Overview / Commentary
Eastern Indiana Federal Credit Union is headquartered in New Castle and is the 82nd largest credit union in the state of Indiana. It is also the 3,005th largest credit union in the nation. It was established in 1950 and as of December of 2018, it had grown to 7 employees and 4,855 members at 1 location. Eastern Indiana Federal Credit Union has a B health rating.
Field of Membership Restrictions
Membership is open to those who live, work, attend school, or worship in, and businesses and legal entities located in Rush or Henry County in Indiana.
See current membership details
Health
B
Data as of Q4 2018
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Eastern Indiana Federal Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 7066 |
| Year Chartered | 1950 |
| Employees | 7 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.86% |
| Return on Equity - YTD | 10.27% |
| Annual Interest Income | $779.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $27.2MM$26.9MM |
| Loans | Q4 2018vs Q4 2017 | $13.0MM$11.3MM |
| Deposits | Q4 2018vs Q4 2017 | $24.8MM$24.8MM |
| Equity Capital | Q4 2018vs Q4 2017 | $2.3MM$2.1MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $24.00K$27.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $99.00K$32.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
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Eastern Indiana Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | - | - | IRA Savings Account | |
| 0.03% | - | - | Regular Savings Account | |
| 0.03% | - | - | Special Club Account | |
| 0.03% | - | - | Holiday Club Account |
Eastern Indiana Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.75% | $1k | - | 18 Month Certificate | |
| 0.60% | $1k | - | 12 Month Certificate | |
| 0.25% | $1k | - | 6 Month Certificate |
Eastern Indiana Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.85% | $1k | - | 18 Month IRA Certificate | |
| 0.70% | $1k | - | 12 Month IRA Certificate |
Locations
| Eastern Indiana Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 801 S Memorial Dr | New Castle, IN 47362 |