Eagle Bank And Trust Company

Eagle Bank is an excellent local bank with a long history

I opened my first checking account with this bank the day before my 18th birthday, which was in 2003. I have been using the same account ever since, and I've had various other accounts through them since (vehicle loan, personal loan, savings account, CD).

A few years back the bank adopted the "Eagle Bank" name after purchasing another small bank, but the only thing that changed was the name of the bank. The wonderful friendly service remained the same.

I don't know if it's just my account, but there are no fees for my checking account. There's no fee for having a debit card, no fees for going below or above a balance. I've never had any issues, even though I had a cousin who has the same first and last names and middle initial as me, and we had problems getting confused with each other at other places (such as the library or at school).

A few times I've messed up with my record keeping and gotten myself into the hole, but the bank has always been really forgiving about waiving insufficient funds fees and working with me to bring my account back up to a positive balance.

The interest rates for savings accounts and CDs could be better, but it's convenient to be able to handle everything with one bank.

Online banking could be much better, but for a small local bank I think they're doing pretty good. I do wish the app and website had more features like other, larger banks, but I can deal with it because it's a small price to pay for the personalized service I can get at any of the branches around where I live.