Eastern Panhandle Federal Credit Union
Overview / Commentary
Eastern Panhandle Federal Credit Union is headquartered in Martinsburg and is the 42nd largest credit union in the state of West Virginia. It is also the 3,605th largest credit union in the nation. It was established in 1970 and as of June of 2018, it had grown to 5 employees and 2,618 members at 2 locations. Eastern Panhandle Federal Credit Union has a C+ health rating.
Field of Membership Restrictions
Eastern Panhandle Federal Credit Union is open to businesses and other legal entities, and those who reside, work, attend school or worship in Jefferson, Morgan and Berkeley Counties in West Virginia.
See current membership details
Health
C+
Data as of Q2 2018
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Eastern Panhandle Federal Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 19890 |
| Year Chartered | 1970 |
| Employees | 5 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.72% |
| Return on Equity - YTD | 9.93% |
| Annual Interest Income | $258.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2018vs Q2 2017 | $16.4MM$15.4MM |
| Loans | Q2 2018vs Q2 2017 | $9.7MM$9.1MM |
| Deposits | Q2 2018vs Q2 2017 | $15.1MM$14.2MM |
| Equity Capital | Q2 2018vs Q2 2017 | $1.2MM$1.1MM |
| Loan Loss Allowance | Q2 2018vs Q2 2017 | $50.00K$35.00K |
| Unbacked Noncurrent Loans | Q2 2018vs Q2 2017 | $105.00K$82.00K |
| Real Estate Owned | Q2 2018vs Q2 2017 | $0$0 |
Rates
Sorry, we do not have rate data for Eastern Panhandle Federal Credit Union.
Locations
| Eastern Panhandle Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 36 GM Access Rd | Martinsburg, WV 25403 |
| Branch Office | 499 Campus Dr | Martinsburg, WV 25404 |