Overview / Commentary
Dow Great Western Credit Union is headquartered in Antioch and is the 191st largest credit union in the state of California. It is also the 2,474th largest credit union in the nation. It was established in 1938 and as of March of 2025, it had grown to 8 employees and 2,005 members at 2 locations. Dow Great Western Credit Union has a B health rating.
Field of Membership Restrictions
Dow Credit Union is open to anyone who lives, works, worships, or attends school in the California counties of Alameda, Contra Costa, or Solano.
See current membership details
Health
B
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Dow Great Western Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 64503 |
| Year Chartered | 1938 |
| Employees | 8 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -0.13% |
| Return on Equity - YTD | -1.83% |
| Annual Interest Income | $550K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $47.2MM$47.3MM |
| Loans | Q1 2025vs Q1 2024 | $21.4MM$25MM |
| Deposits | Q1 2025vs Q1 2024 | $43.6MM$43.6MM |
| Equity Capital | Q1 2025vs Q1 2024 | $3.5MM$3.2MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $110K$97K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $148K$287K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |