Eastern Michigan Bank

Overview / Commentary
65 North Howard Avenue
Croswell, MI 48422

Eastern Michigan Bank is headquartered in Croswell and is the 31st largest bank in the state of Michigan. It is also the 1,712th largest bank in the nation. It was established in 1895 and as of September of 2021, it had grown to 82 employees at 11 locations. Eastern Michigan Bank has an A health rating.


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Health Grade Components

FDIC Certificate #982
Year Established1895
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.11%
Return on Equity - YTD12.58%
Annual Interest Income$10.2MM
Assets and Liabilities
AssetsQ3 2021vs Q3 2020$518.6MM$481.4MM
LoansQ3 2021vs Q3 2020$201.1MM$237.5MM
DepositsQ3 2021vs Q3 2020$471.9MM$437.9MM
Equity CapitalQ3 2021vs Q3 2020$45.1MM$41.9MM
Loan Loss AllowanceQ3 2021vs Q3 2020$1.8MM$1.8MM
Unbacked Noncurrent LoansQ3 2021vs Q3 2020$184.00K$456.00K
Real Estate OwnedQ3 2021vs Q3 2020$0$0
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Always verify rates and promotions with the bank or credit union. We are not Eastern Michigan Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Eastern Michigan Bank Savings Account Rates

0.05%$100-Statement Savings Account
0.05%--365 Club Savings Account
0.05%$10-Sunny Savers Account

Eastern Michigan Bank Money Market Rates

0.20%*$100k*-Prestige Money Market Savings Account
OTHER TIERS: 0.03% Up to $10k | 0.05% $10k - $50k | 0.10% $50k - $100k

Eastern Michigan Bank Checking Account Rates

0.10%*$100k*-Interest Checking Account
OTHER TIERS: 0.01% Up to $2.5k | 0.03% $2.5k - $25k | 0.05% $25k - $100k
0.10%*$100k*-Advantage 50 Checking
OTHER TIERS: 0.01% Up to $2.5k | 0.03% $2.5k - $25k | 0.05% $25k - $100k

Eastern Michigan Bank CD Rates

0.75%$1k-60 Month CD
0.40%$1k-48 Month CD
0.40%$2.5k-36 Month Adv 50 Club CD
0.35%$2.5k-24 Month Adv 50 Club CD
0.30%$1k-36 Month CD
0.25%$1k-24 Month CD
0.25%$1k-30 Month CD
0.25%$2.5k-12 Month Adv 50 Club CD
0.15%$1k-12 Month CD
0.10%$1k-6 Month CD
0.10%$1k-9 Month CD

Eastern Michigan Bank IRA Rates

0.75%$500-60 Month IRA
0.40%$500-48 Month IRA
0.30%$500-36 Month IRA
0.25%$500-24 Month IRA
0.25%$500-30 Month IRA
0.15%$500-12 Month IRA
0.10%$500-6 Month IRA
0.10%$500-9 Month IRA

Cities: Croswell, Deckerville, Fort Gratiot, Lakeport, Lexington, Marysville, Port Huron, Ruth, Sandusky

Croswell Branches
Eastern Michigan Bank65 North Howard AvenueCroswell, MI 48422
Croswell Branch37 N Horward AveCroswell, MI 48422

Deckerville Branches
Deckerville Branch3636 Main StreetDeckerville, MI 48427

Fort Gratiot Branches
Fort Gratiot Office3061 Krafft RdFort Gratiot, MI 48059

Lakeport Branches
Lakeport Branch7090 Lakeshore RoadLakeport, MI 48059

Lexington Branches
Lexington Branch5446 Main StreetLexington, MI 48450

Marysville Branches
Marysville Branch2970 Gratiot BoulevardMarysville, MI 48040

Port Huron Branches
Port Huron Branch600 Water StreetPort Huron, MI 48060

Ruth Branches
Ruth State Bank Branch7004 East Atwater RoadRuth, MI 48470

Sandusky Branches
Sandusky Area Branch324 South Elk StreetSandusky, MI 48471

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