Overview / Commentary
4250 Executive Sq Suite 300
La Jolla, CA 92037

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earn.bank Money Market Account Now Earns 2.31% APY - 12/7/2018

earn.bank (internet division of Silvergate Bank) has raised the rate on its Money Market Account to 2.31% APY on balances. Minimum opening deposit is $100.


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Health Grade Components

FDIC Certificate #27330
Year Established1988
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.09%
Return on Equity - YTD14.35%
Annual Interest Income$51.1MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$2.15B$1.22B
LoansQ3 2018vs Q3 2017$871.9MM$859.2MM
DepositsQ3 2018vs Q3 2017$1.96B$985.4MM
Equity CapitalQ3 2018vs Q3 2017$176.6MM$90.6MM
Loan Loss AllowanceQ3 2018vs Q3 2017$8.4MM$8.1MM
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$8.3MM$2.3MM
Real Estate OwnedQ3 2018vs Q3 2017$41.00K$683.00K
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earn.bank Money Market Rates

2.31%--Money Market Account

earn.bank CD Rates

2.30%$25k-1 Year CD
2.30%$25k-2 Year CD

earn.bank is an Internet only bank and does not have branch locations. Its headquarters is located at 4250 Executive Sq Suite 300 - La Jolla, CA 92037

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