Downriver Community Federal Credit Union

Overview / Commentary
4320 W Jefferson Ave
Ecorse, MI 48229-1532

Downriver Community Federal Credit Union is headquartered in Ecorse and is the 70th largest credit union in the state of Michigan. It is also the 1,236th largest credit union in the nation. It was established in 1942 and as of December of 2018, it had grown to 47 employees and 13,867 members at 4 locations. Downriver Community Federal Credit Union's CD rates are 11% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in any of the following communities: Allen Park, Brownstown Township, Ecorse, Flat Rock, Gibraltar, Grosse Ile, Huron Township, Lincoln Park, Melvindale, River Rouge, Riverview, Rockwood, Romulus, Southgate, Taylor, Trenton, Woodhaven or Wyandotte and to immediate family of those eligible.
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Health Grade Components

NCUA #4853
Year Chartered1942
Primary Regulator
Profit Margin
Return on Assets - YTD0.53%
Return on Equity - YTD6.23%
Annual Interest Income$5.5MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$155.1MM$154.6MM
LoansQ4 2018vs Q4 2017$76.5MM$75.0MM
DepositsQ4 2018vs Q4 2017$140.4MM$140.0MM
Equity CapitalQ4 2018vs Q4 2017$13.2MM$12.5MM
Loan Loss AllowanceQ4 2018vs Q4 2017$472.00K$425.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$784.00K$705.00K
Real Estate OwnedQ4 2018vs Q4 2017$0$46.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Downriver Community Federal Credit Union Savings Account Rates

0.50%*$100k*-High-Yield Savings
OTHER TIERS: 0.30% Up to $25k | 0.40% $25k - $100k
0.45%--Business Builder High-Yield Savings
0.20%*$100k*-Prime Shares Savings
OTHER TIERS: 0.10% Up to $25k | 0.15% $25k - $100k
0.20%*$100k*-X-Treme Team Savings Account
OTHER TIERS: 0.10% Up to $25k | 0.15% $25k - $100k
0.10%--Special Savings
0.10%--Christmas Club

Downriver Community Federal Credit Union Checking Account Rates

0.10%*$5k*-Checking Account
OTHER TIERS: 0.05% Up to $5k
0.05%--Business Builder Checking

Downriver Community Federal Credit Union CD Rates

2.75%$2k-60 Month Share Certificate
2.50%$2k-48 Month Share Certificate
2.25%$2k-36 Month Share Certificate PROMO
1.75%$2k-24 Month Share Certificate
1.00%$2k-12 Month Share Certificate
0.75%$2k-6 Month Share Certificate

Downriver Community Federal Credit Union Locations
Branch Office4320 W Jefferson AveEcorse, MI 48229-1532
Branch Office18707 West RdWoodhaven, MI 48183-3316
Branch Office1262 Dix HwyLincoln Park, MI 48146
Branch Office4500 Biddle AveWyandotte, MI 48192

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