Seacoast Bank

Overview / Commentary
815 Colorado Avenue
Stuart, FL 34994

Seacoast Bank is headquartered in STUART and is the 6th largest bank in the state of Florida. It is also the 124th largest bank in the nation. It was established in 1933 and as of December of 2023, it had grown to 1,541 employees at 90 locations. Seacoast Bank has an A+ health rating.

Great Service

Posted by: |

I'm the treasurer for a small non-profit. They treat us like we are a big corporation. No fee checking from day one even when we opened our account with a few hundred dollars. Our accounts have grown as our non-profit had expanded. Always smiling faces, always remember us. They are very active in the local Chamber of Commerce.

Banking with Seacoast

I banked at Seacoast Bank before I moved from the town I lived in. In the area of the state I lived, the bank only had two branches. I really liked the personal feel of the bank. Because it was a small bank, I didn't feel as if the person was treating me as just a number for their monthly goals. I feel like they valued me more because they were competing with the bigger banks, and they needed my deposits more. I had a savings and checking account with the bank. The checking account was free, but at one point they changed their system and started charging a fee. The only way to get around this, was to open a savings account. Because I liked the bank and the people there, I decided to move my savings account to the bank. The interest rates were competitive as well as the auto loan. I don't believe they offered much in terms of IRAs and investment accounts. They referred that to a private group.

I Can Not Recommend Seacoast National Bank For Loans!!!

Posted by: |

At first everything was yes, yes, yes, then once they got me in, and the loan process started the contacts over there have since become hard to get a hold of and started taking forever to return phone calls or return emails. I have on separate occasions emailed asking specific questions and were replied with generic information and not answering the questions I needed answered. At times they have taken days to get back to me with time sensitive information. I'm in the last stages of the loan process and they decided to back to me after 5:00 on a Friday on a holiday weekend, and that is why I would not recommend them for a loan. I wish I could have a better report.


Posted by: |

This bank REFUSES to credit direct deposits before a holiday. Horrible business practices. I'm closing this account asap.



Health Grade Components

FDIC Certificate #131
Year Established1933
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.75%
Return on Equity - YTD5.5%
Annual Interest Income$688.9MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$14.57B$12.14B
LoansQ4 2023vs Q4 2022$9.92B$8.03B
DepositsQ4 2023vs Q4 2022$11.78B$9.98B
Equity CapitalQ4 2023vs Q4 2022$2.1B$1.57B
Loan Loss AllowanceQ4 2023vs Q4 2022$148.9MM$113.9MM
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$66.6MM$30.8MM
Real Estate OwnedQ4 2023vs Q4 2022$7.6MM$2.3MM

Sorry, we do not have rate data for Seacoast Bank.



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