East County Schools Federal Credit Union


Overview / Commentary
619-588-1515
1069 Graves Ave Ste 100
El Cajon, CA 92021-4573

East County Schools Federal Credit Union is headquartered in El Cajon and is the 141st largest credit union in the state of California. It is also the 1,442nd largest credit union in the nation. It was established in 1956 and as of December of 2019, it had grown to 20 employees and 4,455 members at 2 locations. East County Schools Federal Credit Union's savings rates are 8X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in East County Schools Federal Credit Union is open to employees who work in or are retired from public or private educational institutions in 13 San Diego East County school districts. Eligibility also extends to immediate family members.
See current membership details

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Health
B+

Health Grade Components

Overall
NCUA #11099
Year Chartered1956
Employees20
Primary Regulator
Profit Margin
Return on Assets - YTD0.64%
Return on Equity - YTD7.17%
Annual Interest Income$4.1MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$124.8MM$119.8MM
LoansQ4 2019vs Q4 2018$88.3MM$81.3MM
DepositsQ4 2019vs Q4 2018$110.3MM$104.2MM
Equity CapitalQ4 2019vs Q4 2018$11.1MM$10.2MM
Loan Loss AllowanceQ4 2019vs Q4 2018$291.00K$299.00K
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$314.00K$67.00K
Real Estate OwnedQ4 2019vs Q4 2018$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not East County Schools Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

East County Schools Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$5-Summer savings
0.05%$5-IRA Shares
0.05%$5-Primary Share Savings

East County Schools Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$225k*-Platinum Access Money Market
OTHER TIERS: 0.10% $10k - $25k | 0.15% $25k - $50k | 0.20% $50k - $100k | 0.25% $100k - $225k
0.15%*$50k*-Money Market Shares
OTHER TIERS: 0.10% $2.5k - $50k

East County Schools Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%*-$2.5ke-Checking - Qualifying
OTHER TIERS: 0.05% $10k+ | 0.10% $5k - $10k | 2.50% $2.5k - $5k
0.01%--Regular Checking (Share Draft)

East County Schools Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.45%*$10k*-60 Month CD
OTHER TIERS: 1.40% $1k - $10k
1.20%*$10k*-48 Month CD
OTHER TIERS: 1.15% $1k - $10k
1.11%*$10k*-36 Month CD
OTHER TIERS: 1.04% $1k - $10k
0.95%*$10k*-24 Month CD
OTHER TIERS: 0.90% $1k - $10k
0.95%*$10k*-30 Month CD
OTHER TIERS: 0.90% $1k - $10k
0.85%*$10k*-18 Month CD
OTHER TIERS: 0.80% $1k - $10k
0.75%*$10k*-12 Month CD
OTHER TIERS: 0.70% $1k - $10k
0.40%*$10k*-6 Month CD
OTHER TIERS: 0.35% $1k - $10k
0.30%*$10k*-3 Month CD
OTHER TIERS: 0.25% $1k - $10k

East County Schools Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.45%*$10k*-60 Month IRA
OTHER TIERS: 1.40% $1k - $10k
1.20%*$10k*-48 Month IRA
OTHER TIERS: 1.15% $1k - $10k
1.11%*$10k*-36 Month IRA
OTHER TIERS: 1.04% $1k - $10k
0.95%*$10k*-24 Month IRA
OTHER TIERS: 0.90% $1k - $10k
0.95%*$10k*-30 Month IRA
OTHER TIERS: 0.90% $1k - $10k
0.85%*$10k*-18 Month IRA
OTHER TIERS: 0.80% $1k - $10k
0.75%*$10k*-12 Month IRA
OTHER TIERS: 0.70% $1k - $10k
0.40%*$10k*-6 Month IRA
OTHER TIERS: 0.35% $1k - $10k
0.30%*$10k*-3 Month IRA
OTHER TIERS: 0.25% $1k - $10k
Locations


East County Schools Federal Credit Union Locations
Branch Office1069 Graves Ave Ste 100El Cajon, CA 92021-4573
Branch Office8313 La Mesa BlvdLa Mesa, CA 91942

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