Seacoast National Bank is headquartered in Stuart and is the 9th largest bank in the state of Florida. It is also the 214th largest bank in the nation. It was established in 1933 and as of September of 2016, it had grown to 731 employees at 63 locations. Seacoast National Bank has an A health rating.
I have never had a problem with them holding money or any of the nonsense posted here. I love them checks are available before I leave the bank but of course I have the money in the account to cover them. Almost always friendly at the various branches I have been to. Never had a nasty call when I have called in not many times over five years because they do what they are supposed to without me calling them. The loans on the other hand are not competitive for the average beacon no matter how much money you move through their bank. So if you want decent terms you will not be financing anything with them so for loans they very well may suck. I have numerous loans and none with them, I thinks it's kind of funny really. But for checking saving banking need they are awesome and have been for five years. I appreciate them.
I do not currently bank with Seacoast anymore due to change of location but I do recommend this bank! It is very convenient and their website is user friendly. I have not had many issues while banking with Seacoast. The one issue that stands out the most to me is when ITunes charged me a false fee multiple times. This made my account go negative and thus I was hit with an overdraft fee. I dealt with the best financial manager who helped get the fee waived immediately and my bank account back to good standing. Overall, I give this bank a 10/10 because its been stress-free banking from start to finish.
At first everything was yes, yes, yes, then once they got me in, and the loan process started the contacts over there have since become hard to get a hold of and started taking forever to return phone calls or return emails. I have on separate occasions emailed asking specific questions and were replied with generic information and not answering the questions I needed answered. At times they have taken days to get back to me with time sensitive information. I'm in the last stages of the loan process and they decided to back to me after 5:00 on a Friday on a holiday weekend, and that is why I would not recommend them for a loan. I wish I could have a better report.
Garbage bank. They bought out and completely changed all the policies of my previous bank. I have had my bank bought out 3 times now, but this is the first time all the policies have changed. The bank I originally went with had minimal , if any fees, I don't even remember having any. They forgave all atm transactions if I went into the branch etc. I support my younger brother , and have since he was growing up in highschool because our parents are no good. I barely make any money to be able to do anything.
These past two months my job cut my hours by 1/3. And because of their fees I am overdrawn. So because I didn't have enough money, I owe them more money. And now because I am broke and cannot pay rent, I owe them 5 dollars a day. I don't have a car, and because I am beyond broke, I cannot afford the 15 dollar uber it would cost because they barely have any bank locations. Stay away from this bank!
|FDIC Certificate #||131|
|Return on Assets - YTD||0.63%|
|Return on Equity - YTD||5.72%|
|Annual Interest Income||$108.4MM|
|Assets and Liabilities|
|Assets||Q3 2016vs Q3 2015||$4.51B$3.38B|
|Loans||Q3 2016vs Q3 2015||$2.77B$2.10B|
|Deposits||Q3 2016vs Q3 2015||$3.51B$2.74B|
|Equity Capital||Q3 2016vs Q3 2015||$491.7MM$377.7MM|
|Loan Loss Allowance||Q3 2016vs Q3 2015||$22.7MM$19.3MM|
|Unbacked Noncurrent Loans||Q3 2016vs Q3 2015||$18.4MM$17.2MM|
|Real Estate Owned||Q3 2016vs Q3 2015||$12.7MM$7.4MM|
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