Seacoast National Bank

Overview / Commentary
815 Colorado Avenue
Stuart, FL 34994

Seacoast National Bank is headquartered in Stuart and is the 6th largest bank in the state of Florida. It is also the 172nd largest bank in the nation. It was established in 1933 and as of June of 2021, it had grown to 946 employees at 58 locations. Seacoast National Bank has an A+ health rating.

Friendly Service

Seacoast customer service is very warm and friendly. I’d rather go inside than use a drive through.

I Bank With Them For Business And Personal

I have never had a problem with them holding money or any of the nonsense posted here. I love them checks are available before I leave the bank but of course I have the money in the account to cover them. Almost always friendly at the various branches I have been to. Never had a nasty call when I have called in not many times over five years because they do what they are supposed to without me calling them. The loans on the other hand are not competitive for the average beacon no matter how much money you move through their bank. So if you want decent terms you will not be financing anything with them so for loans they very well may suck. I have numerous loans and none with them, I thinks it's kind of funny really. But for checking saving banking need they are awesome and have been for five years. I appreciate them.


Posted by: |

I do not currently bank with Seacoast anymore due to change of location but I do recommend this bank! It is very convenient and their website is user friendly. I have not had many issues while banking with Seacoast. The one issue that stands out the most to me is when ITunes charged me a false fee multiple times. This made my account go negative and thus I was hit with an overdraft fee. I dealt with the best financial manager who helped get the fee waived immediately and my bank account back to good standing. Overall, I give this bank a 10/10 because its been stress-free banking from start to finish.

'It's Not Our Responsibility To Tell You Your Account Balance"

Posted by: |

"You should know what you make and what you have in your account"- this is what I was told when I called about an overdraft of $600 to my account. Even though I called not only the after hours on call system, but the actual bank and spoke to a representative. Their banking system doesn't actually keep track of your account balance, and so you will never know how much is actually in your account. I made an account to run idly for a while with $5+ base, 6 months later I recieve a letter stating I have an "outstanding overdraft of $0.75 and the account will be closed". They don't actually keep accurate track of your balances and will charge you fee after fee for nothing. I haven't called them yet about it because I know I'll be met with attitude and blame shifting. Absolutely horrible business module. Their paper policies are trash. Their customer representatives are incredibly rude and narcissistic about their faulty banking opperations and blame you for their errors. This is a very bad bank and I resent them for buying out a perfectly normal bank.



Health Grade Components

FDIC Certificate #131
Year Established1933
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.5%
Return on Equity - YTD11.5%
Annual Interest Income$137.1MM
Assets and Liabilities
AssetsQ2 2021vs Q2 2020$9.32B$8.08B
LoansQ2 2021vs Q2 2020$5.40B$5.74B
DepositsQ2 2021vs Q2 2020$7.84B$6.67B
Equity CapitalQ2 2021vs Q2 2020$1.17B$1.05B
Loan Loss AllowanceQ2 2021vs Q2 2020$81.1MM$91.3MM
Unbacked Noncurrent LoansQ2 2021vs Q2 2020$33.3MM$31.2MM
Real Estate OwnedQ2 2021vs Q2 2020$12.8MM$15.8MM

Sorry, we do not have rate data for Seacoast National Bank.



The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.