Eastern Panhandle Federal Credit Union
LOCATIONS
2
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HEALTH RATING
B
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CURRENT TOP RATE
0.10% APY
Youth Share
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Overview / Commentary
Eastern Panhandle Federal Credit Union is headquartered in Martinsburg and is the 41st largest credit union in the state of West Virginia. It is also the 3,505th largest credit union in the nation. It was established in 1970 and as of March of 2020, it had grown to 5 employees and 2,653 members at 2 locations. Eastern Panhandle Federal Credit Union has a B health rating.
Field of Membership Restrictions
Eastern Panhandle Federal Credit Union is open to businesses and other legal entities, and those who reside, work, attend school or worship in Jefferson, Morgan and Berkeley Counties in West Virginia.
See current membership details
Health
B
Data as of Q1 2020
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Eastern Panhandle Federal Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 19890 |
| Year Chartered | 1970 |
| Employees | 5 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.63% |
| Return on Equity - YTD | 8.47% |
| Annual Interest Income | $139.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2020vs Q1 2019 | $17.0MM$16.2MM |
| Loans | Q1 2020vs Q1 2019 | $10.7MM$10.4MM |
| Deposits | Q1 2020vs Q1 2019 | $15.7MM$14.8MM |
| Equity Capital | Q1 2020vs Q1 2019 | $1.2MM$1.2MM |
| Loan Loss Allowance | Q1 2020vs Q1 2019 | $136.00K$26.00K |
| Unbacked Noncurrent Loans | Q1 2020vs Q1 2019 | $93.00K$111.00K |
| Real Estate Owned | Q1 2020vs Q1 2019 | $0$0 |