Featured Savings Rates
Featured Accounts

Dynamic Federal Credit Union

Popular Accounts at this Credit Union

0.50%1-year CD12 Month Share Certificate
0.15%SavingsRegular Savings Account
0.60%2-year CD24 Month Share Certificate

Overview / Commentary
900 E Wayne St
Celina, OH 45822

Dynamic Federal Credit Union is headquartered in CELINA and is the 113th largest credit union in the state of Ohio. It is also the 2,599th largest credit union in the nation. It was established in 1950 and as of December of 2017, it had grown to 13 employees and 5,114 members at 1 location. Dynamic Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to those who live, worship, attend school or worship in, and businesses and other legal entities located in Mercer County in the state of Ohio.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Dynamic Federal Credit Union has a low asset base.

Health Grade Components

NCUA #6747
Year Chartered1950
Primary Regulator
Profit Margin
Return on Assets - YTD1.7%
Return on Equity - YTD9.71%
Annual Interest Income$1.3MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$38.4MM$38.3MM
LoansQ4 2017vs Q4 2016$22.1MM$19.3MM
DepositsQ4 2017vs Q4 2016$31.7MM$32.2MM
Equity CapitalQ4 2017vs Q4 2016$6.6MM$6.0MM
Loan Loss AllowanceQ4 2017vs Q4 2016$164.00K$134.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$122.00K$88.00K
Real Estate OwnedQ4 2017vs Q4 2016$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Dynamic Federal Credit Union Savings Account Rates

0.75%--Student Savings Account
0.15%*$20k*-Regular Savings Account
OTHER TIERS: 0.05% $100 - $5k | 0.10% $5k - $20k
0.15%*$20k*-Vacation Club Account
OTHER TIERS: 0.05% $1k - $5k | 0.10% $5k - $20k
0.15%*$20k*-Christmas Club Account
OTHER TIERS: 0.05% $100 - $5k | 0.10% $5k - $20k
0.15%*$20k*-Escrow Savings Account
OTHER TIERS: 0.05% $100 - $5k | 0.10% $5k - $20k

Dynamic Federal Credit Union Checking Account Rates

0.15%*$20k*-Regular Share Draft Account
OTHER TIERS: 0.00% $1k - $20k
0.15%*$20k*-Second Checking Account
OTHER TIERS: 0.00% $1k - $20k

Dynamic Federal Credit Union CD Rates

0.60%$500-24 Month Share Certificate
0.55%$500-18 Month Share Certificate
0.50%$500-12 Month Share Certificate
0.45%$500-6 Month Share Certificate

Dynamic Federal Credit Union Locations
Corporate Office900 E WAYNE STCELINA, OH 45822