Downriver Community Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
1.51%	5-year CD	60 Month Share Certificate 1.85% - Synchrony Bank 60 Month CD
0.25%	1-year CD	12 Month Share Certificate 1.05% - Ally Bank High Yield 12-Month CD
0.10%	Savings	Special Savings 1.00% - Ally Bank Online Savings Account

View all Downriver Community Federal Credit Union rates »

Overview / Commentary

www.downrivercu.com

800-837-1080

4320 W Jefferson Ave
Ecorse, MI 48229-1532

Downriver Community Federal Credit Union is headquartered in Ecorse and is the 70^th largest credit union in the state of Michigan. It is also the 1,197^th largest credit union in the nation. It was established in 1942 and as of June of 2016, it had grown to 38 employees and 14,745 members at 4 locations. Downriver Community Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in any of the following communities: Allen Park, Brownstown Township, Ecorse, Flat Rock, Gibraltar, Grosse Ile, Huron Township, Lincoln Park, Melvindale, River Rouge, Riverview, Rockwood, Romulus, Southgate, Taylor, Trenton, Woodhaven or Wyandotte and to immediate family of those eligible.
See current membership details

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Health

B+

Data as of Q2 2016

Learn more about bank health

Health Grade Components

Overall
NCUA #	4853
Year Chartered	1942
Employees	38
Primary Regulator

Profit Margin
Return on Assets - YTD	0.43%
Return on Equity - YTD	5.16%
Annual Interest Income	$2.2MM

Assets and Liabilities
Assets	Q2 2016vs Q2 2015	$151.8MM$148.2MM
Loans	Q2 2016vs Q2 2015	$60.8MM$59.7MM
Deposits	Q2 2016vs Q2 2015	$138.3MM$135.3MM
Equity Capital	Q2 2016vs Q2 2015	$12.5MM$12.0MM
Loan Loss Allowance	Q2 2016vs Q2 2015	$246.00K$317.00K
Unbacked Noncurrent Loans	Q2 2016vs Q2 2015	$832.00K$189.00K
Real Estate Owned	Q2 2016vs Q2 2015	$0$79.00K

Rates

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Downriver Community Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.45%	-	-	Business Builder High-Yield Savings
0.25%	-	-	Traditional IRA
0.25%	-	-	Roth IRA
0.25%	-	-	Roth Conversion 99 Account
0.25%	-	-	Education IRA
0.25%	$100	-	Educational Savings
0.20%	$2k	-	High-Yield Savings
0.10%	-	-	Prime Shares Savings
0.10%	-	-	Special Savings
0.10%	-	-	Christmas Club

Downriver Community Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%	-	-	Checking Account
0.05%	-	-	Business Builder Checking

Downriver Community Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.51%	$10k	-	60 Month Share Certificate
1.26%	$10k	-	48 Month Share Certificate
1.00%	$2k	-	36 Month Share Certificate
0.40%	$2k	-	24 Month Share Certificate
0.25%	$2k	-	12 Month Share Certificate
0.20%	$2k	-	6 Month Share Certificate

Downriver Community Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.51%	$10k	-	60 Month IRA Share Certificate
1.26%	$500	-	48 Month IRA Share Certificate
1.00%	$2k	-	36 Month IRA Share Certificate
0.40%	$2k	-	24 Month IRA Share Certificate
0.25%	$2k	-	12 Month IRA Share Certificate
0.20%	$2k	-	6 Month IRA Share Certificate

Locations

Downriver Community Federal Credit Union Locations
Branch Office	4500 Biddle Ave	Wyandotte, MI 48192
Branch Office	1262 Dix Hwy	Lincoln Park, MI 48146
Branch Office	18707 West Rd	Woodhaven, MI 48183-3316
Branch Office	4320 W Jefferson Ave	Ecorse, MI 48229-1532