Argent Credit Union


Overview / Commentary
804-748-9488
11651 Alliance Cir
Chester, VA 23831-1451

Argent Credit Union is headquartered in Chester and is the 26th largest credit union in the state of Virginia. It is also the 752nd largest credit union in the nation. It was established in 1957 and as of June of 2024, it had grown to 90 employees and 35,025 members at 8 branch locations plus main office. Argent Credit Union's money market rates are 6X the national average, and it has a B health rating.

Field of Membership Restrictions

Membership in Argent Credit Union is open to those who live, work, worship, attend school, or volunteer in the Virginia counties of Chesterfield, Hanover, or Henrico, or the City of Richmond.
See current membership details

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Health
B+

Health Grade Components

Overall
NCUA #24313
Year Chartered1987
Employees88
Primary Regulator
Profit Margin
Return on Assets - YTD0.95%
Return on Equity - YTD11.35%
Annual Interest Income$24.5MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$501.8MM$506.5MM
LoansQ4 2024vs Q4 2023$320.7MM$326.9MM
DepositsQ4 2024vs Q4 2023$456.7MM$450.3MM
Equity CapitalQ4 2024vs Q4 2023$41.5MM$35.3MM
Loan Loss AllowanceQ4 2024vs Q4 2023$3.3MM$2.6MM
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$4.3MM$5.3MM
Real Estate OwnedQ4 2024vs Q4 2023$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Argent Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$100-Primary Share Savings Account
0.25%$100-Share Club
0.25%$100-Holiday Club
0.25%$100-Vacation Club

Argent Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*$250k*-Money Market Account
OTHER TIERS: 0.25% $1k - $20k | 0.35% $20k - $50k | 0.65% $50k - $100k | 1.25% $100k - $250k

Argent Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$500-60 Month Certificate
4.00%$50k-24 Month Jumbo Certificate
3.90%$500-12 Month Certificate
3.90%$500-48 Month Certificate
3.85%$500-36 Month Certificate
3.80%$500-24 Month Certificate
3.00%$500-13 Month Penalty-Free Certificate
2.50%$500-6 Month Certificate

Argent Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$500-60 Month IRA Certificate
4.00%$50k-24 Month Jumbo IRA Certificate
3.90%$500-48 Month IRA Certificate
3.90%$500-12 Month IRA Certificate
3.85%$500-36 Month IRA Certificate
3.80%$500-24 Month IRA Certificate
3.00%$500-15 Month IRA Certificate
2.50%$500-6 Month IRA Certificate
0.25%$0-IRA Shares
Locations


Argent Credit Union Locations
Main Office11651 Alliance CirChester, VA 23831-1451
Branch Office5403 Route 1North Chesterfield, VA 23234-2257
Branch Office3611 Oxbridge RdN. Chesterfield, VA 23236
Branch Office11900 Chester Village DrChester, VA 23831-1732
Branch Office1901 Wal-Mart WayMidlothian, VA 23113

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