Overview / Commentary
4320 W Jefferson Ave
Ecorse, MI 48229-1532

Downriver Community Federal Credit Union is headquartered in Ecorse and is the 71st largest credit union in the state of Michigan. It is also the 1,219th largest credit union in the nation. It was established in 1942 and as of June of 2018, it had grown to 46 employees and 14,009 members at 4 locations. Downriver Community Federal Credit Union's CD rates are 11% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in any of the following communities: Allen Park, Brownstown Township, Ecorse, Flat Rock, Gibraltar, Grosse Ile, Huron Township, Lincoln Park, Melvindale, River Rouge, Riverview, Rockwood, Romulus, Southgate, Taylor, Trenton, Woodhaven or Wyandotte and to immediate family of those eligible.
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Health Grade Components

NCUA #4853
Year Chartered1942
Primary Regulator
Profit Margin
Return on Assets - YTD0.54%
Return on Equity - YTD6.85%
Annual Interest Income$2.7MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$159.6MM$158.4MM
LoansQ2 2018vs Q2 2017$74.9MM$64.7MM
DepositsQ2 2018vs Q2 2017$145.1MM$144.6MM
Equity CapitalQ2 2018vs Q2 2017$12.5MM$12.3MM
Loan Loss AllowanceQ2 2018vs Q2 2017$477.00K$443.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$767.00K$431.00K
Real Estate OwnedQ2 2018vs Q2 2017$72.00K$55.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Downriver Community Federal Credit Union Savings Account Rates

0.45%--Business Builder High-Yield Savings
0.30%*$100k*-High-Yield Savings
OTHER TIERS: 0.20% Up to $25k | 0.25% $25k - $100k
0.20%*$100k*-Prime Shares Savings
OTHER TIERS: 0.10% Up to $25k | 0.15% $25k - $100k
0.20%*$100k*-X-Treme Team Savings Account
OTHER TIERS: 0.10% Up to $25k | 0.15% $25k - $100k
0.10%--Special Savings
0.10%--Christmas Club

Downriver Community Federal Credit Union Checking Account Rates

0.05%--Checking Account
0.05%--Business Builder Checking

Downriver Community Federal Credit Union CD Rates

2.50%$2k-60 Month Share Certificate
2.25%$2k-48 Month Share Certificate
2.00%$2k-36 Month Share Certificate PROMO
1.75%$2k-24 Month Share Certificate
1.00%$2k-12 Month Share Certificate
0.75%$2k-6 Month Share Certificate

Downriver Community Federal Credit Union Locations
Branch Office4500 Biddle AveWyandotte, MI 48192
Branch Office1262 Dix HwyLincoln Park, MI 48146
Branch Office18707 West RdWoodhaven, MI 48183-3316
Branch Office4320 W Jefferson AveEcorse, MI 48229-1532

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