East County Schools Federal Credit Union
Overview / Commentary
East County Schools Federal Credit Union is headquartered in El Cajon and is the 141st largest credit union in the state of California. It is also the 1,465th largest credit union in the nation. It was established in 1956 and as of June of 2019, it had grown to 18 employees and 4,387 members at 2 locations. East County Schools Federal Credit Union has a B+ health rating.
Field of Membership Restrictions
Membership in East County Schools Federal Credit Union is open to employees who work in or are retired from public or private educational institutions in 13 San Diego East County school districts. Eligibility also extends to immediate family members.
See current membership details
Health
B+
Data as of Q2 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 11099 |
| Year Chartered | 1956 |
| Employees | 18 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.69% |
| Return on Equity - YTD | 8.01% |
| Annual Interest Income | $2.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2019vs Q2 2018 | $120.8MM$116.3MM |
| Loans | Q2 2019vs Q2 2018 | $81.1MM$75.1MM |
| Deposits | Q2 2019vs Q2 2018 | $105.4MM$105.1MM |
| Equity Capital | Q2 2019vs Q2 2018 | $10.7MM$9.8MM |
| Loan Loss Allowance | Q2 2019vs Q2 2018 | $330.00K$255.00K |
| Unbacked Noncurrent Loans | Q2 2019vs Q2 2018 | $224.00K$58.00K |
| Real Estate Owned | Q2 2019vs Q2 2018 | $0$0 |
Rates
Rates for East County Schools Federal Credit Union are currently being reviewed.
Locations
| East County Schools Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 1069 Graves Ave Ste 100 | El Cajon, CA 92021-4573 |
| Branch Office | 8313 La Mesa Blvd | La Mesa, CA 91942 |