eCO Credit Union

Overview / Commentary
105 Frankfurt Cir
Birmingham, AL 35211

eCO Credit Union is headquartered in Birmingham and is the 28th largest credit union in the state of Alabama. It is also the 1,302nd largest credit union in the nation. It was established in 1979 and as of December of 2022, it had grown to 36 employees and 16,200 members at 7 locations. eCO Credit Union has a B+ health rating.

Field of Membership Restrictions

eCO Credit Union membership is open to those who live, work, attend school, or worship in Jefferson, Shelby, Walker, Blount, or Cullman counties in Alabama.
See current membership details


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Health Grade Components

NCUA #65464
Year Chartered1979
Primary Regulator
Profit Margin
Return on Assets - YTD0.59%
Return on Equity - YTD16.16%
Annual Interest Income$5.6MM
Assets and Liabilities
AssetsQ4 2022vs Q4 2021$186.4MM$187.9MM
LoansQ4 2022vs Q4 2021$97.3MM$90.2MM
DepositsQ4 2022vs Q4 2021$178.2MM$172.1MM
Equity CapitalQ4 2022vs Q4 2021$6.8MM$15.3MM
Loan Loss AllowanceQ4 2022vs Q4 2021$610.00K$758.00K
Unbacked Noncurrent LoansQ4 2022vs Q4 2021$398.00K$113.00K
Real Estate OwnedQ4 2022vs Q4 2021$0$0

Rates for eCO Credit Union are currently being reviewed.


eCO Credit Union Locations
Branch Office2430 Old Springville RdBirmingham, AL 35215
Branch Office4821 McAdory School RdMc Calla, AL 35111-3441
Branch Office2100 18th St SBirmingham, AL 35209
Branch Office105 Frankfurt CirBirmingham, AL 35211-6978
Branch Office791 4th Pl SWAlabaster, AL 35007-8878
Branch Office1233 Pecan AveGardendale, AL 35071
Branch Office3746 Lorna RdHOOVER, AL 35216

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