Downriver Community Federal Credit Union

Overview / Commentary
4320 W Jefferson Ave
Ecorse, MI 48229

Downriver Community Federal Credit Union is headquartered in Ecorse and is the 70th largest credit union in the state of Michigan. It is also the 1,200th largest credit union in the nation. It was established in 1942 and as of September of 2020, it had grown to 42 employees and 13,541 members at 4 locations. Downriver Community Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in any of the following communities: Allen Park, Brownstown Township, Ecorse, Flat Rock, Gibraltar, Grosse Ile, Huron Township, Lincoln Park, Melvindale, River Rouge, Riverview, Rockwood, Romulus, Southgate, Taylor, Trenton, Woodhaven or Wyandotte and to immediate family of those eligible.
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Health Grade Components

NCUA #4853
Year Chartered1942
Primary Regulator
Profit Margin
Return on Assets - YTD0.22%
Return on Equity - YTD2.69%
Annual Interest Income$4.0MM
Assets and Liabilities
AssetsQ3 2020vs Q3 2019$190.2MM$158.8MM
LoansQ3 2020vs Q3 2019$68.2MM$79.9MM
DepositsQ3 2020vs Q3 2019$172.7MM$142.5MM
Equity CapitalQ3 2020vs Q3 2019$15.6MM$14.7MM
Loan Loss AllowanceQ3 2020vs Q3 2019$436.00K$490.00K
Unbacked Noncurrent LoansQ3 2020vs Q3 2019$457.00K$535.00K
Real Estate OwnedQ3 2020vs Q3 2019$69.00K$40.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Downriver Community Federal Credit Union Savings Account Rates

0.25%*$100k*-High-Yield Savings
OTHER TIERS: 0.05% Up to $25k | 0.15% $25k - $100k
0.15%*$100k*-Prime Shares Savings
OTHER TIERS: 0.05% Up to $25k | 0.10% $25k - $100k
0.10%--Christmas Club
0.10%--Business Builder High-Yield Savings
0.05%--Special Savings

Downriver Community Federal Credit Union Checking Account Rates

0.05%--Checking Account
0.05%--Business Builder Checking

Downriver Community Federal Credit Union CD Rates

0.95%$2k-60 Month Share Certificate
0.85%$2k-48 Month Share Certificate
0.55%$2k-36 Month Share Certificate
0.45%$2k-24 Month Share Certificate
0.35%$2k-12 Month Share Certificate
0.25%$2k-6 Month Share Certificate

Downriver Community Federal Credit Union Locations
Branch Office1262 Dix HwyLincoln Park, MI 48146
Branch Office18707 West RdWoodhaven, MI 48183-3316
Branch Office4320 W Jefferson AveEcorse, MI 48229-1532
Corporate Office15261 Trenton RdSouthgate, MI 48195-3167

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