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Downey Federal Credit Union


Overview / Commentary
www.downeyfcu.org
562-862-8141
8237 3rd St
Downey, CA 90241

Downey Federal Credit Union is headquartered in Downey and is the 107th largest credit union in the state of California. It is also the 955th largest credit union in the nation. It was established in 1957 and as of December of 2021, it had grown to 48 employees and 18,769 members at 1 location. Downey Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership in DFCU is open to those who live, work, worship, or attend school in the communities of Bell, Bell Gardens, Bellflower, Compton (including East Compton), Cudahy, Downey, Huntington Park, Lynwood, Norwalk, Paramount, Pico Rivera, Santa Fe Springs, or South Gate. Immediate family of current members are also eligible to join.
See current membership details

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Health
A

Data as of Q4 2021

Learn why bank health matters

Health Grade Components

Overall
NCUA #11870
Year Chartered1957
Employees48
Primary Regulator
Profit Margin
Return on Assets - YTD0.23%
Return on Equity - YTD2.45%
Annual Interest Income$6.8MM
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$313.1MM$275.2MM
LoansQ4 2021vs Q4 2020$112.8MM$103.4MM
DepositsQ4 2021vs Q4 2020$281.1MM$242.0MM
Equity CapitalQ4 2021vs Q4 2020$28.7MM$30.8MM
Loan Loss AllowanceQ4 2021vs Q4 2020$526.00K$664.00K
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$862.00K$691.00K
Real Estate OwnedQ4 2021vs Q4 2020$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Downey Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Downey Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$100-IRA Share
0.20%$100-Trust Account
0.15%$100-Holiday Club Account
0.15%$5-Berenstain Bears Cub Account
0.15%$5-Money Smart
0.10%$100$20kSummer Survival Account
0.05%$100-Coogan Trust Account
0.03%$100-Regular Share Account
0.03%$100-"You Name It" Account

Downey Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$50k*-Money Market Account
OTHER TIERS: 0.05% → $2.5k - $25k | 0.08% → $25k - $50k

Downey Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$2.5k*-Shield Elite Checking
OTHER TIERS: 0.10% → Up to $2.5k

Downey Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%$1k-60 Month Share Certificate
0.25%$1k-48 Month Share Certificate
0.20%$1k-36 Month Share Certificate
0.15%$1k-24 Month Share Certificate
0.10%$1k-12 Month Share Certificate
0.05%$1k-6 Month Share Certificate

Downey Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%$500-60 Month IRA
0.55%$500-48 Month IRA
0.45%$500-36 Month IRA
0.35%$500-24 Month IRA
0.30%$500-18 Month IRA
0.25%$500-12 Month IRA
Locations


Downey Federal Credit Union Locations
Branch Office8237 3rd StDowney, CA 90241-3718

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