Dupaco Community Credit Union

Overview / Commentary
1000 Jackson St
Dubuque, IA 52001

Dupaco Community Credit Union is headquartered in Dubuque and is the 3rd largest credit union in the state of Iowa. It is also the 139th largest credit union in the nation. It was established in 1948 and as of June of 2021, it had grown to 564 employees and 141,699 members at 19 locations. Dupaco Community Credit Union's money market rates are 70% higher than the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership in Dupaco Community Credit Union is open to those who live or work in any Iowa county; or the Illinois counties of Carroll, Jo Daviess, Stephenson, Rock Island, or Whiteside; or the Wisconsin counties of Crawford, Dane, Grant, Green, Iowa, Lafayette, Richland, or Sauk.
See current membership details

Reviews (5)


Opened three accounts great experience very helpful followed up and made sure every thing happened to get accounts open and money transferred. I'm usually the one to make sure every thing gets done.
All three employees I talked to were knowledgeable and helpful.

Dupaco Is A Great Place To Get Started!

Posted by: |

When I was first looking for a place to bank, I didn't know where to start. I went in to "check out" Dupaco. I was greeted immediately, and I felt like I belonged there. I am SO glad that I stopped in that day. Dupaco has been a perfect fit for me and my needs.

Complicated Ira Transfer Deposit

Posted by: |

 I travel out of state for my job a lot and am not able to just walk in to my cu.   Isn't this why there is online banking ?       I have a IRA at another cu and was wanting to transfer it to dupaco cu. I contacted dupaco thru an online banking secure email and they replied to me on my regular email. ??  So now they want all account numbers from the outside cu and they will email me the paperwork via another "jump thru some hoops" secure email. Unable to open this new email  to download paperwork and ask them to just send blank paperwork and inform them that I am able to fill in the balnks with my account numbers and then usps mail back.   Apparently that can not be done -- 2 days since I requested and no reply.

This cu seems to want to go out of their to complicate things.  What will be the headache when I decide to cash out ?

Backwards Banking

Posted by: |

Dupaco asks for your date of birth when making a small deposit into your accounts. After I complained about it they now ask for an ID to make a deposit with balance. I told them I don’t even need a balance because it’s emailed to me immediately. But instead of simply asking if I want a balance clerks now bring up the issue in front of other customers creating an embarrassing situation for me.

Worst Credit Union Ever

I have been with dupaco for less than a year. They been super shadey. Lost close to 2 grand. My credit went from a 598 to 519. I would not recommend anyone go to them. They said I was a member. Nope I was free money to them. I work where we have a membership base company. I would never do what dupaco dose to people.


Health Grade Components

NCUA #64049
Year Chartered1948
Primary Regulator
Profit Margin
Return on Assets - YTD1.68%
Return on Equity - YTD12.59%
Annual Interest Income$40.6MM
Assets and Liabilities
AssetsQ2 2021vs Q2 2020$2.62B$2.15B
LoansQ2 2021vs Q2 2020$1.62B$1.39B
DepositsQ2 2021vs Q2 2020$2.16B$1.77B
Equity CapitalQ2 2021vs Q2 2020$346.9MM$315.1MM
Loan Loss AllowanceQ2 2021vs Q2 2020$15.7MM$13.9MM
Unbacked Noncurrent LoansQ2 2021vs Q2 2020$9.4MM$11.9MM
Real Estate OwnedQ2 2021vs Q2 2020$401.00K$30.00K
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Always verify rates and promotions with the bank or credit union. We are not Dupaco Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Dupaco Community Credit Union Savings Account Rates

0.55%*$15k*-Variable Traditional IRA Savings
OTHER TIERS: 0.25% $1k - $5k | 0.40% $5k - $15k
0.55%*$15k*-Variable Roth IRA
OTHER TIERS: 0.25% $1k - $5k | 0.40% $5k - $15k
0.25%*$25k*-Health Savings Account
OTHER TIERS: 0.10% Up to $2.5k | 0.15% $2.5k - $10k | 0.20% $10k - $25k
0.20%*$25k*-Regular Savings
OTHER TIERS: 0.07% $100 - $2.5k | 0.10% $2.5k - $10k | 0.15% $10k - $25k
0.20%$100-Holiday Club
0.20%*$25k*-You Name It Savings
OTHER TIERS: 0.07% Up to $2.5k | 0.10% $2.5k - $10k | 0.15% $10k - $25k
0.20%$5$1kLaunchpad Savings

Dupaco Community Credit Union Money Market Rates

0.75%*$200k*-High-Yield Savings MM
OTHER TIERS: 0.10% Up to $50k | 0.50% $50k - $100k | 0.55% $100k - $149k | 0.60% $150k - $200k
0.40%*$100k*-Investors Choice MM
OTHER TIERS: 0.10% Up to $2.5k | 0.15% $2.5k - $10k | 0.20% $10k - $25k | 0.30% $25k - $100k

Dupaco Community Credit Union Checking Account Rates

0.15%*$100k*-1st Rate Checking
OTHER TIERS: 0.05% $5k - $25k | 0.10% $25k - $100k

Dupaco Community Credit Union CD Rates

0.85%$100k-15 Month Jumbo Share Certificate Special
0.80%$1k-60 Month Share Certificate
0.75%$5k-15 Month Share Certificate Special
0.60%$1k-48 Month Share Certificate
0.55%$1k-36 Month Share Certificate
0.50%$1k-30 Month Share Certificate
0.45%$1k-24 Month Share Certificate
0.40%$1k-18 Month Share Certificate
0.35%$1k-12 Month Share Certificate
0.25%$1k-6 Month Share Certificate

Dupaco Community Credit Union IRA Rates

0.85%$100k-15 Month Fixed Traditional IRA Jumbo Certificate Special
0.85%$100k-15 Month Fixed Roth IRA Jumbo Special
0.80%$1k-60 Month Fixed Traditional IRA Certificate
0.80%$1k-60 Month Fixed Roth IRA Certificate
0.75%$5k-15 Month Fixed Traditional IRA Certificate Special
0.75%$5k-15 Month Fixed Roth IRA Special
0.55%$1k-36 Month Fixed Traditional IRA Certificate
0.55%$1k-36 Month Fixed Roth IRA Certificate
0.40%$1k-18 Month Fixed Traditional IRA Certificate
0.40%$1k-18 Month Fixed Roth IRA Certificate


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