Argent Federal Credit Union

Overview / Commentary
11651 Alliance Cir
Chester, VA 23831-1451

Argent Federal Credit Union is headquartered in Chester and is the 25th largest credit union in the state of Virginia. It is also the 730th largest credit union in the nation. It was established in 1987 and as of March of 2024, it had grown to 89 employees and 35,098 members at 5 locations. Argent Federal Credit Union's money market rates are 5X the national average, and it has a B health rating.

Field of Membership Restrictions

Membership in Argent Credit Union is open to those who live, work, worship, attend school, or volunteer in the Virginia counties of Chesterfield, Hanover, or Henrico, or the City of Richmond.
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Health Grade Components

NCUA #24313
Year Chartered1987
Primary Regulator
Profit Margin
Return on Assets - YTD1.95%
Return on Equity - YTD25.66%
Annual Interest Income$5.9MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$498.3MM$418.5MM
LoansQ1 2024vs Q1 2023$325.1MM$260.7MM
DepositsQ1 2024vs Q1 2023$452.6MM$363.1MM
Equity CapitalQ1 2024vs Q1 2023$38.2MM$27.4MM
Loan Loss AllowanceQ1 2024vs Q1 2023$3MM$1.9MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$4.5MM$742K
Real Estate OwnedQ1 2024vs Q1 2023$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Argent Federal Credit Union Savings Account Rates

0.20%$100-Primary Share Savings Account
0.20%$100-Share Club
0.20%$0-IRA Shares
0.20%$100-Holiday Club
0.20%$100-Vacation Club

Argent Federal Credit Union Money Market Rates

2.27%*$250k*-Money Market Account
OTHER TIERS: 0.25% $1k - $20k | 0.65% $20k - $50k | 1.01% $50k - $100k | 1.76% $100k - $250k

Argent Federal Credit Union CD Rates

4.50%$50k-24 Month Jumbo Certificate
4.45%$500-14 Month CD Special
4.40%$500-60 Month Certificate
4.35%$500-48 Month Certificate
4.30%$500-36 Month Certificate
4.25%$500-12 Month Certificate
4.25%$500-24 Month Certificate
3.75%$500-13 Month Penalty-Free Certificate
2.50%$500-6 Month Certificate

Argent Federal Credit Union IRA Rates

4.50%$50k-24 Month Jumbo IRA Certificate
4.40%$500-60 Month IRA Certificate
4.35%$500-48 Month IRA Certificate
4.30%$500-36 Month IRA Certificate
4.25%$500-24 Month IRA Certificate
4.25%$500-12 Month IRA Certificate
4.00%$500-15 Month IRA Certificate
2.50%$500-6 Month IRA Certificate

Argent Federal Credit Union Locations
Branch Office11651 Alliance CirChester, VA 23831-1451
Branch Office5403 Route 1North Chesterfield, VA 23234-2257
Branch Office3611 Oxbridge RdNorth Chesterfield, VA 23236-4225
Branch Office11900 Chester Village DrChester, VA 23831-1732
Branch Office1901 WalMart WayMidlothian, VA 23113

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