Argent Federal Credit Union is headquartered in Chester and is the 27th largest credit union in the state of Virginia. It is also the 827th largest credit union in the nation. It was established in 1987 and as of December of 2022, it had grown to 67 employees and 27,271 members at 5 locations. Argent Federal Credit Union's money market rates are 5X the national average, and it has a B+ health rating.
Membership in Argent Credit Union is open to those who live, work, worship, attend school, or volunteer in the Virginia counties of Chesterfield, Hanover, or Henrico, or the City of Richmond.
See current membership details
Overall | |
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NCUA # | 24313 |
Year Chartered | 1987 |
Employees | 67 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 1.08% |
Return on Equity - YTD | 16.66% |
Annual Interest Income | $11.6MM |
Assets and Liabilities | ||
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Assets | Q4 2022vs Q4 2021 | $406.6MM$379.0MM |
Loans | Q4 2022vs Q4 2021 | $243.5MM$195.2MM |
Deposits | Q4 2022vs Q4 2021 | $357.2MM$347.0MM |
Equity Capital | Q4 2022vs Q4 2021 | $26.0MM$28.5MM |
Loan Loss Allowance | Q4 2022vs Q4 2021 | $1.6MM$2.9MM |
Unbacked Noncurrent Loans | Q4 2022vs Q4 2021 | $1.7MM$1.5MM |
Real Estate Owned | Q4 2022vs Q4 2021 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Argent Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.20% | $100 | - | Primary Share Savings Account | |
0.20% | $100 | - | Clubs | |
0.20% | - | - | IRA Shares |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
2.00%* | $250k* | - | Money Market Account | ||
OTHER TIERS: 0.50% → $1k - $20k | 1.00% → $20k - $50k | 1.25% → $50k - $100k | 1.75% → $100k - $250k |
Argent Federal Credit Union Locations | ||
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Branch Office | 11651 Alliance Cir | Chester, VA 23831-1451 |
Branch Office | 5403 Jefferson Davis Hwy | North Chesterfield, VA 23234-2257 |
Branch Office | 3611 Oxbridge Rd | North Chesterfield, VA 23236-4225 |
Branch Office | 11900 Chester Village Dr | Chester, VA 23831-1732 |
Branch Office | 1901 WalMart Way | Midlothian, VA 23113 |