East Alabama Community Federal Credit Union


Popular Accounts at this Credit Union

APYACCOUNT TYPEHOW THEY COMPARE
1.00%1-year CD
0.15%Savings
1.31%3-year CD
View all East Alabama Community Federal Credit Union rates »

Overview / Commentary
334-364-2850
509 E THOMASON CIR
OPELIKA, AL 36801-5431

East Alabama Community Federal Credit Union is headquartered in OPELIKA and is the 70th largest credit union in the state of Alabama. It is also the 3,694th largest credit union in the nation. It was established in 1958 and as of December of 2018, it had grown to 7 employees and 3,860 members at 1 location. East Alabama Community Federal Credit Union's CD rates are 11% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in Lee County, Alabama.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. East Alabama Community Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #12383
Year Chartered1958
Employees7
Primary Regulator
Profit Margin
Return on Assets - YTD0.38%
Return on Equity - YTD2.09%
Annual Interest Income$475.00K
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$14.3MM$14.2MM
LoansQ4 2018vs Q4 2017$6.4MM$6.4MM
DepositsQ4 2018vs Q4 2017$11.6MM$11.5MM
Equity CapitalQ4 2018vs Q4 2017$2.6MM$2.5MM
Loan Loss AllowanceQ4 2018vs Q4 2017$42.00K$50.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$5.00K$26.00K
Real Estate OwnedQ4 2018vs Q4 2017$0$0
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not East Alabama Community Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

East Alabama Community Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%*-$2kKids Smart Start Savings
OTHER TIERS: 0.15% $2k+
0.75%--Christmas Club Account
0.15%--Shares
0.15%--Vacation Club

East Alabama Community Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.12%--Share Draft Account

East Alabama Community Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.31%$1k-36 Month CD
1.26%$1k-24 Month CD
1.00%$1k-12 Month CD
0.75%$1k-6 Month CD
Locations


East Alabama Community Federal Credit Union Locations
Branch Office509 E THOMASON CIROPELIKA, AL 36801-5431

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.