eCO Credit Union

Overview / Commentary
105 Frankfurt Cir
Birmingham, AL 35211-6978

eCO Credit Union is headquartered in Birmingham and is the 27th largest credit union in the state of Alabama. It is also the 1,302nd largest credit union in the nation. It was established in 1979 and as of June of 2019, it had grown to 36 employees and 15,496 members at 7 locations. eCO Credit Union's CD rates are 28% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

eCO Credit Union membership is open to those who live, work, attend school, or worship in Jefferson, Shelby, Walker, Blount, or Cullman counties in Alabama.
See current membership details


No reviews have been left for this bank yet. Be the first to review.


Health Grade Components

NCUA #65464
Year Chartered1979
Primary Regulator
Profit Margin
Return on Assets - YTD0.45%
Return on Equity - YTD4.63%
Annual Interest Income$2.5MM
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$146.1MM$141.4MM
LoansQ2 2019vs Q2 2018$70.6MM$61.8MM
DepositsQ2 2019vs Q2 2018$130.2MM$128.9MM
Equity CapitalQ2 2019vs Q2 2018$14.2MM$11.3MM
Loan Loss AllowanceQ2 2019vs Q2 2018$593.00K$562.00K
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$487.00K$563.00K
Real Estate OwnedQ2 2019vs Q2 2018$0$0
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not eCO Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

eCO Credit Union Savings Account Rates

0.50%*$100k*-Share Savings
OTHER TIERS: 0.15% $100 - $10k | 0.25% $10k - $40k | 0.35% $40k - $75k | 0.40% $75k - $100k
0.50%*$100k*-Christmas Club
OTHER TIERS: 0.15% $100 - $10k | 0.25% $10k - $40k | 0.35% $40k - $75k | 0.40% $75k - $100k
0.50%*$100k*-Other Club Accounts
OTHER TIERS: 0.15% $100 - $10k | 0.25% $10k - $40k | 0.35% $40k - $75k | 0.40% $75k - $100k
0.45%--IRA Club

eCO Credit Union Money Market Rates

0.45%*$100k*-Money Market Magic
OTHER TIERS: 0.25% $2.5k - $40k | 0.35% $40k - $100k

eCO Credit Union Checking Account Rates


eCO Credit Union CD Rates

2.75%$1k-5 Year CD
2.15%$1k-4 Year CD
1.95%$1k-3 Year CD
1.55%$1k-30 Month CD
1.45%$1k-2 Year CD
1.35%$1k-18 Month CD
1.15%$1k-1 Year CD
0.65%$1k-6 Month CD
0.25%$1k-3 Month CD

eCO Credit Union IRA Rates

2.75%$500-5 Year IRA
2.15%$500-4 Year IRA
1.95%$500-3 Year IRA
1.55%$500-30 Month IRA
1.45%$500-2 Year IRA
1.35%$500-18 Month IRA
1.15%$500-1 Year IRA

eCO Credit Union Locations
Branch Office2430 Old Springville RdBirmingham, AL 35215
Branch Office4933 Promenade Pkwy Ste 113Bessemer, AL 35022-7317
Branch Office2100 18th St SBirmingham, AL 35209
Branch Office105 Frankfurt CirBirmingham, AL 35211-6978
Branch Office791 4th Pl SWAlabaster, AL 35007-8878
Branch Office1233 Pecan AveGardendale, AL 35071
Branch Office3746 Lorna RdVESTAVIA HILLS, AL 35216

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.