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Featured Accounts

DOY Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.85%SavingsDOY Savings Account
0.04%SavingsInstitutional Account
0.34%CheckingDOY Checking Account

Overview / Commentary
330-744-5680
1500 Gypsy Ln
Youngstown, OH 44505-1832

DOY Federal Credit Union is headquartered in Youngstown and is the 99th largest credit union in the state of Ohio. It is also the 2,363rd largest credit union in the nation. It was established in 1971 and as of June of 2017, it had grown to 2 employees and 3,245 members at 1 location. DOY Federal Credit Union's savings rates are 63% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to employees of any Diocesan agency, parishioners in the Diocese of Youngstown, employees of St. Elizabeth Medical Center, and other select groups.
See current membership details

Reviews (1)

Safe, Friendly Credit Union

DOY has been instrumental to my retirement funding over the years. I began saving with this union in 2003, and have not once felt that my money was not secured. I had initial concerns due to hearing several negative things about credit unions, but DOY is federally insured and treats its operations as if it were a national banking institution. The building has private offices where all financial matters are conducted, and offers drive-through options for quick banking. There is no mobile feature as far as I am aware, but I live close enough to the physical building that I prefer to finance in-person. The atmosphere at DOY is extraordinarily friendly, and each banker knows me by name. It is quite comforting to know that my finances are in good hands.



Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. DOY Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #20661
Year Chartered1971
Employees2
Primary Regulator
Profit Margin
Return on Assets - YTD0.76%
Return on Equity - YTD5.08%
Annual Interest Income$614.00K
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$49.7MM$47.6MM
LoansQ2 2017vs Q2 2016$20.9MM$19.9MM
DepositsQ2 2017vs Q2 2016$42.1MM$40.4MM
Equity CapitalQ2 2017vs Q2 2016$7.4MM$7.1MM
Loan Loss AllowanceQ2 2017vs Q2 2016$48.00K$46.00K
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$68.00K$130.00K
Real Estate OwnedQ2 2017vs Q2 2016$0$325.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

DOY Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.85%*$20k*-DOY Savings Account
OTHER TIERS: 0.18% $200 - $1k | 0.34% $1k - $5k | 0.43% $5k - $10k | 0.65% $10k - $20k
0.04%*$10k*-Institutional Account
OTHER TIERS: 0.01% $500 - $5k | 0.02% $5k - $10k

DOY Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.34%--DOY Checking Account
Locations


DOY Federal Credit Union Locations
Branch Office1500 Gypsy LnYoungstown, OH 44505-1832