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East River Federal Credit Union


Overview / Commentary
605-256-8145
220 S Harth Ave
Madison, SD 57042-2916

East River Federal Credit Union is headquartered in Madison and is the 16th largest credit union in the state of South Dakota. It is also the 2,855th largest credit union in the nation. It was established in 1956 and as of March of 2019, it had grown to 9 employees and 3,413 members at 1 location. East River Federal Credit Union's CD rates are 67% higher than the national average, and it has a B health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school, or worship in, and businesses and legal entities located in, Miner County and Lake County in South Dakota.
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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. East River Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #11353
Year Chartered1956
Employees9
Primary Regulator
Profit Margin
Return on Assets - YTD0.84%
Return on Equity - YTD7.3%
Annual Interest Income$322.00K
Assets and Liabilities
AssetsQ1 2019vs Q1 2018$31.3MM$32.3MM
LoansQ1 2019vs Q1 2018$23.1MM$23.3MM
DepositsQ1 2019vs Q1 2018$28.0MM$29.4MM
Equity CapitalQ1 2019vs Q1 2018$3.6MM$3.3MM
Loan Loss AllowanceQ1 2019vs Q1 2018$89.00K$132.00K
Unbacked Noncurrent LoansQ1 2019vs Q1 2018$124.00K$490.00K
Real Estate OwnedQ1 2019vs Q1 2018$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not East River Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

East River Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%*$90k*-Health Savings Account (HSA)
OTHER TIERS: 0.40% Up to $5k | 0.45% $5k - $25k | 0.50% $25k - $50k | 0.55% $50k - $90k
0.10%$15-Trust Account
0.10%$15-Membership Savings Account
0.10%$15-Pee Wee Penguin Club
0.10%$15-CU Teen Account
0.10%--Special Savings Account
0.10%--Holiday Club Account

East River Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$90k*-Money Market Account
OTHER TIERS: 0.10% Up to $5k | 0.15% $5k - $25k | 0.20% $25k - $50k | 0.25% $50k - $90k

East River Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$500-Interest-Bearing Checking Account

East River Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.35%$250-60 Month Share Certificate
2.35%$250-60 Month Health Savings Share Certificate
2.35%$50-60 Month Youth Share Certificate
2.10%$250-48 Month Share Certificate
2.10%$250-48 Month Health Savings Share Certificate
2.10%$50-48 Month Youth Share Certificate
2.00%$250-36 Month Share Certificate
2.00%$250-36 Month Health Savings Share Certificate
2.00%$50-36 Month Youth Share Certificate
1.75%$250-24 Month Share Certificate
1.75%$250-24 Month Health Savings Share Certificate
1.75%$50-24 Month Youth Share Certificate
1.60%$250-18 Month Share Certificate
1.60%$250-18 Month Health Savings Share Certificate
1.50%$250-12 Month Share Certificate
1.50%$250-12 Month Health Savings Share Certificate
1.50%$50-12 Month Youth Share Certificate
1.25%$250-9 Month Share Certificate
1.25%$250-9 Month Health Savings Share Certificate
1.25%$50-9 Month Youth Share Certificate
1.00%$250-6 Month Share Certificate
1.00%$250-6 Month Health Savings Share Certificate
1.00%$50-6 Month Youth Share Certificate
0.65%$250-3 Month Share Certificate
0.65%$250-3 Month Health Savings Share Certificate
0.65%$50-3 Month Youth Share Certificate
Locations


East River Federal Credit Union Locations
Branch Office220 S Harth AveMadison, SD 57042-2916

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