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East Cambridge Savings Bank


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.ecsb.com
617-551-2454
292 Cambridge Street
Cambridge, MA 02141

East Cambridge Savings Bank is headquartered in CAMBRIDGE and is the 36th largest bank in the state of Massachusetts. It is also the 697th largest bank in the nation. It was established in 1854 and as of March of 2025, it had grown to 154 employees at 12 locations. East Cambridge Savings Bank has an A health rating.

Reviews (1)

East Cambridge Savings Bank Negative Account

Posted by: |

My account has been negative for a few weeks now. After, I had spoken to John he made sure I got off the phone with the right service that I needed to hear today. Thank you! :)

1


Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #90173
Year Established1854
Employees154
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.31%
Return on Equity - YTD3.53%
Annual Interest Income$17.8MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$1.62B$1.6B
LoansQ1 2025vs Q1 2024$1.3B$1.32B
DepositsQ1 2025vs Q1 2024$1.3B$1.29B
Equity CapitalQ1 2025vs Q1 2024$146.9MM$139.3MM
Loan Loss AllowanceQ1 2025vs Q1 2024$7.9MM$7.3MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$2.5MM$2.1MM
Real Estate OwnedQ1 2025vs Q1 2024$99K$106K
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not East Cambridge Savings Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

East Cambridge Savings Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.70%*$10k*-East Cambridge Business Saver Special
OTHER TIERS: 0.20% → $0 - $10k
3.50%*$0$100kKasasa Saver
OTHER TIERS: 2.38% → $100k+
0.20%$10-Connection Savings Account
0.03%$10-Business Advantage Savings

East Cambridge Savings Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.70%$10-Premier Commercial Money Market
0.03%$10-IRA Money Market

East Cambridge Savings Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.75%*$0$30kKasasa Cash Checking
OTHER TIERS: 1.17% → $30k+
0.02%$0-East Cambridge Checking

East Cambridge Savings Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%$1k-2 Year CD
0.40%$1k-3 Year CD
0.40%$1k-4 Year CD
0.40%$1k-18 Month CD
0.40%$1k-5 Year CD
0.30%$1k-12 Month CD
0.20%$1k-6 Month CD

East Cambridge Savings Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%$1k-18 Month IRA
0.40%$1k-2 Year IRA
0.40%$1k-3 Year IRA
0.40%$1k-5 Year IRA
0.40%$1k-4 Year IRA
0.30%$1k-12 Month IRA
0.20%$1k-6 Month IRA
Locations


Cities: Arlington, Belmont, Cambridge, Chelsea, Malden, Medford, Somerville, Waltham

Arlington Branches
Arlington Branch105 BroadwayArlington, MA 02474

Belmont Branches
Trapelo Road Banking Center395 Trapelo RoadBelmont, MA 02478

Cambridge Branches
Cambridge Branch1310 Cambridge StreetCambridge, MA 02139
East Cambridge Savings Bank292 Cambridge StCambridge, MA 02141

Chelsea Branches
Chelsa Bank Branch360 BroadwayChelsea, MA 02150

Malden Branches
Malden Banking Center98 Pleasant StreetMalden, MA 02148

Medford Branches
Salem Street Office Branch243 Salem StreetMedford, MA 02155
West Medford Branch9 Playstead RoadMedford, MA 02155

Somerville Branches
Highland Branch285 Highland AvenueSomerville, MA 02143

Waltham Branches
Wal-Lex Shopping Center Branch860 Lexington StreetWaltham, MA 02452

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.