Overview / Commentary
304-263-2887
36 GM Access Rd
Martinsburg, WV 25403

Eastern Panhandle Federal Credit Union is headquartered in Martinsburg and is the 42nd largest credit union in the state of West Virginia. It is also the 3,605th largest credit union in the nation. It was established in 1970 and as of June of 2018, it had grown to 5 employees and 2,618 members at 2 locations. Eastern Panhandle Federal Credit Union has a C+ health rating.

Field of Membership Restrictions

Eastern Panhandle Federal Credit Union is open to businesses and other legal entities, and those who reside, work, attend school or worship in Jefferson, Morgan and Berkeley Counties in West Virginia.
See current membership details

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Health
C+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Eastern Panhandle Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #19890
Year Chartered1970
Employees5
Primary Regulator
Profit Margin
Return on Assets - YTD0.72%
Return on Equity - YTD9.93%
Annual Interest Income$258.00K
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$16.4MM$15.4MM
LoansQ2 2018vs Q2 2017$9.7MM$9.1MM
DepositsQ2 2018vs Q2 2017$15.1MM$14.2MM
Equity CapitalQ2 2018vs Q2 2017$1.2MM$1.1MM
Loan Loss AllowanceQ2 2018vs Q2 2017$50.00K$35.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$105.00K$82.00K
Real Estate OwnedQ2 2018vs Q2 2017$0$0
Rates

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Locations


Eastern Panhandle Federal Credit Union Locations
Branch Office36 GM Access RdMartinsburg, WV 25403
Branch Office499 Campus DrMartinsburg, WV 25404

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