Overview / Commentary
515-223-4753
7300 Lake Drive
West Des Moines, IA 50266

Earlham Savings Bank is headquartered in West Des Moines and is the 70th largest bank in the state of Iowa. It is also the 2,230th largest bank in the nation. It was established in 1931 and as of June of 2018, it had grown to 70 employees at 9 locations. Earlham Savings Bank's money market rates are 3X the national average, and it has an A health rating.

Reviews (1)

YOUR MONEY IS NOT SAFE

Posted by: deanna | Apr 17, 2018

this bank is terrible. please do not invest your money here. My son had a $90 charge on his account that he did not do and they have refused to help at all. they informed me that if someone has your bank info and they use it, there is absolutely nothing they can do to help you. NOTHING. any other bank would stop the withdraw and investigate, but not this bank. we also asked for a new debit and was informed it takes 2 weeks to arrive. how is anyone to live for 2 weeks without a debit card? any other bank in this city would give you a new debit the day of, but not this place. the fact that your money is not secure with them is the scariest thing. they are a small bank and are not up with the times at all. Wells fargo would instantly stop the withdraw, credit your money back and then investigate. if their customer says there is something suspicious then they take it seriously, but not Earlham Bank, they just say since the info the person had was correct then it is a valid charge. well of course the info is correct or the charge wouldn't have gone through. what is the logic in that? Customer service is not the best either. other banks may have a large fee for some things, but at least your money is safe.



Health

Health Grade Components

Overall
FDIC Certificate #5796
Year Established1931
Employees70
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.48%
Return on Equity - YTD5.57%
Annual Interest Income$5.1MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$291.6MM$288.8MM
LoansQ2 2018vs Q2 2017$169.9MM$170.9MM
DepositsQ2 2018vs Q2 2017$265.8MM$262.3MM
Equity CapitalQ2 2018vs Q2 2017$25.2MM$25.8MM
Loan Loss AllowanceQ2 2018vs Q2 2017$2.6MM$2.7MM
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$607.00K$704.00K
Real Estate OwnedQ2 2018vs Q2 2017$0$37.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Earlham Savings Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Earlham Savings Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.15%$100-EVANTAGE Savings Relationship Account
1.10%$100-Regular Savings Account
1.10%$10-Kids 12 & Under Savings
1.10%$100-Business Savings

Earlham Savings Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.35%*$100k*-Money Market Account
OTHER TIERS: 1.20% Up to $10k | 1.25% $10k - $50k | 1.30% $50k - $100k
1.35%*$100k*-Business Money Market
OTHER TIERS: 1.20% Up to $10k | 1.25% $10k - $50k | 1.30% $50k - $100k

Earlham Savings Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.55%$1.5k-High Yield Checking Account
0.50%$100-EVANTAGE Solution Relationship Checking
0.45%$500-Interest Checking Account

Earlham Savings Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.70%*$15k*-36 Month CD
OTHER TIERS: 2.60% $1k - $15k
2.70%*$15k*-48 Month CD
OTHER TIERS: 2.60% $1k - $15k
2.70%*$15k*-60 Month CD
OTHER TIERS: 2.60% $1k - $15k
2.70%*$15k*-Business 36 Month CD
OTHER TIERS: 2.60% $1k - $15k
2.70%*$15k*-Business 48 Month CD
OTHER TIERS: 2.60% $1k - $15k
2.70%*$15k*-Business 60 Month CD
OTHER TIERS: 2.60% $1k - $15k
2.65%*$15k*-30 Month CD
OTHER TIERS: 2.55% $1k - $15k
2.65%*$15k*-Business 30 Month CD
OTHER TIERS: 2.55% $1k - $15k
2.55%*$15k*-24 Month CD
OTHER TIERS: 2.45% $1k - $15k
2.55%*$15k*-Business 24 Month CD
OTHER TIERS: 2.45% $1k - $15k
2.45%*$15k*-18 Month CD
OTHER TIERS: 2.35% $1k - $15k
2.45%*$15k*-Business 18 Month CD
OTHER TIERS: 2.35% $1k - $15k
2.35%*$15k*-12 Month CD
OTHER TIERS: 2.25% $1k - $15k
2.35%*$15k*-Business 12 Month CD
OTHER TIERS: 2.25% $1k - $15k
2.10%*$15k*-182 Day CD
OTHER TIERS: 2.00% $1k - $15k
2.10%*$15k*-Business 182 Day CD
OTHER TIERS: 2.00% $1k - $15k
0.80%*$15k*-91 Day CD
OTHER TIERS: 0.70% $1k - $15k
0.80%*$15k*-Business 91 Day CD
OTHER TIERS: 0.70% $1k - $15k

Earlham Savings Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.70%$500-36 Month IRA
2.70%$500-48 Month IRA
2.70%$500-60 Month IRA
2.70%$100-36-60 Month CESA
2.65%$500-30 Month IRA
2.55%$500-24 Month IRA
2.45%$500-18 Month IRA
2.35%$500-12 Month IRA
2.35%$100-12 Month Add2 IRA
Locations


Earlham Savings Bank Locations
Earlham Branch130 North Chestnut StreetEarlham, IA 50072
Granger Branch1705 Burr Oak BlvdGranger, IA 50109
Woodward Branch217 South Main StreetWoodward, IA 50276
Des Moines Branch3401 S.W. 9th StreetDes Moines, IA 50315
Capital Square Branch1107 Keosauqua WayDes Moines, IA 50309
Van Meter Branch475 Mill StreetVan Meter, IA 50261
Earlham Savings Bank7300 Lake DriveWest Des Moines, IA 50266
De Soto BranchGuthrie StreetDe Soto, IA 50069
Bevington Office Of Earlham Savings203 Hwy 92 WBevington, IA 50033

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