DOY Federal Credit Union


Overview / Commentary
330-744-5680
1500 Gypsy Ln
Youngstown, OH 44505-1832

DOY Federal Credit Union is headquartered in Youngstown and is the 97th largest credit union in the state of Ohio. It is also the 2,332nd largest credit union in the nation. It was established in 1971 and as of March of 2019, it had grown to 2 employees and 3,062 members at 1 location. DOY Federal Credit Union's savings rates are 4X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to employees of any Diocesan agency, parishioners in the Diocese of Youngstown, employees of St. Elizabeth Medical Center, and other select groups.
See current membership details

Reviews (1)

Safe, Friendly Credit Union

DOY has been instrumental to my retirement funding over the years. I began saving with this union in 2003, and have not once felt that my money was not secured. I had initial concerns due to hearing several negative things about credit unions, but DOY is federally insured and treats its operations as if it were a national banking institution. The building has private offices where all financial matters are conducted, and offers drive-through options for quick banking. There is no mobile feature as far as I am aware, but I live close enough to the physical building that I prefer to finance in-person. The atmosphere at DOY is extraordinarily friendly, and each banker knows me by name. It is quite comforting to know that my finances are in good hands.



Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. DOY Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #20661
Year Chartered1971
Employees2
Primary Regulator
Profit Margin
Return on Assets - YTD0.7%
Return on Equity - YTD4.34%
Annual Interest Income$385.00K
Assets and Liabilities
AssetsQ1 2019vs Q1 2018$50.1MM$49.1MM
LoansQ1 2019vs Q1 2018$19.9MM$20.4MM
DepositsQ1 2019vs Q1 2018$41.8MM$41.2MM
Equity CapitalQ1 2019vs Q1 2018$8.0MM$7.7MM
Loan Loss AllowanceQ1 2019vs Q1 2018$42.00K$41.00K
Unbacked Noncurrent LoansQ1 2019vs Q1 2018$70.00K$0
Real Estate OwnedQ1 2019vs Q1 2018$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

DOY Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%*$20k*-DOY Savings Account
OTHER TIERS: 1.26% $200 - $1k | 1.51% $1k - $5k | 1.61% $5k - $10k | 1.82% $10k - $20k
0.12%*$10k*-Institutional Account
OTHER TIERS: 0.09% $500 - $5k | 0.10% $5k - $10k

DOY Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.51%--DOY Checking Account
Locations


DOY Federal Credit Union Locations
Branch Office1500 Gypsy LnYoungstown, OH 44505-1832

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