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eCO Credit Union

Overview / Commentary
105 Frankfurt Cir
Birmingham, AL 35211-6978

eCO Credit Union is headquartered in Birmingham and is the 26th largest credit union in the state of Alabama. It is also the 1,309th largest credit union in the nation. It was established in 1979 and as of March of 2019, it had grown to 41 employees and 15,402 members at 7 locations. eCO Credit Union's CD rates are 61% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

eCO Credit Union membership is open to those who live, work, attend school, or worship in Jefferson, Shelby, Walker, Blount, or Cullman counties in Alabama.
See current membership details


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Health Grade Components

NCUA #65464
Year Chartered1979
Primary Regulator
Profit Margin
Return on Assets - YTD0.44%
Return on Equity - YTD4.9%
Annual Interest Income$1.2MM
Assets and Liabilities
AssetsQ1 2019vs Q1 2018$144.9MM$140.4MM
LoansQ1 2019vs Q1 2018$68.1MM$61.4MM
DepositsQ1 2019vs Q1 2018$129.8MM$127.9MM
Equity CapitalQ1 2019vs Q1 2018$13.0MM$11.5MM
Loan Loss AllowanceQ1 2019vs Q1 2018$572.00K$570.00K
Unbacked Noncurrent LoansQ1 2019vs Q1 2018$422.00K$435.00K
Real Estate OwnedQ1 2019vs Q1 2018$0$0
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Always verify rates and promotions with the bank or credit union. We are not eCO Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

eCO Credit Union Savings Account Rates

0.75%--IRA Club
0.50%*$100k*-Share Savings
OTHER TIERS: 0.15% $100 - $10k | 0.25% $10k - $40k | 0.35% $40k - $75k | 0.40% $75k - $100k
0.50%*$100k*-Christmas Club
OTHER TIERS: 0.15% $100 - $10k | 0.25% $10k - $40k | 0.35% $40k - $75k | 0.40% $75k - $100k
0.50%*$100k*-Other Club Accounts
OTHER TIERS: 0.15% $100 - $10k | 0.25% $10k - $40k | 0.35% $40k - $75k | 0.40% $75k - $100k

eCO Credit Union Money Market Rates

0.45%*$100k*-Money Market Magic
OTHER TIERS: 0.25% $2.5k - $40k | 0.35% $40k - $100k

eCO Credit Union Checking Account Rates


eCO Credit Union CD Rates

3.05%$1k-5 Year CD
2.45%$1k-4 Year CD
2.25%$1k-3 Year CD
1.85%$1k-30 Month CD
1.75%$1k-2 Year CD
1.65%$1k-18 Month CD
1.45%$1k-1 Year CD
0.95%$1k-6 Month CD
0.35%$1k-3 Month CD

eCO Credit Union IRA Rates

3.05%$500-5 Year IRA
2.45%$500-4 Year IRA
2.25%$500-3 Year IRA
1.85%$500-30 Month IRA
1.75%$500-2 Year IRA
1.65%$500-18 Month IRA
1.45%$500-1 Year IRA

eCO Credit Union Locations
Branch Office2430 Old Springville RdBirmingham, AL 35215
Branch Office4933 Promenade Pkwy Ste 113Bessemer, AL 35022-7317
Branch Office2100 18th St SBirmingham, AL 35209
Branch Office105 Frankfurt CirBirmingham, AL 35211-6978
Branch Office791 4th Pl SWAlabaster, AL 35007-8878
Branch Office1233 Pecan AveGardendale, AL 35071
Branch Office3746 Lorna RdVESTAVIA HILLS, AL 35216

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