Earlham Savings Bank

Overview / Commentary
7300 Lake Drive
West Des Moines, IA 50266

Earlham Savings Bank is headquartered in West Des Moines and is the 77th largest bank in the state of Iowa. It is also the 2,046th largest bank in the nation. It was established in 1931 and as of June of 2022, it had grown to 63 employees at 9 locations. Earlham Savings Bank has a B+ health rating.

Reviews (1)


Posted by: |

this bank is terrible. please do not invest your money here. My son had a $90 charge on his account that he did not do and they have refused to help at all. they informed me that if someone has your bank info and they use it, there is absolutely nothing they can do to help you. NOTHING. any other bank would stop the withdraw and investigate, but not this bank. we also asked for a new debit and was informed it takes 2 weeks to arrive. how is anyone to live for 2 weeks without a debit card? any other bank in this city would give you a new debit the day of, but not this place. the fact that your money is not secure with them is the scariest thing. they are a small bank and are not up with the times at all. Wells fargo would instantly stop the withdraw, credit your money back and then investigate. if their customer says there is something suspicious then they take it seriously, but not Earlham Bank, they just say since the info the person had was correct then it is a valid charge. well of course the info is correct or the charge wouldn't have gone through. what is the logic in that? Customer service is not the best either. other banks may have a large fee for some things, but at least your money is safe.


Health Grade Components

FDIC Certificate #5796
Year Established1931
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.02%
Return on Equity - YTD0.33%
Annual Interest Income$4.3MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$400.7MM$373.7MM
LoansQ2 2022vs Q2 2021$163.0MM$169.6MM
DepositsQ2 2022vs Q2 2021$375.1MM$344.6MM
Equity CapitalQ2 2022vs Q2 2021$25.3MM$28.2MM
Loan Loss AllowanceQ2 2022vs Q2 2021$3.3MM$3.1MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$544.00K$220.00K
Real Estate OwnedQ2 2022vs Q2 2021$487.00K$220.00K

Rates for Earlham Savings Bank are currently being reviewed.


Earlham Savings Bank Locations
Earlham Branch130 North Chestnut StreetEarlham, IA 50072
Granger Branch1705 Burr Oak BlvdGranger, IA 50109
Woodward Branch217 South Main StreetWoodward, IA 50276
Des Moines Branch3401 S.W. 9th StreetDes Moines, IA 50315
Capital Square Branch1107 Keosauqua WayDes Moines, IA 50309
Van Meter Branch475 Mill StreetVan Meter, IA 50261
Earlham Savings Bank7300 Lake DrWest Des Moines, IA 50266
De Soto BranchGuthrie StreetDe Soto, IA 50069
Bevington Office Of Earlham Savings203 Hwy 92 WBevington, IA 50033

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