Eco Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 2.25% | 5-year CD | 5 Year CD |
| 0.75% | 1-year CD | 1 Year CD |
| 0.45% | Savings | Share Savings |
Eco Credit Union is headquartered in Birmingham and is the 27th largest credit union in the state of Alabama. It is also the 1,320th largest credit union in the nation. It was established in 1979 and as of March of 2018, it had grown to 38 employees and 16,075 members at 7 locations. Eco Credit Union has a B+ health rating.
Field of Membership Restrictions
ECO Credit Union of Alabama is open to the residents, people maintaining employment, church members, and registered students in these Alabama Counties: Jefferson, Shelby, Cullman, Walker, and Blount.
See current membership details
Data as of Q1 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 65464 |
| Year Chartered | 1979 |
| Employees | 38 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.73% |
| Return on Equity - YTD | 8.85% |
| Annual Interest Income | $1.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2018vs Q1 2017 | $140.4MM$136.0MM |
| Loans | Q1 2018vs Q1 2017 | $61.4MM$60.2MM |
| Deposits | Q1 2018vs Q1 2017 | $127.9MM$123.5MM |
| Equity Capital | Q1 2018vs Q1 2017 | $11.5MM$11.7MM |
| Loan Loss Allowance | Q1 2018vs Q1 2017 | $570.00K$527.00K |
| Unbacked Noncurrent Loans | Q1 2018vs Q1 2017 | $435.00K$441.00K |
| Real Estate Owned | Q1 2018vs Q1 2017 | $0$6.00K |
Always verify rates and promotions with the bank or credit union. We are not Eco Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Eco Credit Union Savings Account Rates
Eco Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.40%* | $100k* | - | Money Market Magic | ||
| OTHER TIERS: 0.20% → $2,500 - $40k | 0.30% → $40k - $100k | |||||
Eco Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | $500 | - | Checking |
Eco Credit Union CD Rates
Eco Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.25% | $500 | - | 5 Year IRA | |
| 2.00% | $500 | - | 4 Year IRA | |
| 1.75% | $500 | - | 3 Year IRA | |
| 1.10% | $500 | - | 30 Month IRA | |
| 1.00% | $500 | - | 2 Year IRA | |
| 0.85% | $500 | - | 18 Month IRA | |
| 0.75% | $500 | - | 1 Year IRA |
| Eco Credit Union Locations | ||
|---|---|---|
| Branch Office | 2430 Old Springville Rd | Birmingham, AL 35215 |
| Branch Office | 4933 Promenade Pkwy Ste 113 | Bessemer, AL 35022-7317 |
| Branch Office | 2100 18th St S | Birmingham, AL 35209 |
| Branch Office | 105 Frankfurt Cir | Birmingham, AL 35211-6978 |
| Branch Office | 791 4th Pl SW | Alabaster, AL 35007-8878 |
| Branch Office | 1233 Pecan Ave | Gardendale, AL 35071 |
| Branch Office | 3746 Lorna Rd | VESTAVIA HILLS, AL 35216 |