LoansQ2 2024vs Q2 2023$1.24B$1.15B
DepositsQ2 2024vs Q2 2023$2.11B$1.89B
Equity CapitalQ2 2024vs Q2 2023$185.9MM$164MM
Loan Loss AllowanceQ2 2024vs Q2 2023$8.2MM$5MM
Unbacked Noncurrent LoansQ2 2024vs Q2 2023$3MM$1.7MM
Real Estate OwnedQ2 2024vs Q2 2023$0$50K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Dow Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Dow Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.51%*$150k*-Simple High Yield Deposit
OTHER TIERS: 2.28% → $0 - $50k | 2.95% → $50k - $100k | 3.23% → $100k - $150k
2.91%*$150k*-Premium High Yield Deposit Account
OTHER TIERS: 1.89% → $0 - $50k | 2.46% → $50k - $100k | 2.69% → $100k - $150k
0.35%$0-Prime Savings
0.35%$0-Secondary Savings
0.35%$0-Club Account

Dow Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$0-Share Draft Account

Dow Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.10%$500-3 Month Simple CD
4.90%$500-6 Month Simple CD
4.60%$500-13 Month Simple CD Special
4.30%$500-12 Month Simple CD
4.22%$500$10k6 Month Youth CD
4.15%$500-18 Month Simple CD
4.06%$500-6 Month CD
4.00%$500-36 Month Simple CD
3.95%$500-48 Month CD
3.95%$500-60 Month CD
3.90%$500-24 Month Simple CD
3.73%$500$10k12 Month Youth CD
3.58%$500-12 Month CD
3.58%$500-12 Month HSA CD
3.44%$500-18 Month CD
3.33%$500-36 Month CD
3.33%$500-36 Month HSA CD
3.28%$500-48 Month HSA CD
3.28%$500-48 Month Bump Rate CD
3.28%$500-60 Month Bump Rate CD
3.24%$500-24 Month CD
3.24%$500-24 Month HSA CD
Locations


Dow Credit Union Locations
Branch Office600 E Lyon RdMidland, MI 48640-5396
Branch Office5420 Gratiot RdSaginaw, MI 48638-6056

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.