Overview / Commentary
Downey Federal Credit Union is headquartered in Downey and is the 107th largest credit union in the state of California. It is also the 993rd largest credit union in the nation. It was established in 1957 and as of March of 2025, it had grown to 53 employees and 18,864 members at 1 location. Downey Federal Credit Union has a C health rating.
Field of Membership Restrictions
Membership in DFCU is open to those who live, work, worship, or attend school in the communities of Bell, Bell Gardens, Bellflower, Compton (including East Compton), Cudahy, Downey, Huntington Park, Lynwood, Norwalk, Paramount, Pico Rivera, Santa Fe Springs, or South Gate. Immediate family of current members are also eligible to join.
See current membership details
Health
C
Data as of Q1 2025
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 11870 |
| Year Chartered | 1957 |
| Employees | 53 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.05% |
| Return on Equity - YTD | 0.92% |
| Annual Interest Income | $3.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $324.4MM$369.4MM |
| Loans | Q1 2025vs Q1 2024 | $175.4MM$168.1MM |
| Deposits | Q1 2025vs Q1 2024 | $256.8MM$254.1MM |
| Equity Capital | Q1 2025vs Q1 2024 | $18.8MM$15MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $2.3MM$1.6MM |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $8.4MM$772K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |