Seacoast National Bank is headquartered in Stuart and is the 6th largest bank in the state of Florida. It is also the 171st largest bank in the nation. It was established in 1933 and as of December of 2020, it had grown to 965 employees at 61 locations. Seacoast National Bank has an A+ health rating.
I have never had a problem with them holding money or any of the nonsense posted here. I love them checks are available before I leave the bank but of course I have the money in the account to cover them. Almost always friendly at the various branches I have been to. Never had a nasty call when I have called in not many times over five years because they do what they are supposed to without me calling them. The loans on the other hand are not competitive for the average beacon no matter how much money you move through their bank. So if you want decent terms you will not be financing anything with them so for loans they very well may suck. I have numerous loans and none with them, I thinks it's kind of funny really. But for checking saving banking need they are awesome and have been for five years. I appreciate them.
I do not currently bank with Seacoast anymore due to change of location but I do recommend this bank! It is very convenient and their website is user friendly. I have not had many issues while banking with Seacoast. The one issue that stands out the most to me is when ITunes charged me a false fee multiple times. This made my account go negative and thus I was hit with an overdraft fee. I dealt with the best financial manager who helped get the fee waived immediately and my bank account back to good standing. Overall, I give this bank a 10/10 because its been stress-free banking from start to finish.
Opened a new account made a deposit, transferred ssa then they closed my accounts without reason and refuse to send me my money back. They lie about the matter to regulators and still refuse to send money back. HORRIBLE BANK go to another local bank or large bank who has better service and cares about the customers
|FDIC Certificate #||131|
|Return on Assets - YTD||1.02%|
|Return on Equity - YTD||7.52%|
|Annual Interest Income||$287.0MM|
|Assets and Liabilities|
|Assets||Q4 2020vs Q4 2019||$8.34B$7.11B|
|Loans||Q4 2020vs Q4 2019||$5.71B$5.18B|
|Deposits||Q4 2020vs Q4 2019||$6.93B$5.58B|
|Equity Capital||Q4 2020vs Q4 2019||$1.13B$1.00B|
|Loan Loss Allowance||Q4 2020vs Q4 2019||$92.7MM$35.2MM|
|Unbacked Noncurrent Loans||Q4 2020vs Q4 2019||$36.2MM$27.1MM|
|Real Estate Owned||Q4 2020vs Q4 2019||$12.8MM$12.4MM|
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