Eastern Michigan Bank is headquartered in CROSWELL and is the 30th largest bank in the state of Michigan. It is also the 1,767th largest bank in the nation. It was established in 1895 and as of March of 2025, it had grown to 86 employees at 13 locations. Eastern Michigan Bank has a B+ health rating.
Overall | |
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FDIC Certificate # | 982 |
Year Established | 1895 |
Employees | 86 |
Primary Regulator | FED |
Profit Margin | |
---|---|
Return on Assets - YTD | 1.22% |
Return on Equity - YTD | 12.95% |
Annual Interest Income | $5.3MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q1 2025vs Q1 2024 | $512.5MM$564.3MM |
Loans | Q1 2025vs Q1 2024 | $199.5MM$209.4MM |
Deposits | Q1 2025vs Q1 2024 | $460.8MM$471.7MM |
Equity Capital | Q1 2025vs Q1 2024 | $49.6MM$40.5MM |
Loan Loss Allowance | Q1 2025vs Q1 2024 | $2.7MM$2.6MM |
Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $1.5MM$1.3MM |
Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.05% | $100 | - | Statement Savings Account | |
0.05% | $0 | - | 365 Club Savings Account | |
0.05% | $10 | - | Sunny Savers Account |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.20%* | $100k* | - | Prestige Money Market Savings Account | ||
OTHER TIERS: 0.03% → $0 - $10k | 0.05% → $10k - $50k | 0.10% → $50k - $100k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
2.00% | $500 | - | 60 Month IRA | |
1.75% | $500 | - | 48 Month IRA | |
1.50% | $500 | - | 36 Month IRA | |
0.75% | $500 | - | 24 Month IRA | |
0.25% | $500 | - | 6 Month IRA | |
0.25% | $500 | - | 9 Month IRA | |
0.25% | $500 | - | 12 Month IRA |