Seacoast Bank is headquartered in Stuart and is the 6th largest bank in the state of Florida. It is also the 166th largest bank in the nation. It was established in 1933 and as of December of 2021, it had grown to 989 employees at 63 locations. Seacoast Bank has an A+ health rating.
Great Service
I'm the treasurer for a small non-profit. They treat us like we are a big corporation. No fee checking from day one even when we opened our account with a few hundred dollars. Our accounts have grown as our non-profit had expanded. Always smiling faces, always remember us. They are very active in the local Chamber of Commerce.
Friendly Service
Seacoast customer service is very warm and friendly. I’d rather go inside than use a drive through.
Banking with Seacoast
I banked at Seacoast Bank before I moved from the town I lived in. In the area of the state I lived, the bank only had two branches. I really liked the personal feel of the bank. Because it was a small bank, I didn't feel as if the person was treating me as just a number for their monthly goals. I feel like they valued me more because they were competing with the bigger banks, and they needed my deposits more. I had a savings and checking account with the bank. The checking account was free, but at one point they changed their system and started charging a fee. The only way to get around this, was to open a savings account. Because I liked the bank and the people there, I decided to move my savings account to the bank. The interest rates were competitive as well as the auto loan. I don't believe they offered much in terms of IRAs and investment accounts. They referred that to a private group.
WORST BANK EVER
Opened a new account made a deposit, transferred ssa then they closed my accounts without reason and refuse to send me my money back. They lie about the matter to regulators and still refuse to send money back. HORRIBLE BANK go to another local bank or large bank who has better service and cares about the customers
Data as of Q4 2021
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 131 |
| Year Established | 1933 |
| Employees | 989 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.37% |
| Return on Equity - YTD | 10.52% |
| Annual Interest Income | $284.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2021vs Q4 2020 | $9.68B$8.34B |
| Loans | Q4 2021vs Q4 2020 | $5.87B$5.71B |
| Deposits | Q4 2021vs Q4 2020 | $8.07B$6.93B |
| Equity Capital | Q4 2021vs Q4 2020 | $1.28B$1.13B |
| Loan Loss Allowance | Q4 2021vs Q4 2020 | $83.3MM$92.7MM |
| Unbacked Noncurrent Loans | Q4 2021vs Q4 2020 | $30.7MM$36.2MM |
| Real Estate Owned | Q4 2021vs Q4 2020 | $13.6MM$12.8MM |
