DuTrac Community Credit Union


Overview / Commentary
563-582-1331
3465 Asbury Rd
Dubuque, IA 52002

DuTrac Community Credit Union is headquartered in DUBUQUE and is the 5th largest credit union in the state of Iowa. It is also the 418th largest credit union in the nation. It was established in 1946 and as of September of 2022, it had grown to 159 employees and 49,795 members at 13 locations. DuTrac Community Credit Union's CD rates are 4X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in DuTrac Community Credit Union is open to anyone who lives or works in the Iowa counties of Allamakee, Buchanan, Cedar, Clayton, Clinton, Delaware, Dubuque, Fayette, Jackson, Johnson, Jones, Linn, Louisa, Muscatine, Scott, or Winneshiek; the Illinois counties of Henry, Jo Daviess, Rock Island, or Whiteside; or Grant County, Wisconsin.
See current membership details

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Health

Health Grade Components

Overall
NCUA #64471
Year Chartered1946
Employees159
Primary Regulator
Profit Margin
Return on Assets - YTD0.69%
Return on Equity - YTD6.65%
Annual Interest Income$23.0MM
Assets and Liabilities
AssetsQ3 2022vs Q3 2021$1.02B$957.2MM
LoansQ3 2022vs Q3 2021$757.3MM$681.3MM
DepositsQ3 2022vs Q3 2021$878.9MM$838.0MM
Equity CapitalQ3 2022vs Q3 2021$103.5MM$114.4MM
Loan Loss AllowanceQ3 2022vs Q3 2021$2.2MM$2.2MM
Unbacked Noncurrent LoansQ3 2022vs Q3 2021$4.2MM$2.9MM
Real Estate OwnedQ3 2022vs Q3 2021$0$37.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not DuTrac Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

DuTrac Community Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.55%--IRA Savings
0.30%*$25k*-Share Savings
OTHER TIERS: 0.10% $100 - $5k | 0.20% $5k - $25k
0.30%*$25k*-Business Share Savings
OTHER TIERS: 0.10% $100 - $5k | 0.20% $5k - $25k
0.25%*$50k*-Health Savings Account
OTHER TIERS: 0.05% Up to $2.5k | 0.10% $2.5k - $10k | 0.15% $10k - $25k | 0.20% $25k - $50k
0.10%--Christmas/Holiday Club
0.10%--Vacation Club
0.10%--Escrow Account

DuTrac Community Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.10%*$50k*-Money Market Savings
OTHER TIERS: 0.35% $2.5k - $10k | 0.60% $10k - $25k | 0.85% $25k - $50k
1.10%*$50k*-Business Money Market Savings
OTHER TIERS: 0.35% $2.5k - $10k | 0.60% $10k - $25k | 0.85% $25k - $50k

DuTrac Community Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$50k*-High Yield Checking
OTHER TIERS: 0.20% $2.5k - $10k | 0.30% $10k - $25k | 0.40% $25k - $50k
0.15%*$50k*-Relationship Business Checking Account
OTHER TIERS: 0.05% $2k - $10k | 0.10% $10k - $50k
0.10%*$10k*-Relationship Checking Account
OTHER TIERS: 0.05% $1k - $10k

DuTrac Community Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.50%$1k-36 Month Certificate Special
4.25%$1k-24 Month Certificate Special
4.00%$1k-12 Month Certificate Special
1.75%$1k-60 Month Certificate w/EcoPlus Account Bonus
1.50%$1k-60 Month Certificate
1.50%$1k-48 Month Certificate w/EcoPlus Account Bonus
1.26%$1k-36 Month Certificate w/EcoPlus Account Bonus
1.25%$1k-48 Month Certificate
1.10%$1k-30 Month Certificate w/EcoPlus Account Bonus
1.00%$1k-36 Month Certificate
1.00%$1k-24 Month Certificate w/EcoPlus Account Bonus
0.85%$1k-30 Month Certificate
0.85%$1k-18 Month Certificate w/EcoPlus Account Bonus
0.75%$1k-24 Month Certificate
0.75%$1k-12 Month Certificate w/EcoPlus Account Bonus
0.60%$1k-18 Month Certificate
0.60%$1k-6 Month Certificate w/EcoPlus Account Bonus
0.50%$1k-12 Month Certificate
0.35%$1k-6 Month Certificate
Locations

Availability



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