Overview / Commentary
DuTrac Community Credit Union is headquartered in DUBUQUE and is the 5th largest credit union in the state of Iowa. It is also the 394th largest credit union in the nation. It was established in 1946 and as of March of 2025, it had grown to 184 employees and 53,597 members at 16 locations. DuTrac Community Credit Union has an A health rating.
Field of Membership Restrictions
Membership in DuTrac Community Credit Union is open to anyone who lives or works in the Iowa counties of Allamakee, Buchanan, Cedar, Clayton, Clinton, Delaware, Dubuque, Fayette, Jackson, Johnson, Jones, Linn, Louisa, Muscatine, Scott, or Winneshiek; the Illinois counties of Henry, Jo Daviess, Rock Island, or Whiteside; or Grant County, Wisconsin.
See current membership details
Health
A
Data as of Q1 2025
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 64471 |
| Year Chartered | 1946 |
| Employees | 184 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.38% |
| Return on Equity - YTD | 3.72% |
| Annual Interest Income | $14.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $1.2B$1.1B |
| Loans | Q1 2025vs Q1 2024 | $899.4MM$867.5MM |
| Deposits | Q1 2025vs Q1 2024 | $1.06B$978.7MM |
| Equity Capital | Q1 2025vs Q1 2024 | $121.5MM$113.5MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $3.9MM$3.5MM |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $8.9MM$8.3MM |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |
