Argent Federal Credit Union

Overview / Commentary
11651 Alliance Cir
Chester, VA 23831-1451

Argent Federal Credit Union is headquartered in Chester and is the 27th largest credit union in the state of Virginia. It is also the 840th largest credit union in the nation. It was established in 1987 and as of September of 2022, it had grown to 65 employees and 27,142 members at 5 locations. Argent Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership in Argent Credit Union is open to those who live, work, worship, attend school, or volunteer in the Virginia counties of Chesterfield, Hanover, or Henrico, or the City of Richmond.
See current membership details


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Health Grade Components

NCUA #24313
Year Chartered1987
Primary Regulator
Profit Margin
Return on Assets - YTD0.8%
Return on Equity - YTD13.7%
Annual Interest Income$8.4MM
Assets and Liabilities
AssetsQ3 2022vs Q3 2021$395.5MM$362.8MM
LoansQ3 2022vs Q3 2021$232.5MM$191.8MM
DepositsQ3 2022vs Q3 2021$359.7MM$331.1MM
Equity CapitalQ3 2022vs Q3 2021$23.1MM$28.0MM
Loan Loss AllowanceQ3 2022vs Q3 2021$2.8MM$3.4MM
Unbacked Noncurrent LoansQ3 2022vs Q3 2021$1.4MM$1.1MM
Real Estate OwnedQ3 2022vs Q3 2021$0$0

Rates for Argent Federal Credit Union are currently being reviewed.


Argent Federal Credit Union Locations
Branch Office1901 WalMart WayMidlothian, VA 23113
Branch Office11900 Chester Village DrChester, VA 23831-1732
Branch Office5403 Jefferson Davis HwyNorth Chesterfield, VA 23234-2257
Branch Office3611 Oxbridge RdNorth Chesterfield, VA 23236-4225
Branch Office2015 Staples MIll RdRichmond, VA 23230-3108

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