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eCO Credit Union


Overview / Commentary
www.ecocu.org
205-226-3900
105 Frankfurt Cir
Birmingham, AL 35211-6978

eCO Credit Union is headquartered in Birmingham and is the 27th largest credit union in the state of Alabama. It is also the 1,302nd largest credit union in the nation. It was established in 1979 and as of September of 2019, it had grown to 37 employees and 15,526 members at 7 locations. eCO Credit Union's CD rates are 28% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

eCO Credit Union membership is open to those who live, work, attend school, or worship in Jefferson, Shelby, Walker, Blount, or Cullman counties in Alabama.
See current membership details

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Health
A

Data as of Q3 2019

Learn why bank health matters

Health Grade Components

Overall
NCUA #65464
Year Chartered1979
Employees37
Primary Regulator
Profit Margin
Return on Assets - YTD0.5%
Return on Equity - YTD5.33%
Annual Interest Income$3.7MM
Assets and Liabilities
AssetsQ3 2019vs Q3 2018$145.7MM$141.4MM
LoansQ3 2019vs Q3 2018$70.7MM$66.1MM
DepositsQ3 2019vs Q3 2018$130.6MM$128.4MM
Equity CapitalQ3 2019vs Q3 2018$13.8MM$11.3MM
Loan Loss AllowanceQ3 2019vs Q3 2018$577.00K$571.00K
Unbacked Noncurrent LoansQ3 2019vs Q3 2018$642.00K$626.00K
Real Estate OwnedQ3 2019vs Q3 2018$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not eCO Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

eCO Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$100k*-Share Savings
OTHER TIERS: 0.15% → $100 - $10k | 0.20% → $10k - $40k | 0.30% → $40k - $75k | 0.40% → $75k - $100k
0.50%*$100k*-Christmas Club
OTHER TIERS: 0.15% → $100 - $10k | 0.20% → $10k - $40k | 0.30% → $40k - $75k | 0.40% → $75k - $100k
0.50%*$100k*-Other Club Accounts
OTHER TIERS: 0.15% → $100 - $10k | 0.20% → $10k - $40k | 0.30% → $40k - $75k | 0.40% → $75k - $100k
0.45%--IRA Club

eCO Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%*$100k*-Money Market Magic
OTHER TIERS: 0.25% → $2.5k - $40k | 0.35% → $40k - $100k

eCO Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%$500-Checking

eCO Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.25%$1k-5 Year CD
2.00%$1k-4 Year CD
1.85%$1k-3 Year CD
1.55%$1k-30 Month CD
1.45%$1k-2 Year CD
1.35%$1k-18 Month CD
1.15%$1k-1 Year CD
0.65%$1k-6 Month CD
0.25%$1k-3 Month CD

eCO Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.25%$500-5 Year IRA
2.00%$500-4 Year IRA
1.85%$500-3 Year IRA
1.55%$500-30 Month IRA
1.45%$500-2 Year IRA
1.35%$500-18 Month IRA
1.15%$500-1 Year IRA
Locations


eCO Credit Union Locations
Branch Office2430 Old Springville RdBirmingham, AL 35215
Branch Office4933 Promenade Pkwy Ste 113Bessemer, AL 35022-7317
Branch Office2100 18th St SBirmingham, AL 35209
Branch Office105 Frankfurt CirBirmingham, AL 35211-6978
Branch Office791 4th Pl SWAlabaster, AL 35007-8878
Branch Office1233 Pecan AveGardendale, AL 35071
Branch Office3746 Lorna RdVESTAVIA HILLS, AL 35216

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