East Alabama Community Federal Credit Union
East Alabama Community Federal Credit Union is headquartered in OPELIKA and is the 70th largest credit union in the state of Alabama. It is also the 3,694th largest credit union in the nation. It was established in 1958 and as of December of 2018, it had grown to 7 employees and 3,860 members at 1 location. East Alabama Community Federal Credit Union's CD rates are 11% higher than the national average, and it has a B+ health rating.
Field of Membership Restrictions
Membership is open to those who live, work, attend school or worship in Lee County, Alabama.
See current membership details
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 12383 |
| Year Chartered | 1958 |
| Employees | 7 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.38% |
| Return on Equity - YTD | 2.09% |
| Annual Interest Income | $475.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $14.3MM$14.2MM |
| Loans | Q4 2018vs Q4 2017 | $6.4MM$6.4MM |
| Deposits | Q4 2018vs Q4 2017 | $11.6MM$11.5MM |
| Equity Capital | Q4 2018vs Q4 2017 | $2.6MM$2.5MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $42.00K$50.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $5.00K$26.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not East Alabama Community Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
East Alabama Community Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.02%* | - | $2k | Kids Smart Start Savings | ||
| OTHER TIERS: 0.15% → $2k+ | |||||
| 0.75% | - | - | Christmas Club Account | ||
| 0.15% | - | - | Shares | ||
| 0.15% | - | - | Vacation Club | ||
East Alabama Community Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.12% | - | - | Share Draft Account |
East Alabama Community Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.31% | $1k | - | 36 Month CD | |
| 1.26% | $1k | - | 24 Month CD | |
| 1.00% | $1k | - | 12 Month CD | |
| 0.75% | $1k | - | 6 Month CD |
| East Alabama Community Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 509 E THOMASON CIR | OPELIKA, AL 36801-5431 |