Earthmover Credit Union


Overview / Commentary
630-844-4950
2195 Baseline Rd
Oswego, IL 60543

Earthmover Credit Union is headquartered in Oswego and is the 27th largest credit union in the state of Illinois. It is also the 858th largest credit union in the nation. It was established in 1958 and as of March of 2024, it had grown to 82 employees and 29,326 members at 7 locations. Earthmover Credit Union's CD rates are 5X the national average, and it has an A health rating.

Field of Membership Restrictions

Earthmover Credit Union is open to those who live or work in the Illinois counties of DeKalb, DuPage, Grundy, Kane, Kendall, LaSalle, or Will. Employees of seven SEGs qualify for membership, as do immediate family of a current Earthmover Credit Union member.
See current membership details

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Health

Health Grade Components

Overall
NCUA #97059
Year Chartered1958
Employees82
Primary Regulator
Profit Margin
Return on Assets - YTD2.97%
Return on Equity - YTD18.42%
Annual Interest Income$4.6MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$395.6MM$386.8MM
LoansQ1 2024vs Q1 2023$237.6MM$229.8MM
DepositsQ1 2024vs Q1 2023$330MM$329.5MM
Equity CapitalQ1 2024vs Q1 2023$62.6MM$54.9MM
Loan Loss AllowanceQ1 2024vs Q1 2023$2.3MM$2.2MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$962K$714K
Real Estate OwnedQ1 2024vs Q1 2023$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Earthmover Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Earthmover Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.80%*$1k*-IRA Savings
OTHER TIERS: 0.40% $0 - $1k
0.10%*$10k*-Regular Tiered Shares
OTHER TIERS: 0.07% $25 - $10k
0.10%$0-Special Accounts
0.07%*$10k*-Youth Shares
OTHER TIERS: 0.05% $0 - $10k
0.05%$0-Christmas Club

Earthmover Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%*$50k*-Money Market
OTHER TIERS: 1.05% $1.5k - $10k | 1.10% $10k - $25k | 1.30% $25k - $50k

Earthmover Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.07%*$5k*-Basic Checking
OTHER TIERS: 0.03% $1k - $2.5k | 0.05% $2.5k - $5k
0.07%*$5k*-Exclusive Membership Club Checking
OTHER TIERS: 0.03% $1k - $2.5k | 0.05% $2.5k - $5k

Earthmover Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.85%$5k-9 Month CD Special
4.65%$5k-12 Month CD Special
1.60%$1k-60 Month CD
1.50%$1k-48 Month CD
1.40%$1k-36 Month CD
1.30%$1k-30 Month CD
1.25%$1k-24 Month CD
1.15%$1k-18 Month CD
1.00%$1k-12 Month CD
0.75%$1k-9 Month CD
0.55%$1k-6 Month CD
0.45%$1k-3 Month CD

Earthmover Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.65%$1k-60 Month IRA
1.55%$1k-48 Month IRA
1.45%$1k-36 Month IRA
1.30%$1k-24 Month IRA
1.20%$1k-18 Month IRA
1.05%$1k-12 Month IRA
Locations


Earthmover Credit Union Locations
Branch Office2195 Baseline RdOswego, IL 60543-6006
Branch Office1008 N Bridge StYorkville, IL 60560-1111
Branch Office1735 N Farnsworth AveAurora, IL 60505-1511
Branch Office1260 Ogden AveMontgomery, IL 60538
Branch Office1037 W Orchard RdNorth Aurora, IL 60542
Branch OfficeECU c/o Oswego High School 4250 State Route 71Oswego, IL 60543
Branch Office2205 Baseline RoadOswego, IL 60543

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