DOY Federal Credit Union is headquartered in Youngstown and is the 96th largest credit union in the state of Ohio. It is also the 2,283rd largest credit union in the nation. It was established in 1971 and as of December of 2019, it had grown to 3 employees and 3,001 members at 1 location. DOY Federal Credit Union has an A health rating.
Field of Membership Restrictions
Membership is open to employees of any Diocesan agency, parishioners in the Diocese of Youngstown, employees of St. Elizabeth Medical Center, and other select groups.
See current membership details
Safe, Friendly Credit Union
DOY has been instrumental to my retirement funding over the years. I began saving with this union in 2003, and have not once felt that my money was not secured. I had initial concerns due to hearing several negative things about credit unions, but DOY is federally insured and treats its operations as if it were a national banking institution. The building has private offices where all financial matters are conducted, and offers drive-through options for quick banking. There is no mobile feature as far as I am aware, but I live close enough to the physical building that I prefer to finance in-person. The atmosphere at DOY is extraordinarily friendly, and each banker knows me by name. It is quite comforting to know that my finances are in good hands.
Data as of Q4 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 20661 |
| Year Chartered | 1971 |
| Employees | 3 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.54% |
| Return on Equity - YTD | 3.45% |
| Annual Interest Income | $1.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2019vs Q4 2018 | $52.6MM$49.3MM |
| Loans | Q4 2019vs Q4 2018 | $19.7MM$20.3MM |
| Deposits | Q4 2019vs Q4 2018 | $44.3MM$41.1MM |
| Equity Capital | Q4 2019vs Q4 2018 | $8.2MM$7.9MM |
| Loan Loss Allowance | Q4 2019vs Q4 2018 | $38.00K$41.00K |
| Unbacked Noncurrent Loans | Q4 2019vs Q4 2018 | $57.00K$130.00K |
| Real Estate Owned | Q4 2019vs Q4 2018 | $0$0 |