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Overview / Commentary
1627 North Young Boulevard
Chiefland, FL 32626

Drummond Community Bank is headquartered in Chiefland and is the 50th largest bank in the state of Florida. It is also the 1,616th largest bank in the nation. It was established in 1990 and as of June of 2016, it had grown to 153 employees at 13 locations. Drummond Community Bank has an A+ health rating.

Reviews (2)

Charges Customers For Coin Counting Machine.

Have several bags of coins I wanted to have counted and I was informed even as a customer, I am subject to paying 5% fee to do so. Called many other banks inquiring about coin counting machines and all other banks will do it free for you if you are an account holder with them. Not at Drummoond, you have to pay. First thing I have found that I do not like about banking here.

Don't Bank Here.

Posted by: julietted | Apr 26, 2012

I have never disliked a bank as much as Drummond Bank. Usually you would assume that national banks like PNC or Wells Fargo would be rude or snotty towards their customers but, surprisingly, Drummond Bank treats their customers rudely. First of all, I wanted to open another savings account and I got a rude reception of why I HAD to open another savings account and the reasoning. That is none of their business, they should be helpful and nice and make this happen. After all, I am a customer and wanted to open up another account with them. After that I deposited a large sum of money into one of my accounts and I got in trouble because my channge was not rolled. The bank tellers job is to count money and put it in the appropriate account. It is not the customers task to do the tellers job, which they get paid for. Also, whenever I would go through the drive thru to deposit money it would take them over ten minutes. I had to watch other cars drive up and complete their business after me while I waited. That was the last straw and decided to switch. I started closing one account after the other. The first saving account I closed down and withdrew my money, which the bank teller did for me, of course. Within one day I received a letter stating that I owed them one penny on the account that I just closed. Of course I didn't so I went to the nearest branch and told them this letter was a mistake. Of course I got a snarky attitude from the bank teller and then I told her I wanted to close my other savings account. Again, I received a letter stating I owed them 13 cents from the other account I just closed out. I decided to call the main branch and talk to someone about this issue. I got transferred immediately but instead of being able to talk to someone I got an answering machine. I left a message and am still waiitng to receive a phone call from Drummond Bank. You would think this bank would be a family environment with friendly faces but that is not the case, at all. They have attitudes and make the customers feel like they are being a nuisance whenever they are depositing or withdrawing money. The best thing is to go to another bank. That is my suggestion.


Health Grade Components

FDIC Certificate #32737
Year Established1990
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.17%
Return on Equity - YTD8.43%
Annual Interest Income$8.8MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$423.7MM$383.0MM
LoansQ2 2016vs Q2 2015$203.8MM$181.4MM
DepositsQ2 2016vs Q2 2015$351.8MM$329.6MM
Equity CapitalQ2 2016vs Q2 2015$59.8MM$51.6MM
Loan Loss AllowanceQ2 2016vs Q2 2015$6.1MM$6.2MM
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$2.3MM$2.2MM
Real Estate OwnedQ2 2016vs Q2 2015$1.1MM$2.0MM
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Drummond Community Bank Savings Account Rates

0.10%--Minor Savings Account
0.05%$200-Personal Savings Account

Drummond Community Bank Money Market Rates

0.15%*$250k*-Personal Money Market Account
OTHER TIERS: 0.05% $2,500 - $50k | 0.10% $50k - $250k
0.15%*$250k*-Business Money Market Account
OTHER TIERS: 0.05% $2,500 - $50k | 0.10% $50k - $250k

Drummond Community Bank Checking Account Rates

0.05%$2,500-Checking Plus
0.05%$2,500-Prestige Account

Drummond Community Bank CD Rates

0.50%$1k-24 Month CD
0.50%$1k-36 Month CD
0.30%$1k-18 Month CD
0.25%$1k-12 Month CD
0.15%$1k-6 Month CD
0.10%$1k-91 Day CD

Drummond Community Bank IRA Rates

0.50%$100-24 Month IRA
0.50%$100-36 Month IRA
0.30%$100-18 Month IRA
0.25%$100-12 Month IRA
0.15%$100-6 Month IRA
0.10%$100-91 Day IRA

Drummond Community Bank has 13 locations. Click to view all Drummond Community Bank locations.