Overview / Commentary
DOY Federal Credit Union is headquartered in Youngstown and is the 97th largest credit union in the state of Ohio. It is also the 2,209th largest credit union in the nation. It was established in 1971 and as of March of 2025, it had grown to 2 employees and 2,236 members at 1 location. DOY Federal Credit Union has an A health rating.
Field of Membership Restrictions
Membership is open to employees of any Diocesan agency, parishioners in the Diocese of Youngstown, employees of St. Elizabeth Medical Center, and other select groups.
See current membership details
Health
A
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. DOY Federal Credit Union has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 20661 |
| Year Chartered | 1971 |
| Employees | 2 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.5% |
| Return on Equity - YTD | 3.34% |
| Annual Interest Income | $731K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $65.3MM$61.1MM |
| Loans | Q1 2025vs Q1 2024 | $24.4MM$25.4MM |
| Deposits | Q1 2025vs Q1 2024 | $55.8MM$51.9MM |
| Equity Capital | Q1 2025vs Q1 2024 | $9.5MM$9.1MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $28K$27K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $11K$310K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |