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DuTrac Community Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/21/2025
4.20%
Our Rating
3.6  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/21/2025
4.54%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/21/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/21/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/21/2025
4.41%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/21/2025
4.50%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/21/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/21/2025
4.39%
Our Rating
3.6  / 5
Valley National Bank
High-Yield Savings Account Via Raisin
See Offer
Sponsored Note: Valley National Bank, Member FDIC. $1 minimum, with no fees to open and maintain through Raisin. $250 bonus for new customers with a minimum deposit of $25,000 with promo code GET250.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/21/2025
4.25%
Our Rating
3.7  / 5
Sallie Mae Bank
14 Month High-Yield CD Via Raisin
See Offer
Sponsored Note: Sallie Mae Bank, Member FDIC. $1 minimum, with no fees to open and maintain through Raisin. $250 bonus for new customers with a minimum deposit of $25,000 with promo code GET250.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.dutrac.org
563-582-1331
3465 Asbury Rd
Dubuque, IA 52002

DuTrac Community Credit Union is headquartered in DUBUQUE and is the 5th largest credit union in the state of Iowa. It is also the 393rd largest credit union in the nation. It was established in 1946 and as of December of 2024, it had grown to 176 employees and 53,278 members at 16 locations. DuTrac Community Credit Union's money market rates are 3X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in DuTrac Community Credit Union is open to anyone who lives or works in the Iowa counties of Allamakee, Buchanan, Cedar, Clayton, Clinton, Delaware, Dubuque, Fayette, Jackson, Johnson, Jones, Linn, Louisa, Muscatine, Scott, or Winneshiek; the Illinois counties of Henry, Jo Daviess, Rock Island, or Whiteside; or Grant County, Wisconsin.
See current membership details

Reviews

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Health
A

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #64471
Year Chartered1946
Employees176
Primary Regulator
Profit Margin
Return on Assets - YTD0.34%
Return on Equity - YTD3.31%
Annual Interest Income$54MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$1.18B$1.07B
LoansQ4 2024vs Q4 2023$894.3MM$873.2MM
DepositsQ4 2024vs Q4 2023$1.05B$939.4MM
Equity CapitalQ4 2024vs Q4 2023$117.9MM$113.6MM
Loan Loss AllowanceQ4 2024vs Q4 2023$3.9MM$3.8MM
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$11.9MM$9.4MM
Real Estate OwnedQ4 2024vs Q4 2023$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/21/2025
4.20%
Our Rating
3.6  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/21/2025
4.54%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/21/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/21/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/21/2025
4.41%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/21/2025
4.50%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/21/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/21/2025
4.39%
Our Rating
3.6  / 5
Valley National Bank
High-Yield Savings Account Via Raisin
See Offer
Sponsored Note: Valley National Bank, Member FDIC. $1 minimum, with no fees to open and maintain through Raisin. $250 bonus for new customers with a minimum deposit of $25,000 with promo code GET250.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/21/2025
4.25%
Our Rating
3.7  / 5
Sallie Mae Bank
14 Month High-Yield CD Via Raisin
See Offer
Sponsored Note: Sallie Mae Bank, Member FDIC. $1 minimum, with no fees to open and maintain through Raisin. $250 bonus for new customers with a minimum deposit of $25,000 with promo code GET250.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not DuTrac Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

DuTrac Community Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%$0-IRA Savings
0.40%*$50k*-Health Savings Account
OTHER TIERS: 0.05% → $0 - $2.5k | 0.10% → $2.5k - $10k | 0.20% → $10k - $25k | 0.30% → $25k - $50k
0.25%$0-Christmas/Holiday Club
0.25%$0-Vacation Club
0.25%$0-Escrow Account
0.15%*$25k*-Share Savings
OTHER TIERS: 0.05% → $100 - $5k | 0.10% → $5k - $25k
0.15%*$25k*-Sub-Share Savings
OTHER TIERS: 0.05% → $100 - $5k | 0.10% → $5k - $25k
0.15%*$25k*-Business Share Savings
OTHER TIERS: 0.05% → $100 - $5k | 0.10% → $5k - $25k

DuTrac Community Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.21%*$50k*-Money Market Savings
OTHER TIERS: 0.30% → $2.5k - $10k | 0.60% → $10k - $25k | 0.90% → $25k - $50k
1.21%*$50k*-Business Money Market Savings
OTHER TIERS: 0.30% → $2.5k - $10k | 0.60% → $10k - $25k | 0.90% → $25k - $50k

DuTrac Community Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.70%*$50k*-High Yield Checking
OTHER TIERS: 0.20% → $2.5k - $10k | 0.30% → $10k - $25k | 0.50% → $25k - $50k
0.15%*$50k*-Relationship Business Checking Account
OTHER TIERS: 0.05% → $2k - $10k | 0.10% → $10k - $50k
0.10%*$10k*-Relationship Checking Account
OTHER TIERS: 0.05% → $1k - $10k

DuTrac Community Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.25%$500-8 Month Certificate Special
4.06%$1k-6 Month Certificate w/EcoPlus Account Bonus
4.00%$500-4 Month Certificate Special
3.80%$1k-6 Month Certificate
3.65%$500-21 Month Certificate Special
3.65%$500-19 Month Certificate Special
3.65%$500-20 Month Certificate Special
3.26%$1k-24 Month Certificate w/EcoPlus Account Bonus
3.00%$1k-24 Month Certificate
3.00%$1k-60 Month Certificate w/EcoPlus Account Bonus
2.76%$1k-48 Month Certificate w/EcoPlus Account Bonus
2.75%$1k-60 Month Certificate
2.50%$1k-48 Month Certificate
2.50%$1k-36 Month Certificate w/EcoPlus Account Bonus
2.25%$1k-36 Month Certificate
2.25%$1k-30 Month Certificate w/EcoPlus Account Bonus
2.00%$1k-30 Month Certificate
1.74%$1k-18 Month Certificate w/EcoPlus Account Bonus
1.50%$1k-18 Month Certificate
1.50%$1k-12 Month Certificate w/EcoPlus Account Bonus
1.25%$1k-12 Month Certificate
Locations

Availability

Cedar Rapids Area

Interactive local rates map


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