Advertising Disclosure
  1. Home
  2. Banks
  3. East County Schools Federal Credit Union

East County Schools Federal Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.eastcountyschools.org
619-588-1515
1069 Graves Ave Ste 100
El Cajon, CA 92021-4573

East County Schools Federal Credit Union is headquartered in El Cajon and is the 136th largest credit union in the state of California. It is also the 1,518th largest credit union in the nation. It was established in 1956 and as of March of 2025, it had grown to 16 employees and 4,679 members at 2 locations. East County Schools Federal Credit Union's CD rates are 3X the national average, and it has a B health rating.

Field of Membership Restrictions

Membership in East County Schools Federal Credit Union is open to employees who work in or are retired from public or private educational institutions in 13 San Diego East County school districts. Eligibility also extends to immediate family members.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
B

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #11099
Year Chartered1956
Employees16
Primary Regulator
Profit Margin
Return on Assets - YTD0.42%
Return on Equity - YTD4.65%
Annual Interest Income$1.2MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$145.1MM$159.6MM
LoansQ1 2025vs Q1 2024$79.7MM$80.9MM
DepositsQ1 2025vs Q1 2024$128.6MM$145.6MM
Equity CapitalQ1 2025vs Q1 2024$13.1MM$12.6MM
Loan Loss AllowanceQ1 2025vs Q1 2024$261K$207K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$193K$46K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not East County Schools Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

East County Schools Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$5-Summer savings
0.05%$5-Primary Share Savings

East County Schools Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%*$225k*-Platinum Access Money Market
OTHER TIERS: 0.20% → $10k - $25k | 0.35% → $25k - $50k | 0.45% → $50k - $100k | 0.50% → $100k - $225k
0.50%*$100k*-Money Market Shares
OTHER TIERS: 0.05% → $2.5k - $10k | 0.15% → $10k - $25k | 0.30% → $25k - $50k | 0.40% → $50k - $100k

East County Schools Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%*$0$2.5ke-Checking - Qualifying
OTHER TIERS: 0.10% → $10k+ | 0.25% → $5k - $10k | 2.50% → $2.5k - $5k
0.01%$0-Regular Checking (Share Draft)

East County Schools Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.30%*$50k*-60 Month CD
OTHER TIERS: 3.14% → $1k - $10k | 3.25% → $10k - $50k
3.04%*$50k*-24 Month CD
OTHER TIERS: 2.89% → $1k - $10k | 2.99% → $10k - $50k
3.04%*$50k*-30 Month CD
OTHER TIERS: 2.89% → $1k - $10k | 2.99% → $10k - $50k
3.04%*$50k*-36 Month CD
OTHER TIERS: 2.89% → $1k - $10k | 2.99% → $10k - $50k
3.04%*$50k*-48 Month CD
OTHER TIERS: 2.89% → $1k - $10k | 2.99% → $10k - $50k
2.63%*$50k*-18 Month CD
OTHER TIERS: 2.48% → $1k - $10k | 2.58% → $10k - $50k
2.48%$10k$100k15 Month Bump CD
2.32%*$50k*-12 Month CD
OTHER TIERS: 2.17% → $1k - $10k | 2.29% → $10k - $50k
2.17%$10k$100k9 Month Bump CD
1.81%*$50k*-6 Month CD
OTHER TIERS: 1.66% → $1k - $10k | 1.76% → $10k - $50k
1.00%*$10k*-3 Month CD
OTHER TIERS: 0.95% → $1k - $10k

East County Schools Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.30%*$50k*-60 Month IRA
OTHER TIERS: 3.14% → $1k - $10k | 3.25% → $10k - $50k
3.04%*$50k*-24 Month IRA
OTHER TIERS: 2.89% → $1k - $10k | 2.99% → $10k - $50k
3.04%*$50k*-30 Month IRA
OTHER TIERS: 2.89% → $1k - $10k | 2.99% → $10k - $50k
3.04%*$50k*-36 Month IRA
OTHER TIERS: 2.89% → $1k - $10k | 2.99% → $10k - $50k
3.04%*$50k*-48 Month IRA
OTHER TIERS: 2.89% → $1k - $10k | 2.99% → $10k - $50k
2.63%*$50k*-18 Month IRA
OTHER TIERS: 2.48% → $1k - $10k | 2.58% → $10k - $50k
2.32%*$50k*-12 Month IRA
OTHER TIERS: 2.17% → $1k - $10k | 2.27% → $10k - $50k
1.81%*$50k*-6 Month IRA
OTHER TIERS: 1.66% → $1k - $10k | 1.76% → $10k - $50k
1.00%*$10k*-3 Month IRA
OTHER TIERS: 0.95% → $1k - $10k
0.05%$5-IRA Shares
Locations


East County Schools Federal Credit Union Locations
Branch Office1069 Graves Ave Ste 100El Cajon, CA 92021-4573
Corporate Office2440 Sand Hill Rd Ste 301Menlo Park, CA 94025-6900

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.