Overview / Commentary
eCO Credit Union is headquartered in Birmingham and is the 28th largest credit union in the state of Alabama. It is also the 1,302nd largest credit union in the nation. It was established in 1979 and as of December of 2022, it had grown to 36 employees and 16,200 members at 7 locations. eCO Credit Union has a B+ health rating.
Field of Membership Restrictions
eCO Credit Union membership is open to those who live, work, attend school, or worship in Jefferson, Shelby, Walker, Blount, or Cullman counties in Alabama.
See current membership details
Health
B+
Data as of Q4 2022
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 65464 |
| Year Chartered | 1979 |
| Employees | 36 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.59% |
| Return on Equity - YTD | 16.16% |
| Annual Interest Income | $5.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2022vs Q4 2021 | $186.4MM$187.9MM |
| Loans | Q4 2022vs Q4 2021 | $97.3MM$90.2MM |
| Deposits | Q4 2022vs Q4 2021 | $178.2MM$172.1MM |
| Equity Capital | Q4 2022vs Q4 2021 | $6.8MM$15.3MM |
| Loan Loss Allowance | Q4 2022vs Q4 2021 | $610.00K$758.00K |
| Unbacked Noncurrent Loans | Q4 2022vs Q4 2021 | $398.00K$113.00K |
| Real Estate Owned | Q4 2022vs Q4 2021 | $0$0 |