East Cambridge Savings Bank

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

4.30%

Our Rating

4.1 / 5

BrioDirect

High-Yield Savings

See Offer

Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.ecsb.com

617-551-2454

292 Cambridge Street
Cambridge, MA 02141

East Cambridge Savings Bank is headquartered in CAMBRIDGE and is the 36^th largest bank in the state of Massachusetts. It is also the 697^th largest bank in the nation. It was established in 1854 and as of March of 2025, it had grown to 154 employees at 12 locations. East Cambridge Savings Bank has an A health rating.

Reviews (1)

Write a Review

East Cambridge Savings Bank Negative Account

Posted by: Nayeli | Apr 6, 2022

My account has been negative for a few weeks now. After, I had spoken to John he made sure I got off the phone with the right service that I needed to hear today. Thank you! :)

Comment

Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	90173
Year Established	1854
Employees	154
Primary Regulator	FED

Profit Margin
Return on Assets - YTD	0.31%
Return on Equity - YTD	3.53%
Annual Interest Income	$17.8MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$1.62B$1.6B
Loans	Q1 2025vs Q1 2024	$1.3B$1.32B
Deposits	Q1 2025vs Q1 2024	$1.3B$1.29B
Equity Capital	Q1 2025vs Q1 2024	$146.9MM$139.3MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$7.9MM$7.3MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$2.5MM$2.1MM
Real Estate Owned	Q1 2025vs Q1 2024	$99K$106K

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

4.30%

Our Rating

4.1 / 5

BrioDirect

High-Yield Savings

See Offer

Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
Checking
CD
IRA

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Always verify rates and promotions with the bank or credit union. We are not East Cambridge Savings Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

East Cambridge Savings Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
3.70%^*	$10k^*	-	East Cambridge Business Saver Special
OTHER TIERS: 0.20% → $0 - $10k
3.50%^*	$0	$100k	Kasasa Saver
OTHER TIERS: 2.38% → $100k+
0.20%	$10	-	Connection Savings Account
0.03%	$10	-	Business Advantage Savings

East Cambridge Savings Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
3.70%	$10	-	Premier Commercial Money Market
0.03%	$10	-	IRA Money Market

East Cambridge Savings Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
3.75%^*	$0	$30k	Kasasa Cash Checking
OTHER TIERS: 1.17% → $30k+
0.02%	$0	-	East Cambridge Checking

East Cambridge Savings Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.40%	$1k	-	2 Year CD
0.40%	$1k	-	3 Year CD
0.40%	$1k	-	4 Year CD
0.40%	$1k	-	18 Month CD
0.40%	$1k	-	5 Year CD
0.30%	$1k	-	12 Month CD
0.20%	$1k	-	6 Month CD

East Cambridge Savings Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME
0.40%	$1k	-	18 Month IRA
0.40%	$1k	-	2 Year IRA
0.40%	$1k	-	3 Year IRA
0.40%	$1k	-	5 Year IRA
0.40%	$1k	-	4 Year IRA
0.30%	$1k	-	12 Month IRA
0.20%	$1k	-	6 Month IRA

Locations

Cities: Arlington, Belmont, Cambridge, Chelsea, Malden, Medford, Somerville, Waltham

Arlington Branches
Arlington Branch	105 Broadway	Arlington, MA 02474

Belmont Branches
Trapelo Road Banking Center	395 Trapelo Road	Belmont, MA 02478

Cambridge Branches
Cambridge Branch	1310 Cambridge Street	Cambridge, MA 02139
East Cambridge Savings Bank	292 Cambridge St	Cambridge, MA 02141

Chelsea Branches
Chelsa Bank Branch	360 Broadway	Chelsea, MA 02150

Malden Branches
Malden Banking Center	98 Pleasant Street	Malden, MA 02148

Medford Branches
Salem Street Office Branch	243 Salem Street	Medford, MA 02155
West Medford Branch	9 Playstead Road	Medford, MA 02155

Somerville Branches
Highland Branch	285 Highland Avenue	Somerville, MA 02143

Waltham Branches
Wal-Lex Shopping Center Branch	860 Lexington Street	Waltham, MA 02452

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.