East Cambridge Savings Bank

Overview / Commentary
292 Cambridge Street
Cambridge, MA 02141

East Cambridge Savings Bank is headquartered in Cambridge and is the 37th largest bank in the state of Massachusetts. It is also the 710th largest bank in the nation. It was established in 1854 and as of September of 2019, it had grown to 146 employees at 11 locations. East Cambridge Savings Bank's money market rates are 3X the national average, and it has an A health rating.

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Reviews (2)

Great Bank*

Posted by: |

This is a great bank, with great customer service. If you ever need assistance, they are easy to talk to, and they make sure they have you satisfied before leaving. The Inman Sq. location in Cambridge is the best. Plenty of parking in their lot (which is hard to find in Cambridge). Knowledgeable customer service, and the manager was a pleasure to deal with.

Isave Club Is A JOKE!

Posted by: |

I went into a branch today to open one and they told me that it's for kids only!!!  What crap.  I claimed false advertising and misleading the public.


Health Grade Components

FDIC Certificate #90173
Year Established1854
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.56%
Return on Equity - YTD5.57%
Annual Interest Income$32.1MM
Assets and Liabilities
AssetsQ3 2019vs Q3 2018$1.14B$1.04B
LoansQ3 2019vs Q3 2018$870.7MM$816.2MM
DepositsQ3 2019vs Q3 2018$943.0MM$879.8MM
Equity CapitalQ3 2019vs Q3 2018$115.0MM$105.3MM
Loan Loss AllowanceQ3 2019vs Q3 2018$5.0MM$4.8MM
Unbacked Noncurrent LoansQ3 2019vs Q3 2018$1.5MM$1.1MM
Real Estate OwnedQ3 2019vs Q3 2018$86.00K$99.00K
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Always verify rates and promotions with the bank or credit union. We are not East Cambridge Savings Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

East Cambridge Savings Bank Savings Account Rates

1.25%$10-Connection Savings Account
0.20%*$10$50kiSave Club
OTHER TIERS: 0.10% $50k+
0.15%*$250k*$1mBusiness Advantage Savings
OTHER TIERS: 0.10% $10+
0.05%$10-Passbook Savings

East Cambridge Savings Bank Money Market Rates

1.60%*$50k*-East Cambridge Money Market w/ Bonus
OTHER TIERS: 0.90% $10 - $50k
1.50%$10-Premier Commercial Money Market
1.50%$10-501[c][3] Money Market
1.25%*$50k*-East Cambridge Money Market
OTHER TIERS: 0.75% $10 - $50k
0.10%$10-IRA Money Market

East Cambridge Savings Bank Checking Account Rates

0.05%--East Cambridge Checking

East Cambridge Savings Bank CD Rates

1.70%$1k-5 Year CD
1.70%$1k-Business 5 Month CD Special - New Money
1.40%$1k-4 Year CD
1.20%$1k-3 Year CD
0.90%$1k-2 Year CD
0.75%$1k-18 Month CD
0.60%$1k-15 Month CD
0.40%$1k-12 Month CD
0.20%$1k-5 Month CD
0.20%$1k-7 Month CD
0.20%$1k-9 Month CD

East Cambridge Savings Bank IRA Rates

1.70%$1k-5 Year IRA
1.40%$1k-4 Year IRA
1.20%$1k-3 Year IRA
0.90%$1k-2 Year IRA
0.75%$1k-18 Month IRA
0.60%$1k-15 Month IRA
0.40%$1k-12 Month IRA
0.20%$1k-5 Month IRA
0.20%$1k-7 Month IRA
0.20%$1k-9 Month IRA


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