Earlham Savings Bank

Overview / Commentary
7300 Lake Drive
West Des Moines, IA 50266

Earlham Savings Bank is headquartered in West Des Moines and is the 73rd largest bank in the state of Iowa. It is also the 2,130th largest bank in the nation. It was established in 1931 and as of June of 2021, it had grown to 66 employees at 9 locations. Earlham Savings Bank has an A health rating.

Reviews (1)


Posted by: |

this bank is terrible. please do not invest your money here. My son had a $90 charge on his account that he did not do and they have refused to help at all. they informed me that if someone has your bank info and they use it, there is absolutely nothing they can do to help you. NOTHING. any other bank would stop the withdraw and investigate, but not this bank. we also asked for a new debit and was informed it takes 2 weeks to arrive. how is anyone to live for 2 weeks without a debit card? any other bank in this city would give you a new debit the day of, but not this place. the fact that your money is not secure with them is the scariest thing. they are a small bank and are not up with the times at all. Wells fargo would instantly stop the withdraw, credit your money back and then investigate. if their customer says there is something suspicious then they take it seriously, but not Earlham Bank, they just say since the info the person had was correct then it is a valid charge. well of course the info is correct or the charge wouldn't have gone through. what is the logic in that? Customer service is not the best either. other banks may have a large fee for some things, but at least your money is safe.


Health Grade Components

FDIC Certificate #5796
Year Established1931
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.32%
Return on Equity - YTD4.16%
Annual Interest Income$4.9MM
Assets and Liabilities
AssetsQ2 2021vs Q2 2020$373.7MM$338.6MM
LoansQ2 2021vs Q2 2020$169.6MM$173.3MM
DepositsQ2 2021vs Q2 2020$344.6MM$309.2MM
Equity CapitalQ2 2021vs Q2 2020$28.2MM$28.1MM
Loan Loss AllowanceQ2 2021vs Q2 2020$3.1MM$3.1MM
Unbacked Noncurrent LoansQ2 2021vs Q2 2020$220.00K$992.00K
Real Estate OwnedQ2 2021vs Q2 2020$220.00K$220.00K
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Always verify rates and promotions with the bank or credit union. We are not Earlham Savings Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Earlham Savings Bank Savings Account Rates

0.10%$100-Regular Savings Account
0.10%$100-EVANTAGE Savings Relationship Account
0.10%$10-Kids 12 & Under Savings
0.10%$100-Business Savings

Earlham Savings Bank Money Market Rates

0.10%*$50k*-Money Market Account
OTHER TIERS: 0.05% Up to $50k
0.10%*$50k*-Business Money Market
OTHER TIERS: 0.05% Up to $50k

Earlham Savings Bank Checking Account Rates

0.10%$100-EVANTAGE Solution Relationship Checking
0.10%$1.5k-High Yield Checking Account
0.05%$500-Interest Checking Account

Earlham Savings Bank CD Rates

0.35%$1k-36 Month CD
0.35%$1k-48 Month CD
0.35%$1k-60 Month CD
0.35%$1k-Business 36 Month CD
0.35%$1k-Business 48 Month CD
0.35%$1k-Business 60 Month CD
0.30%$1k-30 Month CD
0.30%$1k-Business 30 Month CD
0.25%$1k-18 Month CD
0.25%$1k-24 Month CD
0.25%$1k-Business 18 Month CD
0.25%$1k-Business 24 Month CD
0.10%$1k-91 Day CD
0.10%$1k-182 Day CD
0.10%$1k-12 Month CD
0.10%$1k-Business 91 Day CD
0.10%$1k-Business 182 Day CD
0.10%$1k-Business 12 Month CD

Earlham Savings Bank IRA Rates

0.35%$500-36 Month IRA
0.35%$500-48 Month IRA
0.35%$500-60 Month IRA
0.35%$100-36-60 Month CESA
0.30%$500-30 Month IRA
0.25%$500-18 Month IRA
0.25%$500-24 Month IRA
0.10%$500-12 Month IRA
0.10%$100-12 Month Add2 IRA

Earlham Savings Bank Locations
Earlham Branch130 North Chestnut StreetEarlham, IA 50072
Granger Branch1705 Burr Oak BlvdGranger, IA 50109
Woodward Branch217 South Main StreetWoodward, IA 50276
Des Moines Branch3401 S.W. 9th StreetDes Moines, IA 50315
Capital Square Branch1107 Keosauqua WayDes Moines, IA 50309
Van Meter Branch475 Mill StreetVan Meter, IA 50261
Earlham Savings Bank7300 Lake DriveWest Des Moines, IA 50266
De Soto BranchGuthrie StreetDe Soto, IA 50069
Bevington Office Of Earlham Savings203 Hwy 92 WBevington, IA 50033

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