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Downey Federal Credit Union


Overview / Commentary
www.downeyfcu.org
562-862-8141
8237 3rd St
Downey, CA 90241

Downey Federal Credit Union is headquartered in Downey and is the 108th largest credit union in the state of California. It is also the 993rd largest credit union in the nation. It was established in 1957 and as of June of 2022, it had grown to 48 employees and 18,025 members at 1 location. Downey Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership in DFCU is open to those who live, work, worship, or attend school in the communities of Bell, Bell Gardens, Bellflower, Compton (including East Compton), Cudahy, Downey, Huntington Park, Lynwood, Norwalk, Paramount, Pico Rivera, Santa Fe Springs, or South Gate. Immediate family of current members are also eligible to join.
See current membership details

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Health
B+

Data as of Q2 2022

Learn why bank health matters

Health Grade Components

Overall
NCUA #11870
Year Chartered1957
Employees48
Primary Regulator
Profit Margin
Return on Assets - YTD0.1%
Return on Equity - YTD2.24%
Annual Interest Income$3.6MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$302.4MM$302.3MM
LoansQ2 2022vs Q2 2021$116.1MM$108.8MM
DepositsQ2 2022vs Q2 2021$284.9MM$269.9MM
Equity CapitalQ2 2022vs Q2 2021$14.5MM$29.7MM
Loan Loss AllowanceQ2 2022vs Q2 2021$556.00K$512.00K
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$450.00K$179.00K
Real Estate OwnedQ2 2022vs Q2 2021$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Downey Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Downey Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$100-IRA Share
0.20%$100-Trust Account
0.15%$100-Holiday Club Account
0.15%$5-Berenstain Bears Cub Account
0.15%$5-Money Smart
0.10%$100$20kSummer Survival Account
0.05%$100-Coogan Trust Account
0.03%$100-Regular Share Account
0.03%$100-"You Name It" Account

Downey Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$50k*-Money Market Account
OTHER TIERS: 0.05% → $2.5k - $25k | 0.08% → $25k - $50k

Downey Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$2.5k*-Shield Elite Checking
OTHER TIERS: 0.10% → Up to $2.5k

Downey Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%$1k-60 Month Share Certificate
0.25%$1k-48 Month Share Certificate
0.20%$1k-36 Month Share Certificate
0.15%$1k-24 Month Share Certificate
0.10%$1k-12 Month Share Certificate
0.05%$1k-6 Month Share Certificate

Downey Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%$500-60 Month IRA
0.55%$500-48 Month IRA
0.45%$500-36 Month IRA
0.35%$500-24 Month IRA
0.30%$500-18 Month IRA
0.25%$500-12 Month IRA
Locations


Downey Federal Credit Union Locations
Branch Office8237 3rd StDowney, CA 90241-3718

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