Dupaco Community Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 2.25% | 18-month CD | 2.65% - Discover Bank 18 Month CD |
| 1.65% | 5-year CD | 3.00% - Discover Bank 5 Year CD |
| 1.30% | 4-year CD | 2.80% - Discover Bank 4 Year CD |
Dupaco Community Credit Union is headquartered in Dubuque and is the 3rd largest credit union in the state of Iowa. It is also the 159th largest credit union in the nation. It was established in 1948 and as of December of 2018, it had grown to 444 employees and 113,934 members at 20 locations. Dupaco Community Credit Union's savings rates are 3X the national average, and it has an A health rating.
Field of Membership Restrictions
Membership in Dupaco Community Credit Union is open to those who live or work in the following: (1) Allamakee, Benton, Audubon, Black Hawk, Bremer, Buchanan, Butler, Calhoun, Carroll, Cedar, Cerro Gordo, Clayton, Clinton, Crawford, Delaware, Dubuque, Fayette, Greene, Grundy, Guthrie, Iowa, Jackson, Johnson, Jones, Linn, Louisa, Muscatine, Sac, Scott, Shelby, Tama, Washington, and Winneshiek Counties in Iowa; (2) Carroll, Jo Daviess, Stephenson, Rock Island and Whiteside Counties in Illinois;; (3) Crawford, Grant, Iowa and Lafayette Counties in Wisconsin.
See current membership details
Related Posts
2/9 - Top CD Rates at Dupaco Community Credit Union in Parts of IA, IL & WI - Local Only
6/15 - Top Rates on CD Specials at Dupaco Community Credit Union in IA, IL & WI - Local Only
4/1 - Dupaco CU Drops Hi-Yield Savings .25 % To 1.75 %
9/22/09 - 2.50% 15-Month CD & 3.09% Savings Account at Dupaco Community Credit Union in IA, IL & WI - Local Only
6/17/09 - Savings Account with Rates Up to 3.40% at Dupaco Community Credit Union in Parts of IA, WI & IL - Local Only
7/6/08 - 6.00% 6-Month CD at an IA/WI/IL Credit Union - $5K Max (Dupaco Community).
Dupaco Is A Great Place To Get Started!
When I was first looking for a place to bank, I didn't know where to start. I went in to "check out" Dupaco. I was greeted immediately, and I felt like I belonged there. I am SO glad that I stopped in that day. Dupaco has been a perfect fit for me and my needs.
Complicated Ira Transfer Deposit
I travel out of state for my job a lot and am not able to just walk in to my cu. Isn't this why there is online banking ? I have a IRA at another cu and was wanting to transfer it to dupaco cu. I contacted dupaco thru an online banking secure email and they replied to me on my regular email. ?? So now they want all account numbers from the outside cu and they will email me the paperwork via another "jump thru some hoops" secure email. Unable to open this new email to download paperwork and ask them to just send blank paperwork and inform them that I am able to fill in the balnks with my account numbers and then usps mail back. Apparently that can not be done -- 2 days since I requested and no reply.
This cu seems to want to go out of their to complicate things. What will be the headache when I decide to cash out ?
Backwards Banking
Dupaco asks for your date of birth when making a small deposit into your accounts. After I complained about it they now ask for an ID to make a deposit with balance. I told them I don’t even need a balance because it’s emailed to me immediately. But instead of simply asking if I want a balance clerks now bring up the issue in front of other customers creating an embarrassing situation for me.
Worst Credit Union Ever
I have been with dupaco for less than a year. They been super shadey. Lost close to 2 grand. My credit went from a 598 to 519. I would not recommend anyone go to them. They said I was a member. Nope I was free money to them. I work where we have a membership base company. I would never do what dupaco dose to people.
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 64049 |
| Year Chartered | 1948 |
| Employees | 444 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.39% |
| Return on Equity - YTD | 9.22% |
| Annual Interest Income | $69.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $1.70B$1.61B |
| Loans | Q4 2018vs Q4 2017 | $1.13B$977.9MM |
| Deposits | Q4 2018vs Q4 2017 | $1.34B$1.28B |
| Equity Capital | Q4 2018vs Q4 2017 | $251.8MM$243.1MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $12.1MM$10.5MM |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $13.3MM$11.3MM |
| Real Estate Owned | Q4 2018vs Q4 2017 | $333.00K$656.00K |
Always verify rates and promotions with the bank or credit union. We are not Dupaco Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Dupaco Community Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.40%* | $200k* | - | High-Yield Savings | ||
| OTHER TIERS: 0.25% → Up to $50k | 0.80% → $50k - $100k | 0.90% → $100k - $149k | 1.15% → $150k - $200k | |||||
| 1.36%* | $15k* | - | Variable IRA | ||
| OTHER TIERS: 0.60% → $1k - $5k | 0.85% → $5k - $15k | |||||
| 0.65%* | $25k* | - | Health Savings Account | ||
| OTHER TIERS: 0.20% → Up to $2.5k | 0.25% → $2.5k - $10k | 0.40% → $10k - $25k | |||||
| 0.50%* | $25k* | - | Regular Savings | ||
| OTHER TIERS: 0.20% → $100 - $2.5k | 0.25% → $2.5k - $10k | 0.35% → $10k - $25k | |||||
| 0.50% | $100 | - | Holiday Club | ||
| 0.50% | $5 | $1k | Launchpad Savings | ||
Dupaco Community Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.75%* | $100k* | - | Investors Choice | ||
| OTHER TIERS: 0.25% → Up to $10k | 0.40% → $10k - $25k | 0.65% → $25k - $100k | |||||
| 0.30% | $2.5k | $10k | Insured Money Management | ||
Dupaco Community Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.40%* | $100k* | - | 1st Rate Checking | ||
| OTHER TIERS: 0.15% → $5k - $25k | 0.25% → $25k - $100k | |||||
Dupaco Community Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 3.26% | $100k | - | 45 Month Jumbo Certificate Special | |
| 3.01% | $5k | - | 45 Month Share Certificate Special | |
| 2.75% | $100k | - | 29 Month Jumbo Certificate Special | |
| 2.50% | $5k | - | 29 Month Share Certificate Special | |
| 2.50% | $100k | - | 15 Month Jumbo Certificate Special | |
| 2.25% | $5k | - | 15 Month Share Certificate Special | |
| 1.65% | $1k | - | 60 Month Term Share Certificate | |
| 1.30% | $1k | - | 48 Month Term Share Certificate | |
| 1.05% | $1k | - | 36 Month Term Share Certificate | |
| 0.95% | $1k | - | 30 Month Term Share Certificate | |
| 0.80% | $1k | - | 24 Month Term Share Certificate | |
| 0.70% | $1k | - | 18 Month Term Share Certificate | |
| 0.60% | $1k | - | 12 Month Term Share Certificate | |
| 0.35% | $1k | - | 6 Month Term Share Certificate |
Dupaco Community Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 3.26% | $100k | - | 45 Month Fixed IRA Jumbo Special | |
| 3.01% | $5k | - | 45 Month Fixed IRA Special | |
| 2.75% | $100k | - | 29 Month Fixed IRA Jumbo Special | |
| 2.50% | $5k | - | 29 Month Fixed IRA Special | |
| 2.50% | $100k | - | 15 Month Fixed IRA Jumbo Special | |
| 2.25% | $5k | - | 15 Month Fixed IRA Special | |
| 1.65% | $1k | - | 60 Month Fixed IRA Certificate | |
| 1.05% | $1k | - | 36 Month Fixed IRA Certificate | |
| 0.70% | $1k | - | 18 Month Fixed IRA Certificate |
