Earlham Savings Bank

Overview / Commentary

www.earlhambank.com

515-223-4753

7300 Lake Drive
West Des Moines, IA 50266

Earlham Savings Bank is headquartered in West Des Moines and is the 76^th largest bank in the state of Iowa. It is also the 2,149^th largest bank in the nation. It was established in 1931 and as of December of 2019, it had grown to 70 employees at 9 locations. Earlham Savings Bank has an A health rating.

Reviews (1)

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YOUR MONEY IS NOT SAFE

Posted by: deanna | Apr 17, 2018

this bank is terrible. please do not invest your money here. My son had a $90 charge on his account that he did not do and they have refused to help at all. they informed me that if someone has your bank info and they use it, there is absolutely nothing they can do to help you. NOTHING. any other bank would stop the withdraw and investigate, but not this bank. we also asked for a new debit and was informed it takes 2 weeks to arrive. how is anyone to live for 2 weeks without a debit card? any other bank in this city would give you a new debit the day of, but not this place. the fact that your money is not secure with them is the scariest thing. they are a small bank and are not up with the times at all. Wells fargo would instantly stop the withdraw, credit your money back and then investigate. if their customer says there is something suspicious then they take it seriously, but not Earlham Bank, they just say since the info the person had was correct then it is a valid charge. well of course the info is correct or the charge wouldn't have gone through. what is the logic in that? Customer service is not the best either. other banks may have a large fee for some things, but at least your money is safe.

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Health

Data as of Q4 2019

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	5796
Year Established	1931
Employees	70
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.51%
Return on Equity - YTD	5.94%
Annual Interest Income	$11.8MM

Assets and Liabilities
Assets	Q4 2019vs Q4 2018	$309.0MM$296.7MM
Loans	Q4 2019vs Q4 2018	$166.7MM$178.4MM
Deposits	Q4 2019vs Q4 2018	$281.5MM$271.1MM
Equity Capital	Q4 2019vs Q4 2018	$26.7MM$25.2MM
Loan Loss Allowance	Q4 2019vs Q4 2018	$2.9MM$3.0MM
Unbacked Noncurrent Loans	Q4 2019vs Q4 2018	$84.00K$131.00K
Real Estate Owned	Q4 2019vs Q4 2018	$220.00K$0

Rates

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Always verify rates and promotions with the bank or credit union. We are not Earlham Savings Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Earlham Savings Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.10%	$100	-	Regular Savings Account
0.10%	$100	-	EVANTAGE Savings Relationship Account
0.10%	$10	-	Kids 12 & Under Savings
0.10%	$100	-	Business Savings

Earlham Savings Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.15%^*	$50k^*	-	Money Market Account
OTHER TIERS: 0.10% → Up to $50k
0.15%^*	$50k^*	-	Business Money Market
OTHER TIERS: 0.10% → Up to $50k

Earlham Savings Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.10%	$100	-	EVANTAGE Solution Relationship Checking
0.10%	$1.5k	-	High Yield Checking Account
0.05%	$500	-	Interest Checking Account

Earlham Savings Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.70%	$1k	-	36 Month CD
0.70%	$1k	-	48 Month CD
0.70%	$1k	-	60 Month CD
0.70%	$1k	-	Business 36 Month CD
0.70%	$1k	-	Business 48 Month CD
0.70%	$1k	-	Business 60 Month CD
0.50%	$1k	-	18 Month CD
0.50%	$1k	-	24 Month CD
0.50%	$1k	-	30 Month CD
0.50%	$1k	-	Business 18 Month CD
0.50%	$1k	-	Business 24 Month CD
0.50%	$1k	-	Business 30 Month CD
0.25%	$1k	-	182 Day CD
0.25%	$1k	-	12 Month CD
0.25%	$1k	-	Business 182 Day CD
0.25%	$1k	-	Business 12 Month CD
0.15%	$1k	-	91 Day CD
0.15%	$1k	-	Business 91 Day CD

Earlham Savings Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME
0.70%	$500	-	36 Month IRA
0.70%	$500	-	48 Month IRA
0.70%	$500	-	60 Month IRA
0.70%	$100	-	36-60 Month CESA
0.50%	$500	-	18 Month IRA
0.50%	$500	-	24 Month IRA
0.50%	$500	-	30 Month IRA
0.25%	$500	-	12 Month IRA
0.25%	$100	-	12 Month Add2 IRA

Locations

Earlham Savings Bank Locations
Earlham Branch	130 North Chestnut Street	Earlham, IA 50072
Granger Branch	1705 Burr Oak Blvd	Granger, IA 50109
Woodward Branch	217 South Main Street	Woodward, IA 50276
Des Moines Branch	3401 S.W. 9th Street	Des Moines, IA 50315
Capital Square Branch	1107 Keosauqua Way	Des Moines, IA 50309
Van Meter Branch	475 Mill Street	Van Meter, IA 50261
Earlham Savings Bank	7300 Lake Drive	West Des Moines, IA 50266
De Soto Branch	Guthrie Street	De Soto, IA 50069
Bevington Office Of Earlham Savings	203 Hwy 92 W	Bevington, IA 50033

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