DR Bank


Overview / Commentary
203-656-3500
1001 Post Road
Darien, CT 06820

DR Bank is headquartered in DARIEN and is the 20th largest bank in the state of Connecticut. It is also the 1,359th largest bank in the nation. It was established in 2006 and as of March of 2025, it had grown to 70 employees at 2 locations. DR Bank has an A health rating.

Reviews (6)

Great Experience - Quick & Fair

Posted by: |

Moving everything away from my last bank to DR Bank since they have good rates, cover ATM fees and don't have nonsense online banking fees. And actually have a human available to speak to without being on hold for 2 hours. Would highly recommend.

AMAZING EXPERIENCE

The team at DR Bank are incredible. I have both my personal banking and my business banking at DR Bank and would highly recommend. The staff are always quick to get back to me when I need something. Savings rates are usually very high which helps, but I stick around because of the service.

Bait-And-Switch CD Rates – Stay Away

Posted by: |

Opened a CD here and seriously regret it. I applied when the advertised rate was 4.65%, and while my funds were in transfer, that rate was still live. But once the money landed, they dropped the rate to 4.35% without warning—then declared the account “opened.” No heads-up, no chance to opt out. Just quietly took my money and gave me a worse rate the next day. That’s not just poor service, it’s unethical. At the very least, you warn the client and let them decide.

Lesson learned: never trust small banks with slow processing and shady practices. You can keep my peanuts—I’ll take my real money elsewhere.

Worst Bank! Don't Affilaite With DR!

Posted by: |

You provide me TWO different loan options & I upload documents TWICE and have been told different "things" I needed to do and you deny the loan? You are doing this due to my age. I pay all my bills on time with a credit score of 732 (YOU SENT ME CREDIT REPORT).

You are crooks & I will never recommend Upstart or DR Bank to anyone. If I had the desire I could win a lawsuit based on your practices & deceit.

Shame on you and your company!

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Actual Interest Rate 5.366% (After You Open Account

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Actual Interest Rate 5.366% (after you open account

WORST BANK EVER

I tried to open up a joint account and their system would not allow it. They said they had a system problem and I should open individual account.
Tried to do that and system would not allow it. They have no idea why and there was no one that could help. They do not know how their system works and I would be very hesitant to open an account with them.



Health

Health Grade Components

Overall
FDIC Certificate #58257
Year Established2006
Employees70
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.95%
Return on Equity - YTD11.02%
Annual Interest Income$13.3MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$711.7MM$617.3MM
LoansQ1 2025vs Q1 2024$589.5MM$513.2MM
DepositsQ1 2025vs Q1 2024$591.4MM$505.3MM
Equity CapitalQ1 2025vs Q1 2024$61.8MM$54.4MM
Loan Loss AllowanceQ1 2025vs Q1 2024$4.5MM$3.7MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$435K$474K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates

Rates for DR Bank are currently being reviewed.

Locations


DR Bank Locations
Darien Rowayton Bank1001 Post RdDarien, CT 06820
Rowayton Branch138 Rowayton AvenueRowayton, CT 06853

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