Dynamic Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
0.20%	1-year CD	12 Month Share Certificate 1.35% - Ally Bank High Yield 12-Month CD
0.15%	Savings	Regular Savings Account 1.05% - Ally Bank Online Savings Account
0.35%	2-year CD	24 Month Share Certificate 1.50% - Ally Bank Raise Your Rate 2-Year CD

View all Dynamic Federal Credit Union rates »

Overview / Commentary

dynamicfcu.com

419-586-5522

123 Summit St
Celina, OH 45822

Dynamic Federal Credit Union is headquartered in CELINA and is the 110^th largest credit union in the state of Ohio. It is also the 2,607^th largest credit union in the nation. It was established in 1950 and as of December of 2016, it had grown to 12 employees and 4,784 members at 1 location. Dynamic Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, worship, attend school or worship in, and businesses and other legal entities located in Mercer County in the state of Ohio.
See current membership details

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Health

B+

Data as of Q4 2016

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Dynamic Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	6747
Year Chartered	1950
Employees	12
Primary Regulator

Profit Margin
Return on Assets - YTD	1.9%
Return on Equity - YTD	11.68%
Annual Interest Income	$1.2MM

Assets and Liabilities
Assets	Q4 2016vs Q4 2015	$38.3MM$33.8MM
Loans	Q4 2016vs Q4 2015	$19.3MM$17.2MM
Deposits	Q4 2016vs Q4 2015	$32.2MM$28.4MM
Equity Capital	Q4 2016vs Q4 2015	$6.0MM$5.3MM
Loan Loss Allowance	Q4 2016vs Q4 2015	$134.00K$117.00K
Unbacked Noncurrent Loans	Q4 2016vs Q4 2015	$88.00K$93.00K
Real Estate Owned	Q4 2016vs Q4 2015	$0$0

Rates

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Checking
CD

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Dynamic Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.75%	-	-	Student Savings Account
0.15%^*	$20k^*	-	Regular Savings Account
OTHER TIERS: 0.05% → $100 - $5k \| 0.10% → $5k - $20k
0.15%^*	$20k^*	-	Vacation Club Account
OTHER TIERS: 0.05% → $1k - $5k \| 0.10% → $5k - $20k
0.15%^*	$20k^*	-	Christmas Club Account
OTHER TIERS: 0.05% → $100 - $5k \| 0.10% → $5k - $20k
0.15%^*	$20k^*	-	Escrow Savings Account
OTHER TIERS: 0.05% → $100 - $5k \| 0.10% → $5k - $20k

Dynamic Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.15%^*	$20k^*	-	Regular Share Draft Account
OTHER TIERS: 0.00% → $1k - $20k
0.15%^*	$20k^*	-	Second Checking Account
OTHER TIERS: 0.00% → $1k - $20k

Dynamic Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.35%	$500	-	24 Month Share Certificate
0.30%	$500	-	18 Month Share Certificate
0.20%	$500	-	12 Month Share Certificate
0.10%	$500	-	6 Month Share Certificate

Locations

Dynamic Federal Credit Union Locations
Branch Office	123 SUMMIT ST	CELINA, OH 45822