Eastmill Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	HOW THEY COMPARE
2.32%	5-year CD	3.00% - Goldman Sachs Bank USA High-yield 5 Year CD
2.02%	1-year CD	2.70% - Goldman Sachs Bank USA High-yield 12 Month CD
0.30%	Savings	2.20% - Barclays Online Savings Account

View all Eastmill Federal Credit Union rates »

Overview / Commentary

www.eastmillfcu.org

207-746-3428

60 Main St
East Millinocket, ME 04430-1128

Eastmill Federal Credit Union is headquartered in East Millinocket and is the 40^th largest credit union in the state of Maine. It is also the 2,104^th largest credit union in the nation. It was established in 1954 and as of December of 2018, it had grown to 13 employees and 4,048 members at 4 locations. Eastmill Federal Credit Union's CD rates are 2X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Penobscot County and Southern and Central Aroostook County.
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Reviews

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Health

B+

Data as of Q4 2018

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Eastmill Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #	9518
Year Chartered	1954
Employees	13
Primary Regulator

Profit Margin
Return on Assets - YTD	0.53%
Return on Equity - YTD	2.64%
Annual Interest Income	$1.7MM

Assets and Liabilities
Assets	Q4 2018vs Q4 2017	$61.6MM$62.4MM
Loans	Q4 2018vs Q4 2017	$19.1MM$18.9MM
Deposits	Q4 2018vs Q4 2017	$49.2MM$50.1MM
Equity Capital	Q4 2018vs Q4 2017	$12.3MM$12.0MM
Loan Loss Allowance	Q4 2018vs Q4 2017	$60.00K$64.00K
Unbacked Noncurrent Loans	Q4 2018vs Q4 2017	$40.00K$41.00K
Real Estate Owned	Q4 2018vs Q4 2017	$0$0

Rates

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Savings
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Eastmill Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
2.27%	-	-	IRA Accounts
0.30%^*	$30k^*	-	Share Accounts
OTHER TIERS: 0.10% → $2k - $5k \| 0.20% → $5k - $30k
0.30%^*	$30k^*	-	Club Accounts
OTHER TIERS: 0.10% → $2k - $5k \| 0.20% → $5k - $30k

Eastmill Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.32%	$1k	-	24 Month Share Certificate
2.32%	$1k	-	60 Month Share Certificate
2.27%	$1k	-	18 Month Share Certificate
2.03%	$1k	-	48 Month Share Certificate
2.02%	$1k	-	12 Month Share Certificate
1.81%	$1k	-	36 Month Share Certificate
1.00%	$1k	-	15 Month Share Certificate
0.90%	$1k	-	9 Month Share Certificate
0.80%	$1k	-	6 Month Share Certificate
0.50%	$1k	-	3 Month Share Certificate

Eastmill Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.32%	$1k	-	24 Month IRA Certificate
2.32%	$1k	-	60 Month IRA Certificate
2.27%	$1k	-	18 Month IRA Certificate
2.03%	$1k	-	48 Month IRA Certificate
2.02%	$1k	-	12 Month IRA Certificate
1.81%	$1k	-	36 Month IRA Certificate
1.00%	$1k	-	15 Month IRA Certificate
0.90%	$1k	-	9 Month IRA Certificate
0.80%	$1k	-	6 Month IRA Certificate
0.50%	$1k	-	3 Month IRA Certificate

Locations

Eastmill Federal Credit Union Locations
Branch Office	4 Main St	Patten, ME 04765-3105
Branch Office	60 Main St	East Millinocket, ME 04430-1128
Branch Office	2 Ledgeview Dr	Westbrook, ME 04092-3939
Branch Office	95 Park St	Lewiston, ME 04240-7282

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