East County Schools Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
4.00%	Reward Checking	e-Checking 1.82% - National Average
1.87%	5-year CD	60 Months CD 2.35% - Synchrony Bank 60 Month CD
0.40%	1-year CD	12 Months CD 1.50% - Ally Bank No Penalty 11-Month CD

View all East County Schools Federal Credit Union rates »

Overview / Commentary

www.eastcountyschools.org

619-588-1515

1069 Graves Ave Ste 100
El Cajon, CA 92021-4573

East County Schools Federal Credit Union is headquartered in El Cajon and is the 148^th largest credit union in the state of California. It is also the 1,526^th largest credit union in the nation. It was established in 1956 and as of March of 2017, it had grown to 17 employees and 4,348 members at 2 locations. East County Schools Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership in East County Schools Federal Credit Union is open to employees who work in the East County educational community.
See current membership details

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Health

A

Data as of Q1 2017

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Health Grade Components

Overall
NCUA #	11099
Year Chartered	1956
Employees	17
Primary Regulator

Profit Margin
Return on Assets - YTD	0.6%
Return on Equity - YTD	7.24%
Annual Interest Income	$874.00K

Assets and Liabilities
Assets	Q1 2017vs Q1 2016	$110.0MM$102.0MM
Loans	Q1 2017vs Q1 2016	$71.9MM$58.5MM
Deposits	Q1 2017vs Q1 2016	$99.7MM$89.1MM
Equity Capital	Q1 2017vs Q1 2016	$9.1MM$8.7MM
Loan Loss Allowance	Q1 2017vs Q1 2016	$236.00K$220.00K
Unbacked Noncurrent Loans	Q1 2017vs Q1 2016	$68.00K$293.00K
Real Estate Owned	Q1 2017vs Q1 2016	$0$0

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

East County Schools Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.10%	-	-	IRA Share Account
0.10%	-	-	Regular Shares (Savings)
0.10%	-	-	Roth IRA Share Account

East County Schools Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.20%^*	$100k^*	-	Platinum Access Money Market
OTHER TIERS: 0.10% → $10k - $25k \| 0.15% → $25k - $100k
0.15%^*	$25k^*	-	Money Market Shares
OTHER TIERS: 0.05% → $1k - $2,500 \| 0.10% → $2,500 - $25k

East County Schools Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
4.00%^*	-	$2,501	e-Checking - Qualifying
OTHER TIERS: 0.10% → $10k+ \| 0.25% → $5k - $10k \| 2.50% → $2,500 - $5k
0.01%	-	-	Share Drafts (Regular Checking)

East County Schools Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.87%^*	$10k^*	-	60 Months CD
OTHER TIERS: 1.76% → $1k - $10k
1.51%^*	$10k^*	-	48 Months CD
OTHER TIERS: 1.46% → $1k - $10k
1.00%^*	$10k^*	-	36 Months CD
OTHER TIERS: 0.95% → $1k - $10k
0.70%^*	$10k^*	-	24 Months CD
OTHER TIERS: 0.65% → $1k - $10k
0.70%^*	$10k^*	-	30 Months CD
OTHER TIERS: 0.65% → $1k - $10k
0.50%^*	$10k^*	-	18 Months CD
OTHER TIERS: 0.45% → $1k - $10k
0.50%	$10k	$100k	15 Months Bump CD
0.40%^*	$10k^*	-	12 Months CD
OTHER TIERS: 0.35% → $1k - $10k
0.40%	$10k	$100k	9 Months Bump CD
0.30%^*	$10k^*	-	6 Months CD
OTHER TIERS: 0.25% → $1k - $10k
0.20%^*	$10k^*	-	3 Months CD
OTHER TIERS: 0.15% → $1k - $10k

East County Schools Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.87%^*	$10k^*	-	60 Months IRA
OTHER TIERS: 1.76% → $1k - $10k
1.51%^*	$10k^*	-	48 Months IRA
OTHER TIERS: 1.46% → $1k - $10k
1.00%^*	$10k^*	-	36 Months IRA
OTHER TIERS: 0.95% → $1k - $10k
0.70%^*	$10k^*	-	24 Months IRA
OTHER TIERS: 0.65% → $1k - $10k
0.70%^*	$10k^*	-	30 Months IRA
OTHER TIERS: 0.65% → $1k - $10k
0.50%^*	$10k^*	-	18 Months IRA
OTHER TIERS: 0.45% → $1k - $10k
0.40%^*	$10k^*	-	12 Months IRA
OTHER TIERS: 0.35% → $1k - $10k
0.30%^*	$10k^*	-	6 Months IRA
OTHER TIERS: 0.25% → $1k - $10k
0.20%^*	$10k^*	-	3 Months IRA
OTHER TIERS: 0.15% → $1k - $10k

Locations

East County Schools Federal Credit Union Locations
Branch Office	1069 Graves Ave Ste 100	El Cajon, CA 92021-4573
Branch Office	8313 La Mesa Blvd	La Mesa, CA 91942