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EBSB Direct

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
1.50%4-year CD48 Month EBSB CD
1.41%2-year CD25 Month Bump-Up EBSB CD
1.08%Money MarketEBSBdirect Money Market Special 2

Overview / Commentary
800-657-3272
10 Meridian Street
Boston, MA 02128

Related Posts

EBSB Direct Adds New Money Market Special 2 - 5/25/2016

EBSB Direct has added a new product: Money Market Special 2, which earns 1.08% APY on balances between $10k and $1m. Minimum deposit of $2.5k. Available nationwide .

1.08% Money Market - 5/24/2016

ESBS Direct has a Money Market that is .92%, they are now offering "Money Market Special 2" that is 1.08% for balances over $10k, $1,999,999 max. It says new money required but I opened online and had no problem moving funds from my .92% Money Market. Does it limit you to $150k at a time transfer  http://ebsbdirect.com/

EBSB Direct Now Offers Nationally Available CDs - 5/12/2016

EBSB Direct, an internet subsidiary of East Boston Savings Bank, is offering a 48-month CD (2.13% APY). Minimum deposit is $1k, with no balance cap. Available nationally.

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Reviews (1)

Problems Funding Account

Posted by: kingpain | Jun 10, 2016

I don't usually review but I did have a strange experience with opening up an on-line money market account.

I opened it on-line and the next day linked it online to an account at another bank so I could fund this new account. It then took three business days before the trial test amounts appeared in the EBSB account so that I could link them. Once they appeared, I transferred the funds to the EBSB account. Five days later the funds came back. I called my bank and they said the EBSB account had been closed.

I called EBSB and it said that I hadn't funded my account quickly enough. I told it that I couldn't see how it was possible to fund it any more quickly than I had online.

Over the years I've had online accounts at several different banks and can't recall ever having this problem with another one.



Health
A

Health Grade Components

Overall
FDIC Certificate #33510
Year Established1991
Employees449
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.84%
Return on Equity - YTD6.85%
Annual Interest Income$34.5MM
Assets and Liabilities
AssetsQ1 2016vs Q1 2015$3.61B$3.20B
LoansQ1 2016vs Q1 2015$3.21B$2.66B
DepositsQ1 2016vs Q1 2015$2.92B$2.60B
Equity CapitalQ1 2016vs Q1 2015$433.7MM$408.0MM
Loan Loss AllowanceQ1 2016vs Q1 2015$34.4MM$28.6MM
Unbacked Noncurrent LoansQ1 2016vs Q1 2015$30.0MM$28.0MM
Real Estate OwnedQ1 2016vs Q1 2015$638.00K$1.0MM
  User-submitted Promotions & Notices

This section lists recent deals, promotions and rate changes submitted by our community within the past 90 days. Always verify official rates and promotions with the bank or credit union.

1.08% Money Market

scottj   |  
ESBS Direct has a Money Market that is .92%, they are now offering "Money Market Special 2" that is 1.08% for balances over $10k, $1,999,999 max. It says new money required but I opened online and had no problem moving funds from my .92% Money Market. Does it limit you to $150k at a time transfer 
http://ebsbdirect.com/

Rates
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Always verify rates and promotions with the bank or credit union. We are not EBSB Direct; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

EBSB Direct Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.08%*$10k*$2mEBSBdirect Money Market Special 2
OTHER TIERS: 0.25% $10 - $10k | 0.58% $2mm+

EBSB Direct CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%$1k-48 Month EBSB CD
1.41%$1k-25 Month Bump-Up EBSB CD
1.35%$1k-16 Month EBSB CD
Locations

EBSB Direct is an Internet only bank and does not have branch locations. Its headquarters is located at 10 Meridian Street - Boston, MA 02128