Eastern Panhandle Federal Credit Union

Overview / Commentary
36 GM Access Rd
Martinsburg, WV 25403

Eastern Panhandle Federal Credit Union is headquartered in Martinsburg and is the 41st largest credit union in the state of West Virginia. It is also the 3,505th largest credit union in the nation. It was established in 1970 and as of March of 2020, it had grown to 5 employees and 2,653 members at 2 locations. Eastern Panhandle Federal Credit Union has a B health rating.

Field of Membership Restrictions

Eastern Panhandle Federal Credit Union is open to businesses and other legal entities, and those who reside, work, attend school or worship in Jefferson, Morgan and Berkeley Counties in West Virginia.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Eastern Panhandle Federal Credit Union has a low asset base.

Health Grade Components

NCUA #19890
Year Chartered1970
Primary Regulator
Profit Margin
Return on Assets - YTD0.63%
Return on Equity - YTD8.47%
Annual Interest Income$139.00K
Assets and Liabilities
AssetsQ1 2020vs Q1 2019$17.0MM$16.2MM
LoansQ1 2020vs Q1 2019$10.7MM$10.4MM
DepositsQ1 2020vs Q1 2019$15.7MM$14.8MM
Equity CapitalQ1 2020vs Q1 2019$1.2MM$1.2MM
Loan Loss AllowanceQ1 2020vs Q1 2019$136.00K$26.00K
Unbacked Noncurrent LoansQ1 2020vs Q1 2019$93.00K$111.00K
Real Estate OwnedQ1 2020vs Q1 2019$0$0
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Eastern Panhandle Federal Credit Union Savings Account Rates

0.10%$5-Youth Share
0.03%$5-Vacation Club
0.03%$5-Christmas Club
0.02%*$2.5k*-Regular Share
OTHER TIERS: 0.01% $5 - $2.5k

Eastern Panhandle Federal Credit Union Locations
Branch Office36 GM Access RdMartinsburg, WV 25403
Branch Office499 Campus DrMartinsburg, WV 25404

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