Overview / Commentary
815 Colorado Avenue
Stuart, FL 34994

Seacoast National Bank is headquartered in Stuart and is the 8th largest bank in the state of Florida. It is also the 191st largest bank in the nation. It was established in 1933 and as of September of 2018, it had grown to 835 employees at 55 locations. Seacoast National Bank has an A+ health rating.

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Friendly Service

Seacoast customer service is very warm and friendly. I’d rather go inside than use a drive through.

Banking with Seacoast

I banked at Seacoast Bank before I moved from the town I lived in. In the area of the state I lived, the bank only had two branches. I really liked the personal feel of the bank. Because it was a small bank, I didn't feel as if the person was treating me as just a number for their monthly goals. I feel like they valued me more because they were competing with the bigger banks, and they needed my deposits more. I had a savings and checking account with the bank. The checking account was free, but at one point they changed their system and started charging a fee. The only way to get around this, was to open a savings account. Because I liked the bank and the people there, I decided to move my savings account to the bank. The interest rates were competitive as well as the auto loan. I don't believe they offered much in terms of IRAs and investment accounts. They referred that to a private group.


Posted by: MikBre | Dec 2, 2016

I do not currently bank with Seacoast anymore due to change of location but I do recommend this bank! It is very convenient and their website is user friendly. I have not had many issues while banking with Seacoast. The one issue that stands out the most to me is when ITunes charged me a false fee multiple times. This made my account go negative and thus I was hit with an overdraft fee. I dealt with the best financial manager who helped get the fee waived immediately and my bank account back to good standing. Overall, I give this bank a 10/10 because its been stress-free banking from start to finish.

Worst Bank Ever

Posted by: danyhtak | Sep 8, 2018

This bank, without notifying me decided to not allow me to withdraw any monies or even close my account . I accidentally deposited a check from this bank instead of my other bank and now I'm being accused of illegal activity even though I wrote another check from the correct account immediately. Their customer service representative hung up on me, no one would help me or let me know what was going on and wouldn't allow me to close my account so that I could establish my business at another bank. How a bank is allowed to do this is puzzling and I have full intention of calling my attorney and reporting them to every possible agency there is regarding banking. Beware of this bank!



Health Grade Components

FDIC Certificate #131
Year Established1933
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.21%
Return on Equity - YTD9.73%
Annual Interest Income$171.3MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$5.93B$5.33B
LoansQ3 2018vs Q3 2017$4.04B$3.39B
DepositsQ3 2018vs Q3 2017$4.64B$4.11B
Equity CapitalQ3 2018vs Q3 2017$756.5MM$603.1MM
Loan Loss AllowanceQ3 2018vs Q3 2017$33.9MM$26.2MM
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$27.2MM$14.4MM
Real Estate OwnedQ3 2018vs Q3 2017$4.7MM$7.1MM

Sorry, we do not have rate data for Seacoast National Bank.



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