DOY Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 2.02% | Savings | 2.20% - Barclays Online Savings Account |
| 0.12% | Savings | 2.20% - Barclays Online Savings Account |
| 1.51% | Checking | 1.01% - nbkc bank Personal Account |
DOY Federal Credit Union is headquartered in Youngstown and is the 97th largest credit union in the state of Ohio. It is also the 2,333rd largest credit union in the nation. It was established in 1971 and as of December of 2018, it had grown to 2 employees and 3,073 members at 1 location. DOY Federal Credit Union's savings rates are 4X the national average, and it has a B+ health rating.
Field of Membership Restrictions
Membership is open to employees of any Diocesan agency, parishioners in the Diocese of Youngstown, employees of St. Elizabeth Medical Center, and other select groups.
See current membership details
Safe, Friendly Credit Union
DOY has been instrumental to my retirement funding over the years. I began saving with this union in 2003, and have not once felt that my money was not secured. I had initial concerns due to hearing several negative things about credit unions, but DOY is federally insured and treats its operations as if it were a national banking institution. The building has private offices where all financial matters are conducted, and offers drive-through options for quick banking. There is no mobile feature as far as I am aware, but I live close enough to the physical building that I prefer to finance in-person. The atmosphere at DOY is extraordinarily friendly, and each banker knows me by name. It is quite comforting to know that my finances are in good hands.
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 20661 |
| Year Chartered | 1971 |
| Employees | 2 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.67% |
| Return on Equity - YTD | 4.17% |
| Annual Interest Income | $1.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $49.3MM$49.0MM |
| Loans | Q4 2018vs Q4 2017 | $20.3MM$20.7MM |
| Deposits | Q4 2018vs Q4 2017 | $41.1MM$41.2MM |
| Equity Capital | Q4 2018vs Q4 2017 | $7.9MM$7.6MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $41.00K$42.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $130.00K$1,000 |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
DOY Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.02%* | $20k* | - | DOY Savings Account | ||
| OTHER TIERS: 1.26% → $200 - $1k | 1.51% → $1k - $5k | 1.61% → $5k - $10k | 1.82% → $10k - $20k | |||||
| 0.12%* | $10k* | - | Institutional Account | ||
| OTHER TIERS: 0.09% → $500 - $5k | 0.10% → $5k - $10k | |||||
DOY Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.51% | - | - | DOY Checking Account |
| DOY Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 1500 Gypsy Ln | Youngstown, OH 44505-1832 |