East Alabama Community Federal Credit Union

Overview / Commentary

www.eamcfcu.com

334-364-2850

509 E THOMASON CIR
OPELIKA, AL 36801-5431

East Alabama Community Federal Credit Union is headquartered in OPELIKA and is the 65^th largest credit union in the state of Alabama. It is also the 3,414^th largest credit union in the nation. It was established in 1958 and as of March of 2022, it had grown to 5 employees and 3,433 members at 1 location. East Alabama Community Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in Lee County, Alabama.
See current membership details

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

B+

Data as of Q1 2022

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. East Alabama Community Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	12383
Year Chartered	1958
Employees	5
Primary Regulator

Profit Margin
Return on Assets - YTD	0.09%
Return on Equity - YTD	0.69%
Annual Interest Income	$99.00K

Assets and Liabilities
Assets	Q1 2022vs Q1 2021	$20.5MM$19.8MM
Loans	Q1 2022vs Q1 2021	$5.5MM$5.7MM
Deposits	Q1 2022vs Q1 2021	$17.7MM$17.0MM
Equity Capital	Q1 2022vs Q1 2021	$2.7MM$2.6MM
Loan Loss Allowance	Q1 2022vs Q1 2021	$23.00K$36.00K
Unbacked Noncurrent Loans	Q1 2022vs Q1 2021	$5.00K$7.00K
Real Estate Owned	Q1 2022vs Q1 2021	$0$0

Rates

Skip to rates for:

Savings
Checking
CD

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not East Alabama Community Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

East Alabama Community Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.25%	-	-	Christmas Club Account
0.13%^*	-	$2k	Kids Smart Start Savings
OTHER TIERS: 0.10% → $2k+
0.10%	-	-	Shares
0.10%	-	-	Vacation Club

East Alabama Community Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%	-	-	Share Draft Account

East Alabama Community Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.50%	$1k	-	36 Month CD
0.40%	$1k	-	24 Month CD
0.30%	$1k	-	12 Month CD
0.20%	$1k	-	6 Month CD

Locations

East Alabama Community Federal Credit Union Locations
Branch Office	509 E THOMASON CIR	OPELIKA, AL 36801-5431

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.