DOY Federal Credit Union

Overview / Commentary
1500 Gypsy Ln
Youngstown, OH 44505-1832

DOY Federal Credit Union is headquartered in Youngstown and is the 96th largest credit union in the state of Ohio. It is also the 2,283rd largest credit union in the nation. It was established in 1971 and as of December of 2019, it had grown to 3 employees and 3,001 members at 1 location. DOY Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to employees of any Diocesan agency, parishioners in the Diocese of Youngstown, employees of St. Elizabeth Medical Center, and other select groups.
See current membership details

Reviews (1)

Safe, Friendly Credit Union

DOY has been instrumental to my retirement funding over the years. I began saving with this union in 2003, and have not once felt that my money was not secured. I had initial concerns due to hearing several negative things about credit unions, but DOY is federally insured and treats its operations as if it were a national banking institution. The building has private offices where all financial matters are conducted, and offers drive-through options for quick banking. There is no mobile feature as far as I am aware, but I live close enough to the physical building that I prefer to finance in-person. The atmosphere at DOY is extraordinarily friendly, and each banker knows me by name. It is quite comforting to know that my finances are in good hands.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. DOY Federal Credit Union has a relatively low asset base.

Health Grade Components

NCUA #20661
Year Chartered1971
Primary Regulator
Profit Margin
Return on Assets - YTD0.54%
Return on Equity - YTD3.45%
Annual Interest Income$1.6MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$52.6MM$49.3MM
LoansQ4 2019vs Q4 2018$19.7MM$20.3MM
DepositsQ4 2019vs Q4 2018$44.3MM$41.1MM
Equity CapitalQ4 2019vs Q4 2018$8.2MM$7.9MM
Loan Loss AllowanceQ4 2019vs Q4 2018$38.00K$41.00K
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$57.00K$130.00K
Real Estate OwnedQ4 2019vs Q4 2018$0$0

Rates for DOY Federal Credit Union are currently being reviewed.


DOY Federal Credit Union Locations
Branch Office1500 Gypsy LnYoungstown, OH 44505-1832

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