Overview / Commentary
3999 Pennsylvania Ave
Dubuque, IA 52002

Dupaco Community Credit Union is headquartered in Dubuque and is the 3rd largest credit union in the state of Iowa. It is also the 159th largest credit union in the nation. It was established in 1948 and as of December of 2018, it had grown to 444 employees and 113,934 members at 20 locations. Dupaco Community Credit Union's savings rates are 3X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Dupaco Community Credit Union is open to those who live or work in the following: (1) Allamakee, Benton, Audubon, Black Hawk, Bremer, Buchanan, Butler, Calhoun, Carroll, Cedar, Cerro Gordo, Clayton, Clinton, Crawford, Delaware, Dubuque, Fayette, Greene, Grundy, Guthrie, Iowa, Jackson, Johnson, Jones, Linn, Louisa, Muscatine, Sac, Scott, Shelby, Tama, Washington, and Winneshiek Counties in Iowa; (2) Carroll, Jo Daviess, Stephenson, Rock Island and Whiteside Counties in Illinois;; (3) Crawford, Grant, Iowa and Lafayette Counties in Wisconsin.
See current membership details

Related Posts

View all posts from:

Reviews (4)

Dupaco Is A Great Place To Get Started!

Posted by: Ryan16 | Apr 20, 2016

When I was first looking for a place to bank, I didn't know where to start. I went in to "check out" Dupaco. I was greeted immediately, and I felt like I belonged there. I am SO glad that I stopped in that day. Dupaco has been a perfect fit for me and my needs.

Complicated Ira Transfer Deposit

Posted by: diamondx | May 9, 2013

 I travel out of state for my job a lot and am not able to just walk in to my cu.   Isn't this why there is online banking ?       I have a IRA at another cu and was wanting to transfer it to dupaco cu. I contacted dupaco thru an online banking secure email and they replied to me on my regular email. ??  So now they want all account numbers from the outside cu and they will email me the paperwork via another "jump thru some hoops" secure email. Unable to open this new email  to download paperwork and ask them to just send blank paperwork and inform them that I am able to fill in the balnks with my account numbers and then usps mail back.   Apparently that can not be done -- 2 days since I requested and no reply.

This cu seems to want to go out of their to complicate things.  What will be the headache when I decide to cash out ?

Backwards Banking

Posted by: daejeon | Oct 3, 2017

Dupaco asks for your date of birth when making a small deposit into your accounts. After I complained about it they now ask for an ID to make a deposit with balance. I told them I don’t even need a balance because it’s emailed to me immediately. But instead of simply asking if I want a balance clerks now bring up the issue in front of other customers creating an embarrassing situation for me.

Worst Credit Union Ever

I have been with dupaco for less than a year. They been super shadey. Lost close to 2 grand. My credit went from a 598 to 519. I would not recommend anyone go to them. They said I was a member. Nope I was free money to them. I work where we have a membership base company. I would never do what dupaco dose to people.


Health Grade Components

NCUA #64049
Year Chartered1948
Primary Regulator
Profit Margin
Return on Assets - YTD1.39%
Return on Equity - YTD9.22%
Annual Interest Income$69.4MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$1.70B$1.61B
LoansQ4 2018vs Q4 2017$1.13B$977.9MM
DepositsQ4 2018vs Q4 2017$1.34B$1.28B
Equity CapitalQ4 2018vs Q4 2017$251.8MM$243.1MM
Loan Loss AllowanceQ4 2018vs Q4 2017$12.1MM$10.5MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$13.3MM$11.3MM
Real Estate OwnedQ4 2018vs Q4 2017$333.00K$656.00K
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Dupaco Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Dupaco Community Credit Union Savings Account Rates

1.40%*$200k*-High-Yield Savings
OTHER TIERS: 0.25% Up to $50k | 0.80% $50k - $100k | 0.90% $100k - $149k | 1.15% $150k - $200k
1.36%*$15k*-Variable IRA
OTHER TIERS: 0.60% $1k - $5k | 0.85% $5k - $15k
0.65%*$25k*-Health Savings Account
OTHER TIERS: 0.20% Up to $2.5k | 0.25% $2.5k - $10k | 0.40% $10k - $25k
0.50%*$25k*-Regular Savings
OTHER TIERS: 0.20% $100 - $2.5k | 0.25% $2.5k - $10k | 0.35% $10k - $25k
0.50%$100-Holiday Club
0.50%$5$1kLaunchpad Savings

Dupaco Community Credit Union Money Market Rates

0.75%*$100k*-Investors Choice
OTHER TIERS: 0.25% Up to $10k | 0.40% $10k - $25k | 0.65% $25k - $100k
0.30%$2.5k$10kInsured Money Management

Dupaco Community Credit Union Checking Account Rates

0.40%*$100k*-1st Rate Checking
OTHER TIERS: 0.15% $5k - $25k | 0.25% $25k - $100k

Dupaco Community Credit Union CD Rates

3.26%$100k-45 Month Jumbo Certificate Special
3.01%$5k-45 Month Share Certificate Special
2.75%$100k-29 Month Jumbo Certificate Special
2.50%$5k-29 Month Share Certificate Special
2.50%$100k-15 Month Jumbo Certificate Special
2.25%$5k-15 Month Share Certificate Special
1.65%$1k-60 Month Term Share Certificate
1.30%$1k-48 Month Term Share Certificate
1.05%$1k-36 Month Term Share Certificate
0.95%$1k-30 Month Term Share Certificate
0.80%$1k-24 Month Term Share Certificate
0.70%$1k-18 Month Term Share Certificate
0.60%$1k-12 Month Term Share Certificate
0.35%$1k-6 Month Term Share Certificate

Dupaco Community Credit Union IRA Rates

3.26%$100k-45 Month Fixed IRA Jumbo Special
3.01%$5k-45 Month Fixed IRA Special
2.75%$100k-29 Month Fixed IRA Jumbo Special
2.50%$5k-29 Month Fixed IRA Special
2.50%$100k-15 Month Fixed IRA Jumbo Special
2.25%$5k-15 Month Fixed IRA Special
1.65%$1k-60 Month Fixed IRA Certificate
1.05%$1k-36 Month Fixed IRA Certificate
0.70%$1k-18 Month Fixed IRA Certificate


The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.