Overview / Commentary
DuTrac Community Credit Union is headquartered in DUBUQUE and is the 5th largest credit union in the state of Iowa. It is also the 412th largest credit union in the nation. It was established in 1946 and as of December of 2022, it had grown to 171 employees and 50,718 members at 14 locations. DuTrac Community Credit Union has an A health rating.
Field of Membership Restrictions
Membership in DuTrac Community Credit Union is open to anyone who lives or works in the Iowa counties of Allamakee, Buchanan, Cedar, Clayton, Clinton, Delaware, Dubuque, Fayette, Jackson, Johnson, Jones, Linn, Louisa, Muscatine, Scott, or Winneshiek; the Illinois counties of Henry, Jo Daviess, Rock Island, or Whiteside; or Grant County, Wisconsin.
See current membership details
Health
A
Data as of Q4 2022
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 64471 |
| Year Chartered | 1946 |
| Employees | 171 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.66% |
| Return on Equity - YTD | 6.5% |
| Annual Interest Income | $32.5MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2022vs Q4 2021 | $1.04B$980.7MM |
| Loans | Q4 2022vs Q4 2021 | $791.4MM$679.6MM |
| Deposits | Q4 2022vs Q4 2021 | $921.5MM$861.0MM |
| Equity Capital | Q4 2022vs Q4 2021 | $104.9MM$115.1MM |
| Loan Loss Allowance | Q4 2022vs Q4 2021 | $3.2MM$2.2MM |
| Unbacked Noncurrent Loans | Q4 2022vs Q4 2021 | $4.8MM$2.9MM |
| Real Estate Owned | Q4 2022vs Q4 2021 | $0$21.00K |
