DuGood Credit Union

Overview / Commentary
7505 Eastex Fwy Ste B
Beaumont, TX 77708

DuGood Credit Union is headquartered in Beaumont and is the 61st largest credit union in the state of Texas. It is also the 720th largest credit union in the nation. It was established in 1962 and as of March of 2024, it had grown to 126 employees and 35,897 members at 12 locations. DuGood Credit Union's CD rates are 5X the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

DuGood Credit Union is open to those who live, work, or worship in the Texas counties of Chambers, Hardin, Jefferson, Jasper, Liberty, Orange, Newton, or Tyler.
See current membership details

Reviews (4)

My Credit Union

I have done business with this credit union for over 10 years. It's the best there is as far as I'm concerned. Anytime I've had a problem they have been more than happy to help me with it. They have always been really quick to fix any problem that I was having. I can either call or go in the credit union and everyone is always very helpful. I have several loans with them also. They are always wanting to give the best interest rate possible and are always very easy to deal with. I have never hesitated to turn to them when I needed help with anything. When I just need a personal loan for anything I can go to my credit union and get it with no problem whatsoever. I can also go online to the website and apply for the loan and get immediate approval. I honestly believe that this is the best credit union there is. I also keep up with my account online. I also receive text messages every time a certain amount of money comes out of my checking account. I have never worried about my money with them because I know it's safe. I've never had to worry about anything at all when it comes to my credit union. There are also no fees for anything which is really a plus. I can also go to the ATM of any credit union no matter what the name of it is and use my debit card with no fees charged for doing so. I will continue to be with this credit union from now on. I tell people all the time that they should go to this credit union because they won't be sorry for doing so.

Outstanding Service

Posted by: |

My experience with this credit union has been the best I have ever received. I have made deposits including remote deposits. The transactions are always quick and my money is available right then. I don't have to wait to have access to my money. I do my everyday banking with them. The people that work there are all very helpful and courteous. They are always very quick to be very helpful and make sure that you have received the help that you need. I also like this credit union because the fees are very low. I have always been happy with this credit union and I have been banking with them for nearly 15 years. I will never find another credit union that I would be this happy with.

Dugood FCU Friendly And Competent

Posted by: |

I have been a member for over thirty years and have always received courteous, friendly, prompt, and competent service for on-line or in-house credit and banking. They have a customer oriented and customer protecting business ethic that is hard to find. Every year their reach into the community with caring projects, youth involvement, improved offerings additional services, and branch offices keeps expanding.

Great Credit Union

Posted by: |

I have been with DuGood for almost four years and its the best financial decision I have made. Hometown banking feel every time you do business with them.


Health Grade Components

NCUA #15146
Year Chartered1962
Primary Regulator
Profit Margin
Return on Assets - YTD1.4%
Return on Equity - YTD11.46%
Annual Interest Income$5.9MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$514.1MM$481.1MM
LoansQ1 2024vs Q1 2023$372.7MM$346.3MM
DepositsQ1 2024vs Q1 2023$442.6MM$418.7MM
Equity CapitalQ1 2024vs Q1 2023$62.3MM$55.4MM
Loan Loss AllowanceQ1 2024vs Q1 2023$1.6MM$1.4MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$635K$339K
Real Estate OwnedQ1 2024vs Q1 2023$0$0
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Always verify rates and promotions with the bank or credit union. We are not DuGood Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

DuGood Credit Union Savings Account Rates

1.00%$100-Traditional IRA
1.00%$100-Roth IRA
1.00%$100-Educational IRA
0.25%$100-Savings Account
0.25%$100-HSA - Savings Account
0.25%$100-Christmas Club
0.05%$1k-HSA - Checking Account

DuGood Credit Union Money Market Rates

1.26%*$100k*-Money Market Account
OTHER TIERS: 1.00% $2k - $100k
1.00%$2k-Business Money Market Account

DuGood Credit Union Checking Account Rates

0.05%$1k-Basic Checking
0.05%$1k-Business Checking

DuGood Credit Union CD Rates

4.59%$1k-12 Month Share Certificate
4.07%$1k-6 Month Share Certificate
4.07%$1k-18 Month Share Certificate
3.56%$1k-24 Month Share Certificate
3.56%$1k-30 Month Share Certificate
3.56%$1k-60 Month Share Certificate
3.56%$1k-36 Month Share Certificate
2.53%$1k-3 Month Share Certificate

DuGood Credit Union IRA Rates

4.59%$1k-12 Month IRA Certificate
4.49%$500-12 Month Coverdell Certificate
4.07%$1k-6 Month IRA Certificate
4.07%$1k-18 Month IRA Certificate
3.97%$500-6 Month Coverdell Certificate
3.97%$500-18 Month Coverdell Certificate
3.56%$1k-24 Month IRA Certificate
3.56%$1k-30 Month IRA Certificate
3.56%$1k-60 Month IRA Certificate
3.56%$1k-36 Month IRA Certificate
3.45%$500-60 Month Coverdell Certificate
3.45%$500-24 Month Coverdell Certificate
3.45%$500-30 Month Coverdell Certificate
3.45%$500-36 Month Coverdell Certificate
2.53%$1k-3 Month IRA Certificate


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