Eastern Savings Bank

Overview / Commentary

www.easternsavingsbank.com

800-787-8187

11350 Mccormick Road
Hunt Valley, MD 21031

Eastern Savings Bank is headquartered in HUNT VALLEY and is the 21^st largest bank in the state of Maryland. It is also the 2,094^th largest bank in the nation. It was established in 1905 and as of June of 2024, it had grown to 89 employees at 4 locations. Eastern Savings Bank's CD rates are 6X the national average, and it has a B+ health rating.

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Health

B+

Data as of Q2 2024

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Health Grade Components

Overall
FDIC Certificate #	32360
Year Established	1905
Employees	89
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	1.49%
Return on Equity - YTD	5.93%
Annual Interest Income	$12.9MM

Assets and Liabilities
Assets	Q2 2024vs Q2 2023	$388MM$355.8MM
Loans	Q2 2024vs Q2 2023	$304.2MM$258.6MM
Deposits	Q2 2024vs Q2 2023	$259.6MM$236MM
Equity Capital	Q2 2024vs Q2 2023	$97.7MM$92MM
Loan Loss Allowance	Q2 2024vs Q2 2023	$4MM$3.4MM
Unbacked Noncurrent Loans	Q2 2024vs Q2 2023	$15.7MM$16.8MM
Real Estate Owned	Q2 2024vs Q2 2023	$5.1MM$4.1MM

Rates

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Savings
Money Market
Checking
CD
IRA

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Always verify rates and promotions with the bank or credit union. We are not Eastern Savings Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

Eastern Savings Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.40%^*	$500k^*	-	Consumer Savings
OTHER TIERS: 0.05% → $0 - $500 \| 0.08% → $500 - $5k \| 0.10% → $5k - $10k \| 0.15% → $10k - $25k \| 0.50% → $25k - $50k \| 0.95% → $50k - $75k \| 1.00% → $75k - $100k \| 1.25% → $100k - $500k

Eastern Savings Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
4.00%^*	$1m^*	-	Business Money Market Savings
OTHER TIERS: 0.05% → $500 - $2.5k \| 0.10% → $2.5k - $10k \| 0.20% → $10k - $25k \| 0.45% → $25k - $50k \| 0.85% → $50k - $75k \| 1.05% → $75k - $100k \| 1.10% → $100k - $500k \| 1.75% → $500k - $1m

Eastern Savings Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.00%^*	$500k^*	-	Business Checking
OTHER TIERS: 0.05% → $500 - $5k \| 0.10% → $5k - $25k \| 0.15% → $25k - $50k \| 0.20% → $50k - $75k \| 0.25% → $75k - $100k \| 0.50% → $100k - $500k
0.15%^*^†	$10k^*	-	Consumer Checking
OTHER TIERS: 0.05% → $500 - $5k \| 0.08% → $5k - $10k

Eastern Savings Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
5.01%	$10k	-	9 Month Certificate Special - New Money
5.01%	$10k	-	10 Month Certificate Special - New Money
5.01%	$10k	-	11 Month Certificate Special - New Money
5.01%	$10k	-	12 Month Certificate Special - New Money
5.01%	$10k	-	13 Month Certificate Special - New Money
5.01%	$10k	-	14 Month Certificate Special - New Money
5.01%	$10k	-	Business 9 Month Certificate Special - New Money
5.01%	$10k	-	Business 10 Month Certificate Special - New Money
5.01%	$10k	-	Business 11 Month Certificate Special - New Money
5.01%	$10k	-	Business 12 Month Certificate Special - New Money
5.01%	$10k	-	Business 13 Month Certificate Special - New Money
5.01%	$10k	-	Business 14 Month Certificate Special - New Money
0.40%^†	$1k	-	60 Month Certificate
0.40%^†	$100k	-	60 Month Jumbo Certificate
0.40%^†	$1k	-	Business 60 Month Certificate
0.40%^†	$100k	-	Business 60 Month Jumbo Certificate
0.35%^†	$1k	-	48 Month Certificate
0.35%^†	$100k	-	48 Month Jumbo Certificate
0.35%^†	$1k	-	Business 48 Month Certificate
0.35%^†	$100k	-	Business 48 Month Jumbo Certificate
0.25%^†	$1k	-	36 Month Certificate
0.25%^†	$100k	-	36 Month Jumbo Certificate
0.25%^†	$1k	-	Business 36 Month Certificate
0.25%^†	$100k	-	Business 36 Month Jumbo Certificate
0.20%^†	$1k	-	24 Month Certificate
0.20%^†	$1k	-	30 Month Certificate
0.20%^†	$100k	-	24 Month Jumbo Certificate
0.20%^†	$100k	-	30 Month Jumbo Certificate
0.20%^†	$1k	-	Business 24 Month Certificate
0.20%^†	$100k	-	Business 24 Month Jumbo Certificate
0.20%^†	$1k	-	Business 30 Month Certificate
0.20%^†	$100k	-	Business 30 Month Jumbo Certificate
0.15%^†	$1k	-	12 Month Certificate
0.15%^†	$1k	-	18 Month Certificate
0.15%^†	$100k	-	12 Month Jumbo Certificate
0.15%^†	$100k	-	18 Month Jumbo Certificate
0.15%^†	$1k	-	Business 12 Month Certificate
0.15%^†	$100k	-	Business 12 Month Jumbo Certificate
0.15%^†	$1k	-	Business 18 Month Certificate
0.15%^†	$100k	-	Business 18 Month Jumbo Certificate
0.07%^†	$1k	-	6 Month Certificate
0.07%^†	$100k	-	6 Month Jumbo Certificate
0.07%^†	$1k	-	Business 6 Month Certificate
0.07%^†	$100k	-	Business 6 Month Jumbo Certificate
0.05%^†	$1k	-	3 Month Certificate
0.05%^†	$100k	-	3 Month Jumbo Certificate
0.05%^†	$1k	-	Business 3 Month Certificate
0.05%^†	$100k	-	Business 3 Month Jumbo Certificate

Eastern Savings Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME
0.40%^†	$1k	-	60 Month IRA Certificate
0.40%^†	$100k	-	60 Month Jumbo IRA Certificate
0.35%^†	$1k	-	48 Month IRA Certificate
0.35%^†	$100k	-	48 Month Jumbo IRA Certificate
0.25%^†	$1k	-	36 Month IRA Certificate
0.25%^†	$100k	-	36 Month Jumbo IRA Certificate
0.20%^†	$1k	-	24 Month IRA Certificate
0.20%^†	$100k	-	24 Month Jumbo IRA Certificate
0.20%^†	$1k	-	30 Month IRA Certificate
0.20%^†	$100k	-	30 Month Jumbo IRA Certificate
0.15%^†	$100	-	18 Month Special Retirement Plan
0.15%^†	$1k	-	12 Month IRA Certificate
0.15%^†	$100k	-	12 Month Jumbo IRA Certificate
0.15%^†	$1k	-	18 Month IRA Certificate
0.15%^†	$100k	-	18 Month Jumbo IRA Certificate
0.07%^†	$1k	-	6 Month IRA Certificate
0.07%^†	$100k	-	6 Month Jumbo IRA Certificate
0.05%^†	$1k	-	3 Month IRA Certificate
0.05%^†	$100k	-	3 Month Jumbo IRA Certificate

Locations

Eastern Savings Bank Locations
10 West Ridgely Road Branch	10 West Ridgely Road	Lutherville Timonium, MD 21093
Baltimore National Pike Branch	10060 Baltimore National Pike, Suite G110	Ellicott City, MD 21043
Eastern Savings Bank, FSB	11350 Mccormick Rd	Hunt Valley, MD 21031
1417 Reistertown Road Branch	1417 Reisterstown Road	Pikesville, MD 21208
7927 Belair Rd Branch	4113 Wholesale Club Drive	Nottingham, MD 21236

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