Downriver Community Federal Credit Union

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.downrivercu.com

313-386-2200

4320 W Jefferson Ave
Ecorse, MI 48229

Downriver Community Federal Credit Union is headquartered in Southgate and is the 83^rd largest credit union in the state of Michigan. It is also the 1,310^th largest credit union in the nation. It was established in 1942 and as of March of 2025, it had grown to 40 employees and 12,658 members at 3 locations. Downriver Community Federal Credit Union has a C+ health rating.

Field of Membership Restrictions

Membership in Downriver Community Federal Credit Union is open to those who live, work, worship, or attend school in Monroe or Wayne Counties, Michigan.
See current membership details

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Health

C+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	4853
Year Chartered	1942
Employees	40
Primary Regulator

Profit Margin
Return on Assets - YTD	0.4%
Return on Equity - YTD	10.73%
Annual Interest Income	$1.9MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$190.3MM$190.9MM
Loans	Q1 2025vs Q1 2024	$68.7MM$69.8MM
Deposits	Q1 2025vs Q1 2024	$181MM$184MM
Equity Capital	Q1 2025vs Q1 2024	$7MM$3.4MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$828K$937K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$674K$384K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Sorry, we do not have rate data for Downriver Community Federal Credit Union.

Locations

Downriver Community Federal Credit Union Locations
Branch Office	18707 West Rd	Woodhaven, MI 48183-3316
Branch Office	4320 W Jefferson Ave	Ecorse, MI 48229-1532
Corporate Office	15261 Trenton Rd	Southgate, MI 48195-3167

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