Argent Credit Union

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.argentcu.org

804-748-9488

11651 Alliance Cir
Chester, VA 23831-1451

Argent Credit Union is headquartered in Chester and is the 26th largest credit union in the state of Virginia. It is also the 752nd largest credit union in the nation. It was established in 1957 and as of June of 2024, it had grown to 90 employees and 35,025 members at 8 branch locations plus main office. Argent Credit Union's money market rates are 6X the national average, and it has a B health rating.

Field of Membership Restrictions

Membership in Argent Credit Union is open to those who live, work, worship, attend school, or volunteer in the Virginia counties of Chesterfield, Hanover, or Henrico, or the City of Richmond.
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Health

B+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	24313
Year Chartered	1987
Employees	89
Primary Regulator

Profit Margin
Return on Assets - YTD	1.56%
Return on Equity - YTD	17.99%
Annual Interest Income	$6.6MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$520.1MM$498.3MM
Loans	Q1 2025vs Q1 2024	$313.4MM$325.1MM
Deposits	Q1 2025vs Q1 2024	$471.7MM$452.6MM
Equity Capital	Q1 2025vs Q1 2024	$44.4MM$38.2MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$3.6MM$3MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$4.2MM$4.5MM
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Argent Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.25%	$100	-	Primary Share Savings Account
0.25%	$100	-	Share Club
0.25%	$100	-	Holiday Club
0.25%	$100	-	Vacation Club

Argent Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.00%^*	$250k^*	-	Money Market Account
OTHER TIERS: 0.25% → $1k - $20k \| 0.35% → $20k - $50k \| 0.65% → $50k - $100k \| 1.25% → $100k - $250k

Argent Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.00%	$500	-	60 Month Certificate
4.00%	$50k	-	24 Month Jumbo Certificate
3.90%	$500	-	12 Month Certificate
3.90%	$500	-	48 Month Certificate
3.85%	$500	-	36 Month Certificate
3.80%	$500	-	24 Month Certificate
3.00%	$500	-	13 Month Penalty-Free Certificate
2.50%	$500	-	6 Month Certificate

Argent Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
4.00%	$500	-	60 Month IRA Certificate
4.00%	$50k	-	24 Month Jumbo IRA Certificate
3.90%	$500	-	48 Month IRA Certificate
3.90%	$500	-	12 Month IRA Certificate
3.85%	$500	-	36 Month IRA Certificate
3.80%	$500	-	24 Month IRA Certificate
3.00%	$500	-	15 Month IRA Certificate
2.50%	$500	-	6 Month IRA Certificate
0.25%	$0	-	IRA Shares

Locations

Argent Credit Union Locations
Main Office	11651 Alliance Cir	Chester, VA 23831-1451
Branch Office	5403 Route 1	North Chesterfield, VA 23234
Branch Office	3611 Oxbridge Rd	North Chesterfield, VA 23236
Branch Office	11900 Chester Village Dr	Chester, VA 23831-1732
Branch Office	1901 WalMart Way	Midlothian, VA 23113
Branch Office	8721 Staples Mill Road	Richmond, VA 23228
Branch Office	14901 Dogwood Villas Drive	Chesterfield, VA 23832
Branch Office	1200 New York Avenue	Glen Allen,, VA 23060
Branch Office	400 North 8th St., Suite 117	Richmond, VA 23219

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