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Overview / Commentary
800-811-9605
36 GM Access Rd
Martinsburg, WV 25403

Eastern Panhandle Federal Credit Union is headquartered in Martinsburg and is the 41st largest credit union in the state of West Virginia. It is also the 3,599th largest credit union in the nation. It was established in 1970 and as of March of 2018, it had grown to 5 employees and 2,607 members at 2 locations. Eastern Panhandle Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in Jefferson, Morgan and Berkeley Counties in West Virginia.
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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Eastern Panhandle Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #19890
Year Chartered1970
Employees5
Primary Regulator
Profit Margin
Return on Assets - YTD0.64%
Return on Equity - YTD8.87%
Annual Interest Income$115.00K
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$16.8MM$15.8MM
LoansQ1 2018vs Q1 2017$9.0MM$8.7MM
DepositsQ1 2018vs Q1 2017$15.5MM$14.6MM
Equity CapitalQ1 2018vs Q1 2017$1.2MM$1.1MM
Loan Loss AllowanceQ1 2018vs Q1 2017$43.00K$32.00K
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$68.00K$154.00K
Real Estate OwnedQ1 2018vs Q1 2017$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Eastern Panhandle Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%--Youth Share
0.05%*$2.5k*-Regular Share
OTHER TIERS: 0.03% Up to $2,500
0.03%--Vacation Club
0.03%--Christmas Club
Locations


Eastern Panhandle Federal Credit Union Locations
Branch Office36 GM Access RdMartinsburg, WV 25403
Branch Office499 Campus DrMartinsburg, WV 25404

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