East County Schools Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	HOW THEY COMPARE
4.00%	Reward Checking	1.34% - National Average
2.27%	5-year CD	3.00% - Goldman Sachs Bank USA High-yield 5 Year CD
1.00%	1-year CD	2.70% - Goldman Sachs Bank USA High-yield 12 Month CD

View all East County Schools Federal Credit Union rates »

Overview / Commentary

www.eastcountyschools.org

619-588-1515

1069 Graves Ave Ste 100
El Cajon, CA 92021-4573

East County Schools Federal Credit Union is headquartered in El Cajon and is the 140^th largest credit union in the state of California. It is also the 1,446^th largest credit union in the nation. It was established in 1956 and as of December of 2018, it had grown to 17 employees and 4,370 members at 2 locations. East County Schools Federal Credit Union's CD rates are 11% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in East County Schools Federal Credit Union is open to employees who work in the East County educational community.
See current membership details

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

Data as of Q4 2018

Learn why bank health matters

Health Grade Components

Overall
NCUA #	11099
Year Chartered	1956
Employees	17
Primary Regulator

Profit Margin
Return on Assets - YTD	0.58%
Return on Equity - YTD	6.83%
Annual Interest Income	$3.7MM

Assets and Liabilities
Assets	Q4 2018vs Q4 2017	$119.8MM$109.4MM
Loans	Q4 2018vs Q4 2017	$81.3MM$74.3MM
Deposits	Q4 2018vs Q4 2017	$104.2MM$94.6MM
Equity Capital	Q4 2018vs Q4 2017	$10.2MM$9.5MM
Loan Loss Allowance	Q4 2018vs Q4 2017	$299.00K$244.00K
Unbacked Noncurrent Loans	Q4 2018vs Q4 2017	$67.00K$75.00K
Real Estate Owned	Q4 2018vs Q4 2017	$0$0

Rates

Skip to rates for:

Savings
Money Market
Checking
CD
IRA

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not East County Schools Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

East County Schools Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%	$5	-	IRA Shares
0.10%	$5	-	Primary Share Savings

East County Schools Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.25%^*	$100k^*	$250k	Platinum Access Money Market
OTHER TIERS: 0.10% → $10k - $25k \| 0.15% → $25k - $50k \| 0.20% → $50k - $100k
0.15%^*	$25k^*	-	Money Market Shares
OTHER TIERS: 0.05% → $1k - $2.5k \| 0.10% → $2.5k - $25k

East County Schools Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
4.00%^*	-	$2.5k	e-Checking - Qualifying
OTHER TIERS: 0.10% → $10k+ \| 0.25% → $5k - $10k \| 2.50% → $2.5k - $5k
0.01%	-	-	Regular Checking (Share Draft)

East County Schools Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.27%^*	$10k^*	-	60 Month CD
OTHER TIERS: 2.12% → $1k - $10k
1.87%^*	$10k^*	-	48 Month CD
OTHER TIERS: 1.81% → $1k - $10k
1.61%^*	$10k^*	-	36 Month CD
OTHER TIERS: 1.56% → $1k - $10k
1.41%^*	$10k^*	-	24 Month CD
OTHER TIERS: 1.36% → $1k - $10k
1.41%^*	$10k^*	-	30 Month CD
OTHER TIERS: 1.36% → $1k - $10k
1.21%^*	$10k^*	-	18 Month CD
OTHER TIERS: 1.16% → $1k - $10k
1.00%^*	$10k^*	-	12 Month CD
OTHER TIERS: 0.95% → $1k - $10k
0.55%^*	$10k^*	-	6 Month CD
OTHER TIERS: 0.50% → $1k - $10k
0.45%^*	$10k^*	-	3 Month CD
OTHER TIERS: 0.40% → $1k - $10k

East County Schools Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.27%^*	$10k^*	-	60 Month IRA
OTHER TIERS: 2.12% → $1k - $10k
1.87%^*	$10k^*	-	48 Month IRA
OTHER TIERS: 1.81% → $1k - $10k
1.61%^*	$10k^*	-	36 Month IRA
OTHER TIERS: 1.56% → $1k - $10k
1.41%^*	$10k^*	-	24 Month IRA
OTHER TIERS: 1.36% → $1k - $10k
1.41%^*	$10k^*	-	30 Month IRA
OTHER TIERS: 1.36% → $1k - $10k
1.21%^*	$10k^*	-	18 Month IRA
OTHER TIERS: 1.16% → $1k - $10k
1.00%^*	$10k^*	-	12 Month IRA
OTHER TIERS: 0.95% → $1k - $10k
0.55%^*	$10k^*	-	6 Month IRA
OTHER TIERS: 0.50% → $1k - $10k
0.45%^*	$10k^*	-	3 Month IRA
OTHER TIERS: 0.40% → $1k - $10k

Locations

East County Schools Federal Credit Union Locations
Branch Office	1069 Graves Ave Ste 100	El Cajon, CA 92021-4573
Branch Office	8313 La Mesa Blvd	La Mesa, CA 91942

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.