Overview / Commentary
619-588-1515
1069 Graves Ave Ste 100
El Cajon, CA 92021-4573

East County Schools Federal Credit Union is headquartered in El Cajon and is the 140th largest credit union in the state of California. It is also the 1,446th largest credit union in the nation. It was established in 1956 and as of December of 2018, it had grown to 17 employees and 4,370 members at 2 locations. East County Schools Federal Credit Union's CD rates are 11% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in East County Schools Federal Credit Union is open to employees who work in the East County educational community.
See current membership details

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Health

Health Grade Components

Overall
NCUA #11099
Year Chartered1956
Employees17
Primary Regulator
Profit Margin
Return on Assets - YTD0.58%
Return on Equity - YTD6.83%
Annual Interest Income$3.7MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$119.8MM$109.4MM
LoansQ4 2018vs Q4 2017$81.3MM$74.3MM
DepositsQ4 2018vs Q4 2017$104.2MM$94.6MM
Equity CapitalQ4 2018vs Q4 2017$10.2MM$9.5MM
Loan Loss AllowanceQ4 2018vs Q4 2017$299.00K$244.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$67.00K$75.00K
Real Estate OwnedQ4 2018vs Q4 2017$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not East County Schools Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

East County Schools Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$5-IRA Shares
0.10%$5-Primary Share Savings

East County Schools Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$100k*$250kPlatinum Access Money Market
OTHER TIERS: 0.10% $10k - $25k | 0.15% $25k - $50k | 0.20% $50k - $100k
0.15%*$25k*-Money Market Shares
OTHER TIERS: 0.05% $1k - $2.5k | 0.10% $2.5k - $25k

East County Schools Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%*-$2.5ke-Checking - Qualifying
OTHER TIERS: 0.10% $10k+ | 0.25% $5k - $10k | 2.50% $2.5k - $5k
0.01%--Regular Checking (Share Draft)

East County Schools Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.27%*$10k*-60 Month CD
OTHER TIERS: 2.12% $1k - $10k
1.87%*$10k*-48 Month CD
OTHER TIERS: 1.81% $1k - $10k
1.61%*$10k*-36 Month CD
OTHER TIERS: 1.56% $1k - $10k
1.41%*$10k*-24 Month CD
OTHER TIERS: 1.36% $1k - $10k
1.41%*$10k*-30 Month CD
OTHER TIERS: 1.36% $1k - $10k
1.21%*$10k*-18 Month CD
OTHER TIERS: 1.16% $1k - $10k
1.00%*$10k*-12 Month CD
OTHER TIERS: 0.95% $1k - $10k
0.55%*$10k*-6 Month CD
OTHER TIERS: 0.50% $1k - $10k
0.45%*$10k*-3 Month CD
OTHER TIERS: 0.40% $1k - $10k

East County Schools Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.27%*$10k*-60 Month IRA
OTHER TIERS: 2.12% $1k - $10k
1.87%*$10k*-48 Month IRA
OTHER TIERS: 1.81% $1k - $10k
1.61%*$10k*-36 Month IRA
OTHER TIERS: 1.56% $1k - $10k
1.41%*$10k*-24 Month IRA
OTHER TIERS: 1.36% $1k - $10k
1.41%*$10k*-30 Month IRA
OTHER TIERS: 1.36% $1k - $10k
1.21%*$10k*-18 Month IRA
OTHER TIERS: 1.16% $1k - $10k
1.00%*$10k*-12 Month IRA
OTHER TIERS: 0.95% $1k - $10k
0.55%*$10k*-6 Month IRA
OTHER TIERS: 0.50% $1k - $10k
0.45%*$10k*-3 Month IRA
OTHER TIERS: 0.40% $1k - $10k
Locations


East County Schools Federal Credit Union Locations
Branch Office1069 Graves Ave Ste 100El Cajon, CA 92021-4573
Branch Office8313 La Mesa BlvdLa Mesa, CA 91942

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