Dynamic Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
0.20%	1-year CD	12 Month Share Certificate 1.40% - Synchrony Bank 12 Month CD
0.15%	Savings	Regular Savings Account 1.20% - Synchrony Bank High Yield Savings
0.35%	2-year CD	24 Month Share Certificate 1.65% - Synchrony Bank 24 Month CD

View all Dynamic Federal Credit Union rates »

Overview / Commentary

dynamicfcu.com

419-586-5522

900 E Wayne St
Celina, OH 45822

Dynamic Federal Credit Union is headquartered in CELINA and is the 116^th largest credit union in the state of Ohio. It is also the 2,679^th largest credit union in the nation. It was established in 1950 and as of March of 2017, it had grown to 12 employees and 4,893 members at 1 location. Dynamic Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, worship, attend school or worship in, and businesses and other legal entities located in Mercer County in the state of Ohio.
See current membership details

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Health

B+

Data as of Q1 2017

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Dynamic Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	6747
Year Chartered	1950
Employees	12
Primary Regulator

Profit Margin
Return on Assets - YTD	1.4%
Return on Equity - YTD	8.63%
Annual Interest Income	$305.00K

Assets and Liabilities
Assets	Q1 2017vs Q1 2016	$37.2MM$35.4MM
Loans	Q1 2017vs Q1 2016	$19.6MM$17.5MM
Deposits	Q1 2017vs Q1 2016	$30.9MM$29.9MM
Equity Capital	Q1 2017vs Q1 2016	$6.1MM$5.4MM
Loan Loss Allowance	Q1 2017vs Q1 2016	$129.00K$139.00K
Unbacked Noncurrent Loans	Q1 2017vs Q1 2016	$116.00K$58.00K
Real Estate Owned	Q1 2017vs Q1 2016	$0$0

Rates

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Checking
CD

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Dynamic Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.75%	-	-	Student Savings Account
0.15%^*	$20k^*	-	Regular Savings Account
OTHER TIERS: 0.05% → $100 - $5k \| 0.10% → $5k - $20k
0.15%^*	$20k^*	-	Vacation Club Account
OTHER TIERS: 0.05% → $1k - $5k \| 0.10% → $5k - $20k
0.15%^*	$20k^*	-	Christmas Club Account
OTHER TIERS: 0.05% → $100 - $5k \| 0.10% → $5k - $20k
0.15%^*	$20k^*	-	Escrow Savings Account
OTHER TIERS: 0.05% → $100 - $5k \| 0.10% → $5k - $20k

Dynamic Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.15%^*	$20k^*	-	Regular Share Draft Account
OTHER TIERS: 0.00% → $1k - $20k
0.15%^*	$20k^*	-	Second Checking Account
OTHER TIERS: 0.00% → $1k - $20k

Dynamic Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.35%	$500	-	24 Month Share Certificate
0.30%	$500	-	18 Month Share Certificate
0.20%	$500	-	12 Month Share Certificate
0.10%	$500	-	6 Month Share Certificate

Locations

Dynamic Federal Credit Union Locations
Corporate Office	900 E WAYNE ST	CELINA, OH 45822