East Alabama Community Federal Credit Union


Overview / Commentary
334-364-2850
509 E THOMASON CIR
OPELIKA, AL 36803

East Alabama Community Federal Credit Union is headquartered in OPELIKA and is the 61st largest credit union in the state of Alabama. It is also the 3,198th largest credit union in the nation. It was established in 1958 and as of March of 2025, it had grown to 6 employees and 3,033 members at 1 location. East Alabama Community Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in Lee County, Alabama.
See current membership details

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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. East Alabama Community Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #12383
Year Chartered1958
Employees6
Primary Regulator
Profit Margin
Return on Assets - YTD0.28%
Return on Equity - YTD1.95%
Annual Interest Income$159K
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$20.4MM$20.4MM
LoansQ1 2025vs Q1 2024$5.5MM$6.2MM
DepositsQ1 2025vs Q1 2024$17.5MM$17.6MM
Equity CapitalQ1 2025vs Q1 2024$2.9MM$2.7MM
Loan Loss AllowanceQ1 2025vs Q1 2024$51K$70K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$0$18K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates

Sorry, we do not have rate data for East Alabama Community Federal Credit Union.

Locations


East Alabama Community Federal Credit Union Locations
Branch Office509 E THOMASON CIROPELIKA, AL 36801-5431

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