DuTrac Community Credit Union


Overview / Commentary
563-582-1331
3465 Asbury Rd
Dubuque, IA 52002

DuTrac Community Credit Union is headquartered in DUBUQUE and is the 5th largest credit union in the state of Iowa. It is also the 394th largest credit union in the nation. It was established in 1946 and as of March of 2025, it had grown to 184 employees and 53,597 members at 16 locations. DuTrac Community Credit Union's money market rates are 3X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in DuTrac Community Credit Union is open to anyone who lives or works in the Iowa counties of Allamakee, Buchanan, Cedar, Clayton, Clinton, Delaware, Dubuque, Fayette, Jackson, Johnson, Jones, Linn, Louisa, Muscatine, Scott, or Winneshiek; the Illinois counties of Henry, Jo Daviess, Rock Island, or Whiteside; or Grant County, Wisconsin.
See current membership details

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Health

Health Grade Components

Overall
NCUA #64471
Year Chartered1946
Employees184
Primary Regulator
Profit Margin
Return on Assets - YTD0.38%
Return on Equity - YTD3.72%
Annual Interest Income$14.4MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$1.2B$1.1B
LoansQ1 2025vs Q1 2024$899.4MM$867.5MM
DepositsQ1 2025vs Q1 2024$1.06B$978.7MM
Equity CapitalQ1 2025vs Q1 2024$121.5MM$113.5MM
Loan Loss AllowanceQ1 2025vs Q1 2024$3.9MM$3.5MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$8.9MM$8.3MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not DuTrac Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

DuTrac Community Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%$0-IRA Savings
0.40%*$50k*-Health Savings Account
OTHER TIERS: 0.05% $0 - $2.5k | 0.10% $2.5k - $10k | 0.20% $10k - $25k | 0.30% $25k - $50k
0.25%$0-Christmas/Holiday Club
0.25%$0-Vacation Club
0.25%$0-Escrow Account
0.15%*$25k*-Share Savings
OTHER TIERS: 0.05% $100 - $5k | 0.10% $5k - $25k
0.15%*$25k*-Sub-Share Savings
OTHER TIERS: 0.05% $100 - $5k | 0.10% $5k - $25k
0.15%*$25k*-Business Share Savings
OTHER TIERS: 0.05% $100 - $5k | 0.10% $5k - $25k

DuTrac Community Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.21%*$50k*-Money Market Savings
OTHER TIERS: 0.30% $2.5k - $10k | 0.60% $10k - $25k | 0.90% $25k - $50k
1.21%*$50k*-Business Money Market Savings
OTHER TIERS: 0.30% $2.5k - $10k | 0.60% $10k - $25k | 0.90% $25k - $50k

DuTrac Community Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.70%*$50k*-High Yield Checking
OTHER TIERS: 0.20% $2.5k - $10k | 0.30% $10k - $25k | 0.50% $25k - $50k
0.15%*$50k*-Relationship Business Checking Account
OTHER TIERS: 0.05% $2k - $10k | 0.10% $10k - $50k
0.10%*$10k*-Relationship Checking Account
OTHER TIERS: 0.05% $1k - $10k

DuTrac Community Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.25%$500-8 Month Certificate Special
4.06%$1k-6 Month Certificate w/EcoPlus Account Bonus
4.00%$500-4 Month Certificate Special
3.80%$1k-6 Month Certificate
3.65%$500-21 Month Certificate Special
3.65%$500-19 Month Certificate Special
3.65%$500-20 Month Certificate Special
3.26%$1k-24 Month Certificate w/EcoPlus Account Bonus
3.00%$1k-24 Month Certificate
3.00%$1k-60 Month Certificate w/EcoPlus Account Bonus
2.76%$1k-48 Month Certificate w/EcoPlus Account Bonus
2.75%$1k-60 Month Certificate
2.50%$1k-48 Month Certificate
2.50%$1k-36 Month Certificate w/EcoPlus Account Bonus
2.25%$1k-36 Month Certificate
2.25%$1k-30 Month Certificate w/EcoPlus Account Bonus
2.00%$1k-30 Month Certificate
1.74%$1k-18 Month Certificate w/EcoPlus Account Bonus
1.50%$1k-18 Month Certificate
1.50%$1k-12 Month Certificate w/EcoPlus Account Bonus
1.25%$1k-12 Month Certificate
Locations

Availability

Cedar Rapids Area

Interactive local rates map


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