East Alabama Community Federal Credit Union


Overview / Commentary
334-364-2850
509 E THOMASON CIR
OPELIKA, AL 36801-5431

East Alabama Community Federal Credit Union is headquartered in OPELIKA and is the 65th largest credit union in the state of Alabama. It is also the 3,414th largest credit union in the nation. It was established in 1958 and as of March of 2022, it had grown to 5 employees and 3,433 members at 1 location. East Alabama Community Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in Lee County, Alabama.
See current membership details

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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. East Alabama Community Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #12383
Year Chartered1958
Employees5
Primary Regulator
Profit Margin
Return on Assets - YTD0.09%
Return on Equity - YTD0.69%
Annual Interest Income$99.00K
Assets and Liabilities
AssetsQ1 2022vs Q1 2021$20.5MM$19.8MM
LoansQ1 2022vs Q1 2021$5.5MM$5.7MM
DepositsQ1 2022vs Q1 2021$17.7MM$17.0MM
Equity CapitalQ1 2022vs Q1 2021$2.7MM$2.6MM
Loan Loss AllowanceQ1 2022vs Q1 2021$23.00K$36.00K
Unbacked Noncurrent LoansQ1 2022vs Q1 2021$5.00K$7.00K
Real Estate OwnedQ1 2022vs Q1 2021$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

East Alabama Community Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%--Christmas Club Account
0.13%*-$2kKids Smart Start Savings
OTHER TIERS: 0.10% $2k+
0.10%--Shares
0.10%--Vacation Club

East Alabama Community Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%--Share Draft Account

East Alabama Community Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$1k-36 Month CD
0.40%$1k-24 Month CD
0.30%$1k-12 Month CD
0.20%$1k-6 Month CD
Locations


East Alabama Community Federal Credit Union Locations
Branch Office509 E THOMASON CIROPELIKA, AL 36801-5431

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