EastRise Credit Union


Overview / Commentary
802-879-8790
141 Harvest Ln
Williston, VT 05495-0527

EastRise Credit Union is headquartered in Williston and is the largest credit union in the state of Vermont. It is also the 154th largest credit union in the nation. It was established in 1961 and as of December of 2024, it had grown to 436 employees and 170,345 members at 18 locations. EastRise Credit Union's money market rates are 11X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in EastRise Credit Union is open to all U.S. citizens and resident aliens through membership in the American Consumer Council. Employees of several Select Employer Groups (including the State of Vermont and all Vermont State Colleges) are also eligible to join. Current members of the Vermont General Assembly, Northeast Sustainable Energy Association, Washington Electric Cooperative, or Financial Fitness Association also qualify for membership. Immediate family or household members of a current member are welcome to apply.
See current membership details

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Health

Health Grade Components

Overall
NCUA #19263
Year Chartered1961
Employees436
Primary Regulator
Profit Margin
Return on Assets - YTD0.69%
Return on Equity - YTD6.02%
Annual Interest Income$142.9MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$3.04B$3B
LoansQ4 2024vs Q4 2023$2.46B$2.46B
DepositsQ4 2024vs Q4 2023$2.46B$2.44B
Equity CapitalQ4 2024vs Q4 2023$350.2MM$328.2MM
Loan Loss AllowanceQ4 2024vs Q4 2023$7.9MM$7.9MM
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$14.2MM$10.9MM
Real Estate OwnedQ4 2024vs Q4 2023$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not EastRise Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

EastRise Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$0-Savings Account
0.20%$5-Holiday Savings
0.20%$0-Business Savings

EastRise Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%*$0$2.5kEssential Money Market
OTHER TIERS: 0.34% $10k+ | 3.75% $5k - $10k | 4.50% $2.5k - $5k
2.75%*$500k*-Green Money Market
OTHER TIERS: 1.70% $1k - $50k | 2.15% $50k - $100k | 2.55% $100k - $250k | 2.65% $250k - $500k
2.48%*$250k*-Business Money Market Account
OTHER TIERS: 1.71% $1k - $50k | 2.32% $50k - $250k

EastRise Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.51%$0-IOLTA
1.51%$0-IORTA
0.05%$100-Business Basic Checking
0.05%$100-Business Non-Profit Checking
0.05%$1k-Small Business Checking
0.05%$1k-Business Checking Account

EastRise Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.05%$500-9 Month Term Share Certificate Special
4.05%$1k-Business 9 Month Term Share Certificate Special
4.00%*$25*$5k12 Month Future Saver Plus Certificate (Variable Rate)
OTHER TIERS: 2.47% $5k+
3.50%$500-1 Year Term Share Certificate
3.50%$500-2 Year Term Share Certificate
3.50%$500-3 Year Term Share Certificate
3.50%$500-5 Year Term Share Certificate
3.50%$500-4 Year Term Share Certificate
3.50%$1k-Business 1 Year Term Share Certificate
3.50%$1k-Business 2 Year Term Share Certificate
3.50%$1k-Business 3 Year Term Share Certificate
3.50%$1k-Business 4 Year Term Share Certificate
3.50%$1k-Business 5 Year Term Share Certificate
3.00%$500-6 Month Term Share Certificate
3.00%$1k-Business 6 Month Term Share Certificate
2.50%$25-12 to 60 Month Future Saver Certificate (Variable Rate)
0.75%$1k-Business 3 Month Term Share Certificate

EastRise Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.23%*$25k*-18 Month Variable Rate IRA
OTHER TIERS: 4.07% $5 - $25k
4.23%*$25k*-18 Month Variable Rate Coverdell Education IRA
OTHER TIERS: 4.17% $5 - $25k
4.05%$500-9 Month IRA Special
3.50%$500-1 Year IRA
3.50%$500-2 Year IRA
3.50%$500-3 Year IRA
3.50%$500-5 Year IRA
3.50%$500-4 Year IRA
3.00%$500-6 Month IRA
0.20%$0-IRA Share Account
Locations

Availability



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