Earlham Savings Bank is headquartered in West Des Moines and is the 72nd largest bank in the state of Iowa. It is also the 2,141st largest bank in the nation. It was established in 1931 and as of June of 2019, it had grown to 68 employees at 9 locations. Earlham Savings Bank's CD rates are 94% higher than the national average, and it has an A health rating.
YOUR MONEY IS NOT SAFE
this bank is terrible. please do not invest your money here. My son had a $90 charge on his account that he did not do and they have refused to help at all. they informed me that if someone has your bank info and they use it, there is absolutely nothing they can do to help you. NOTHING. any other bank would stop the withdraw and investigate, but not this bank. we also asked for a new debit and was informed it takes 2 weeks to arrive. how is anyone to live for 2 weeks without a debit card? any other bank in this city would give you a new debit the day of, but not this place. the fact that your money is not secure with them is the scariest thing. they are a small bank and are not up with the times at all. Wells fargo would instantly stop the withdraw, credit your money back and then investigate. if their customer says there is something suspicious then they take it seriously, but not Earlham Bank, they just say since the info the person had was correct then it is a valid charge. well of course the info is correct or the charge wouldn't have gone through. what is the logic in that? Customer service is not the best either. other banks may have a large fee for some things, but at least your money is safe.
Data as of Q2 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 5796 |
| Year Established | 1931 |
| Employees | 68 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.31% |
| Return on Equity - YTD | 3.66% |
| Annual Interest Income | $5.9MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2019vs Q2 2018 | $309.7MM$291.6MM |
| Loans | Q2 2019vs Q2 2018 | $173.8MM$169.9MM |
| Deposits | Q2 2019vs Q2 2018 | $282.8MM$265.8MM |
| Equity Capital | Q2 2019vs Q2 2018 | $26.4MM$25.2MM |
| Loan Loss Allowance | Q2 2019vs Q2 2018 | $2.8MM$2.6MM |
| Unbacked Noncurrent Loans | Q2 2019vs Q2 2018 | $547.00K$607.00K |
| Real Estate Owned | Q2 2019vs Q2 2018 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Earlham Savings Bank; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Earlham Savings Bank Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.90% | $100 | - | Business Savings | |
| 0.70% | $100 | - | EVANTAGE Savings Relationship Account | |
| 0.65% | $100 | - | Regular Savings Account | |
| 0.65% | $10 | - | Kids 12 & Under Savings |
Earlham Savings Bank Money Market Rates
Earlham Savings Bank Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.35% | $1.5k | - | High Yield Checking Account | |
| 0.30% | $100 | - | EVANTAGE Solution Relationship Checking | |
| 0.25% | $500 | - | Interest Checking Account |
Earlham Savings Bank CD Rates
Earlham Savings Bank IRA Rates
| Earlham Savings Bank Locations | ||
|---|---|---|
| Earlham Branch | 130 North Chestnut Street | Earlham, IA 50072 |
| Granger Branch | 1705 Burr Oak Blvd | Granger, IA 50109 |
| Woodward Branch | 217 South Main Street | Woodward, IA 50276 |
| Des Moines Branch | 3401 S.W. 9th Street | Des Moines, IA 50315 |
| Capital Square Branch | 1107 Keosauqua Way | Des Moines, IA 50309 |
| Van Meter Branch | 475 Mill Street | Van Meter, IA 50261 |
| Earlham Savings Bank | 7300 Lake Drive | West Des Moines, IA 50266 |
| De Soto Branch | Guthrie Street | De Soto, IA 50069 |
| Bevington Office Of Earlham Savings | 203 Hwy 92 W | Bevington, IA 50033 |