Featured Savings Rates
Featured Accounts

Silvergate Bank

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
1.47%2-year CD2 Years High Yield Online CD
0.30%1-year CD1 Year High Yield Online CD
1.11%SavingsPremier Online Savings

Overview / Commentary
858-202-0508
4275 Executive Square, Suite800
La Jolla, CA 92037

Silvergate Bank is headquartered in La Jolla and is the 60th largest bank in the state of California. It is also the 757th largest bank in the nation. It was established in 1988 and as of March of 2016, it had grown to 120 employees at 6 locations. Silvergate Bank's savings rates are 2X the national average, and it has an A health rating.

Related Posts

Silvergate Bank Introduces New Premier Online Savings Account - 1/21/2016

Silvergate Bank (CA) has added a new, nationally available Premier Online Savings account, which earns 1.11% APY on balances between $10K-$3M.

View all posts from:


Reviews (1)

No ACH Access To Withdraw Or Transfer Funds

Posted by: Kirkland | Feb 1, 2016

Beware of this bank. Although they are happy to receive an ACH when funding your online account, you can't withdraw any funds without calling or emailing customer service and requesting that a transfer/withdrawal be made back to your original funding account. You cannot setup the ACH yourself nor can you transfer funds anywhere else. I opened this account but plan to close it as soon as the first month interest pays. Bummer.



Health
A

Health Grade Components

Overall
FDIC Certificate #27330
Year Established1988
Employees120
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.78%
Return on Equity - YTD8.84%
Annual Interest Income$9.6MM
Assets and Liabilities
AssetsQ1 2016vs Q1 2015$952.7MM$953.1MM
LoansQ1 2016vs Q1 2015$787.0MM$839.1MM
DepositsQ1 2016vs Q1 2015$645.3MM$535.3MM
Equity CapitalQ1 2016vs Q1 2015$85.1MM$76.7MM
Loan Loss AllowanceQ1 2016vs Q1 2015$7.2MM$5.3MM
Unbacked Noncurrent LoansQ1 2016vs Q1 2015$3.8MM$5.4MM
Real Estate OwnedQ1 2016vs Q1 2015$1.3MM$117.00K
Rates
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Silvergate Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Silvergate Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.11%*$10k*$3mPremier Online Savings
OTHER TIERS: 0.10% $1k - $10k | 0.25% $3mm+
0.15%*$10k*-Tiered Regular Savings
OTHER TIERS: 0.10% Up to $10k
0.15%*$10k*-Tiered Business Savings
OTHER TIERS: 0.10% Up to $10k

Silvergate Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%$100k-Relationship Money Market
0.65%$100k-Business Relationship Money Market
0.25%*$100k*-Money Market Account
OTHER TIERS: 0.10% Up to $10k | 0.15% $10k - $50k | 0.20% $50k - $100k
0.25%*$100k*-Business Money Market Account
OTHER TIERS: 0.10% Up to $10k | 0.15% $10k - $50k | 0.20% $50k - $100k

Silvergate Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%--Elite Checking
0.10%--Business Interest Checking
0.10%--IOLTA Checking

Silvergate Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.66%*$25k*$235k3 Year High Yield Online CD
OTHER TIERS: 0.10% $235k+
1.47%*$25k*$235k2 Years High Yield Online CD
OTHER TIERS: 0.10% $235k+
1.08%*$25k*$235k1 Year Business Relationship CD Special
OTHER TIERS: 0.10% $235k+
1.00%*$2,500*$235k5 Year CD
OTHER TIERS: 0.10% $235k+
1.00%*$2,500*$235kBusiness 5 Year CD
OTHER TIERS: 0.10% $235k+
0.75%*$2,500*$235k4 Year CD
OTHER TIERS: 0.10% $235k+
0.75%*$2,500*$235kBusiness 4 Year CD
OTHER TIERS: 0.10% $235k+
0.50%*$2,500*$235k3 Year CD
OTHER TIERS: 0.10% $235k+
0.50%*$2,500*$235kBusiness 3 Year CD
OTHER TIERS: 0.10% $235k+
0.40%*$2,500*$235k2 Year CD
OTHER TIERS: 0.10% $235k+
0.40%*$2,500*$235kBusiness 2 Year CD
OTHER TIERS: 0.10% $235k+
0.30%*$25k*$235k1 Year High Yield Online CD
OTHER TIERS: 0.10% $235k+
0.30%*$2,500*$235k1 Year CD
OTHER TIERS: 0.10% $235k+
0.30%*$2,500*$235kBusiness 1 Year CD
OTHER TIERS: 0.10% $235k+
0.20%*$2,500*$235k180 Day CD
OTHER TIERS: 0.10% $235k+
0.20%*$2,500*$235kBusiness 180 Day CD
OTHER TIERS: 0.10% $235k+
0.20%*$25k*$235k6 Month High Yield Online CD
OTHER TIERS: 0.10% $235k+
0.10%$2,500-90 Day CD
0.10%$2,500-Business 90 Day CD

Silvergate Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$25k*$235k5 Years IRA
OTHER TIERS: 0.10% $235k+
0.50%*$25k*$235k3 Years IRA
OTHER TIERS: 0.10% $235k+
0.40%*$25k*$235k2 Years IRA
OTHER TIERS: 0.10% $235k+
0.30%*$25k*$235k1 Year IRA
OTHER TIERS: 0.10% $235k+
Locations


Silvergate Bank Locations
Escondido Branch128 North BroadwayEscondido, CA 92025
LA Jolla Branch4250 Executive Square Suite 100LA Jolla, CA 92037
Silvergate Bank4275 Executive Square, Suite800LA Jolla, CA 92037
Carlsbad Branch5810 El Camino Real Ste DCarlsbad, CA 92008
LA Mesa Branch8530 LA Mesa Boulevard Ste 300LA Mesa, CA 91942