Argent Federal Credit Union

Overview / Commentary
11651 Alliance Cir
Chester, VA 23831-1451

Argent Federal Credit Union is headquartered in Chester and is the 27th largest credit union in the state of Virginia. It is also the 789th largest credit union in the nation. It was established in 1987 and as of September of 2023, it had grown to 74 employees and 28,400 members at 5 locations. Argent Federal Credit Union's money market rates are 6X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Argent Credit Union is open to those who live, work, worship, attend school, or volunteer in the Virginia counties of Chesterfield, Hanover, or Henrico, or the City of Richmond.
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Health Grade Components

NCUA #24313
Year Chartered1987
Primary Regulator
Profit Margin
Return on Assets - YTD0.27%
Return on Equity - YTD4.17%
Annual Interest Income$11.8MM
Assets and Liabilities
AssetsQ3 2023vs Q3 2022$432.5MM$395.5MM
LoansQ3 2023vs Q3 2022$274.7MM$232.5MM
DepositsQ3 2023vs Q3 2022$373.6MM$359.7MM
Equity CapitalQ3 2023vs Q3 2022$28.1MM$23.1MM
Loan Loss AllowanceQ3 2023vs Q3 2022$2.2MM$2.8MM
Unbacked Noncurrent LoansQ3 2023vs Q3 2022$1.9MM$1.4MM
Real Estate OwnedQ3 2023vs Q3 2022$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Argent Federal Credit Union Savings Account Rates

0.25%$100-Primary Share Savings Account
0.25%--IRA Shares

Argent Federal Credit Union Money Market Rates

2.78%*$250k*-Money Market Account
OTHER TIERS: 0.50% $1k - $20k | 1.00% $20k - $50k | 1.51% $50k - $100k | 2.27% $100k - $250k

Argent Federal Credit Union CD Rates

4.30%$500-60 Month Certificate
4.25%$50k-24 Month Jumbo Certificate
4.15%$500-48 Month Certificate
3.95%$500-36 Month Certificate
3.90%$500-24 Month Certificate
3.80%$500-12 Month Certificate
3.50%$500-13 Month Penalty-Free Certificate
2.25%$500-6 Month Certificate

Argent Federal Credit Union IRA Rates

4.30%$500-60 Month IRA Certificate
4.25%$50k-24 Month Jumbo IRA Certificate
4.15%$500-48 Month IRA Certificate
3.95%$500-36 Month IRA Certificate
3.90%$500-24 Month IRA Certificate
3.85%$500-15 Month IRA Certificate

Argent Federal Credit Union Locations
Branch Office11651 Alliance CirChester, VA 23831-1451
Branch Office5403 Route 1North Chesterfield, VA 23234-2257
Branch Office3611 Oxbridge RdNorth Chesterfield, VA 23236-4225
Branch Office11900 Chester Village DrChester, VA 23831-1732
Branch Office1901 WalMart WayMidlothian, VA 23113

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