Argent Credit Union is headquartered in Chester and is the 26th largest credit union in the state of Virginia. It is also the 752nd largest credit union in the nation. It was established in 1957 and as of June of 2024, it had grown to 90 employees and 35,025 members at 8 branch locations plus main office. Argent Credit Union's money market rates are 6X the national average, and it has a B health rating.
Membership in Argent Credit Union is open to those who live, work, worship, attend school, or volunteer in the Virginia counties of Chesterfield, Hanover, or Henrico, or the City of Richmond.
See current membership details
Overall | |
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NCUA # | 24313 |
Year Chartered | 1987 |
Employees | 90 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 1.08% |
Return on Equity - YTD | 13.46% |
Annual Interest Income | $11.8MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q2 2024vs Q2 2023 | $476MM$426.1MM |
Loans | Q2 2024vs Q2 2023 | $323.4MM$269.3MM |
Deposits | Q2 2024vs Q2 2023 | $434.6MM$361.9MM |
Equity Capital | Q2 2024vs Q2 2023 | $38.9MM$27.5MM |
Loan Loss Allowance | Q2 2024vs Q2 2023 | $3.5MM$2MM |
Unbacked Noncurrent Loans | Q2 2024vs Q2 2023 | $5MM$1.9MM |
Real Estate Owned | Q2 2024vs Q2 2023 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Argent Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.20% | $100 | - | Primary Share Savings Account | |
0.20% | $100 | - | Share Club | |
0.20% | $0 | - | IRA Shares | |
0.20% | $100 | - | Holiday Club | |
0.20% | $100 | - | Vacation Club |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
2.75%* | $250k* | - | Money Market Account | ||
OTHER TIERS: 0.25% → $1k - $20k | 0.75% → $20k - $50k | 1.10% → $50k - $100k | 2.00% → $100k - $250k |
Argent Credit Union Locations | ||
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Main Office | 11651 Alliance Cir | Chester, VA 23831-1451 |
Branch Office | 5403 U.S. Route 1 | N. Chesterfield, VA 23234 |
Branch Office | 3611 Oxbridge Rd | N. Chesterfield, VA 23236 |
Branch Office | 11900 Chester Village Dr | Chester, VA 23831 |
Branch Office | 1901 Wal-Mart Way | Midlothian, VA 23113 |
Branch Office | 8721 Staples Mill Road | Richmond, VA 23228 |
Branch Office | 14901 Dogwood Villas Drive | Chesterfield, VA 23832 |
Branch Office | 1200 New York Avenue | Glen Allen, VA 23060 |
Branch Office | 400 North 8th St., Suite 117 | Richmond, VA 23219 |