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Eastmill Federal Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.eastmillfcu.org
207-746-3428
60 Main St
East Millinocket, ME 04430

Eastmill Federal Credit Union is headquartered in East Millinocket and is the 43rd largest credit union in the state of Maine. It is also the 2,082nd largest credit union in the nation. It was established in 1954 and as of March of 2025, it had grown to 17 employees and 4,112 members at 4 locations. Eastmill Federal Credit Union's CD rates are 5X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Eastmill Federal Credit Union is open to those who live, work, worship or attend school in Penobscot County and southern and central Aroostook County.
See current membership details

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Health
A

Data as of Q1 2025

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Eastmill Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #9518
Year Chartered1954
Employees17
Primary Regulator
Profit Margin
Return on Assets - YTD0.47%
Return on Equity - YTD2.44%
Annual Interest Income$911K
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$75.7MM$70.6MM
LoansQ1 2025vs Q1 2024$26.6MM$25.8MM
DepositsQ1 2025vs Q1 2024$61.3MM$56.4MM
Equity CapitalQ1 2025vs Q1 2024$14.4MM$13.9MM
Loan Loss AllowanceQ1 2025vs Q1 2024$38K$10K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$19K$1,000
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not Eastmill Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Eastmill Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$30k*-Share Accounts
OTHER TIERS: 0.10% → $2k - $5k | 0.15% → $5k - $30k
0.20%*$30k*-Christmas Club Account
OTHER TIERS: 0.10% → $2k - $5k | 0.15% → $5k - $30k
0.20%*$30k*-All Purpose Club Account
OTHER TIERS: 0.10% → $2k - $5k | 0.15% → $5k - $30k

Eastmill Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.10%$1k-6 Month Share Certificate
4.10%$1k-9 Month Share Certificate
4.05%$1k-12 Month Share Certificate
3.95%$1k-15 Month Share Certificate
3.95%$1k-18 Month Share Certificate
3.90%$1k-24 Month Share Certificate
3.90%$1k-36 Month Share Certificate
3.80%$1k-48 Month Share Certificate
3.80%$1k-60 Month Share Certificate
0.95%$1k-3 Month Share Certificate

Eastmill Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.10%$1k-6 Month IRA Certificate
4.10%$1k-9 Month IRA Certificate
4.05%$1k-12 Month IRA Certificate
3.95%$1k-15 Month IRA Certificate
3.95%$1k-18 Month IRA Certificate
3.90%$1k-24 Month IRA Certificate
3.90%$1k-36 Month IRA Certificate
3.80%$1k-48 Month IRA Certificate
3.80%$1k-60 Month IRA Certificate
1.76%$0-IRA Accounts
0.95%$1k-3 Month IRA Certificate
Locations


Eastmill Federal Credit Union Locations
Branch Office4 Church StPatten, ME 04765-3242
Branch Office60 Main StEast Millinocket, ME 04430-1128
Branch Office2 Ledgeview DrWestbrook, ME 04092-3939
Branch Office60 Pineland Dr Brunswick Hall Suite 224New Gloucester, ME 04260-5124

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