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  2. East Boston Savings Bank

East Boston Savings Bank

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
1.25%4-year CD48 Month CD
1.80% - Goldman Sachs Bank USA 4 Year CDAdvertisement
1.26%1-year CD13 Month CD Special
1.40% - Synchrony Bank 12 Month CDAdvertisement
1.26%1-year IRA13 Month IRA Special (Traditional, Roth, CESA, SEP)
0.60% - National Average
View all East Boston Savings Bank rates »

Overview / Commentary
www.ebsb.com
617-567-1500
10 Meridian Street
Boston, MA 02128

East Boston Savings Bank is headquartered in Boston and is the 8th largest bank in the state of Massachusetts. It is also the 221st largest bank in the nation. It was established in 1991 and as of March of 2017, it had grown to 465 employees at 32 locations. East Boston Savings Bank's money market rates are 2X the national average, and it boasts an A+ health rating.

Related Posts

19-Month CD Special, 1.61% APY - 6/28/2017

19-month CD Special 1.61% APY Minimum balance to open and obtain APY is $1,000 for CDs and $500 for IRAs. New money only. Consumer accounts only. https://www.ebsb.com/uploads/callouts/19-Month%20CD%20Counter%20Card.pdf

$150 Checking Account Bonus In MA - 4/14/2017

East Boston Savings Bank checking account promotion: Open a new checking account by June 30, 2017 and enroll in e-statements, and get Free gift at account opening $50 when you have 2 recurring direct deposits $50 when you enroll in online banking and make at least three online bill payments $50 when you request a debit card and have at least 15 purchase transactions https://www.ebsb.com/uploads/callouts/AprilBigDay-150-Offer.pdf

East Boston Savings Bank (MA) Hikes 48-Month CD Rate - 1/18/2017

East Boston Savings Bank (MA) has boosted the rate on its 48-month CD (2.13% APY). Minimum deposit is $1k, with no stated balance cap. Also has an IRA.

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Reviews (1)

Watching Out For Lower Rates On The MM Special

Posted by: rzelman | Jun 11, 2017

I opened the Special MM3 account in Feb. 2017 primarily for the favorable rate of 1.25% and that amounts over $250K were also insured, Unfortunately the rate has decreased serially to 1.21% and currently 1.17%. Interest is compounded and credited monthly so there is risk of losing accrued interest if the account is closed mid cycle, I will keep a close eye on this since they are presently only paying a rate of .73% on their regular MM.

2


Health
A+

Data as of Q1 2017

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #33510
Year Established1991
Employees465
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.82%
Return on Equity - YTD7.72%
Annual Interest Income$41.9MM
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$4.55B$3.61B
LoansQ1 2017vs Q1 2016$4.02B$3.21B
DepositsQ1 2017vs Q1 2016$3.69B$2.92B
Equity CapitalQ1 2017vs Q1 2016$478.4MM$433.7MM
Loan Loss AllowanceQ1 2017vs Q1 2016$41.8MM$34.4MM
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$12.8MM$30.0MM
Real Estate OwnedQ1 2017vs Q1 2016$0$638.00K
  User-submitted Promotions & Notices

This section lists recent deals, promotions and rate changes submitted by our community within the past 90 days. Always verify official rates and promotions with the bank or credit union.

19-Month CD Special, 1.61% APY

Carpline   |  
19-month CD Special 1.61% APY

Minimum balance to open and obtain APY is $1,000 for CDs and $500 for IRAs. New money only.
Consumer accounts only.

https://www.ebsb.com/uploads/callouts/19-Month%20CD%20Counter%20Card.pdf
2

Rates
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Always verify rates and promotions with the bank or credit union. We are not East Boston Savings Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

East Boston Savings Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.92%*$100k*-Business Investment Sweep
OTHER TIERS: 0.10% → Up to $10k | 0.25% → $10k - $50k | 0.45% → $50k - $100k
0.10%$25-Statement Savings
0.10%$25-Business Statement Savings

East Boston Savings Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.92%*$1m*-Money Market Account
OTHER TIERS: 0.10% → $10 - $2,500 | 0.15% → $2,500 - $25k | 0.20% → $25k - $50k | 0.30% → $50k - $100k | 0.43% → $100k - $250k | 0.73% → $250k - $1mm
0.92%*$1m*-Business Money Market Account
OTHER TIERS: 0.10% → $10 - $2,500 | 0.15% → $2,500 - $25k | 0.20% → $25k - $50k | 0.30% → $50k - $100k | 0.43% → $100k - $250k | 0.73% → $250k - $1mm
0.25%$25-Retirement Money Market Savings

East Boston Savings Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%--Premier Checking
0.10%--Premier Business Checking
0.10%--Premier Business Checking w/Cash Management
0.05%--Business Interest Checking
0.05%--Interest Checking
0.05%$25-Business Escrow Sub Checking

East Boston Savings Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.15%$1k-60 Month CD
2.15%$1k-Business 60 Month CD
1.61%$500-19 Month CD
1.41%$1k-25 Month Bump Up CD Special
1.41%$1k-Business 25 Month Bump Up CD Special
1.26%$1k-13 Month CD Special
1.26%$1k-Business 13 Month CD Special
1.25%$1k-48 Month CD
1.25%$1k-Business 48 Month CD
1.00%$1k-36 Month CD
1.00%$1k-Business 36 Month CD
0.65%$1k-15 Month CD
0.65%$1k-24 Month CD
0.65%$1k-Business 24 Month CD
0.50%$1k-18 Month CD
0.50%$1k-Business 18 Month CD
0.45%$1k-12 Month CD
0.45%$1k-Business 12 Month CD
0.40%$1k-9 Month CD
0.40%$1k-Business 9 Month CD
0.30%$2,500-6 Month CD
0.30%$2,500-Business 6 Month CD

East Boston Savings Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.15%$500-60 Month IRA
1.61%$500-19 Month IRA
1.41%$500-25 Month Bump Up IRA Special
1.26%$500-13 Month IRA Special
1.25%$500-48 Month IRA
1.00%$500-36 Month IRA
0.65%$500-15 Month IRA
0.65%$500-24 Month IRA
0.50%$500-18 Month IRA
0.45%$500-12 Month IRA
0.40%$500-9 Month IRA
0.30%$500-6 Month IRA
Locations

East Boston Savings Bank has 31 locations. Click to view all East Boston Savings Bank locations.