eCO Credit Union is headquartered in Birmingham and is the 27th largest credit union in the state of Alabama. It is also the 1,302nd largest credit union in the nation. It was established in 1979 and as of June of 2019, it had grown to 36 employees and 15,496 members at 7 locations. eCO Credit Union's CD rates are 28% higher than the national average, and it has an A health rating.
eCO Credit Union membership is open to those who live, work, attend school, or worship in Jefferson, Shelby, Walker, Blount, or Cullman counties in Alabama.
See current membership details
Overall | |
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NCUA # | 65464 |
Year Chartered | 1979 |
Employees | 36 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.45% |
Return on Equity - YTD | 4.63% |
Annual Interest Income | $2.5MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q2 2019vs Q2 2018 | $146.1MM$141.4MM |
Loans | Q2 2019vs Q2 2018 | $70.6MM$61.8MM |
Deposits | Q2 2019vs Q2 2018 | $130.2MM$128.9MM |
Equity Capital | Q2 2019vs Q2 2018 | $14.2MM$11.3MM |
Loan Loss Allowance | Q2 2019vs Q2 2018 | $593.00K$562.00K |
Unbacked Noncurrent Loans | Q2 2019vs Q2 2018 | $487.00K$563.00K |
Real Estate Owned | Q2 2019vs Q2 2018 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not eCO Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.45%* | $100k* | - | Money Market Magic | ||
OTHER TIERS: 0.25% → $2.5k - $40k | 0.35% → $40k - $100k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.15% | $500 | - | Checking |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
2.75% | $500 | - | 5 Year IRA | |
2.15% | $500 | - | 4 Year IRA | |
1.95% | $500 | - | 3 Year IRA | |
1.55% | $500 | - | 30 Month IRA | |
1.45% | $500 | - | 2 Year IRA | |
1.35% | $500 | - | 18 Month IRA | |
1.15% | $500 | - | 1 Year IRA |
eCO Credit Union Locations | ||
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Branch Office | 2430 Old Springville Rd | Birmingham, AL 35215 |
Branch Office | 4933 Promenade Pkwy Ste 113 | Bessemer, AL 35022-7317 |
Branch Office | 2100 18th St S | Birmingham, AL 35209 |
Branch Office | 105 Frankfurt Cir | Birmingham, AL 35211-6978 |
Branch Office | 791 4th Pl SW | Alabaster, AL 35007-8878 |
Branch Office | 1233 Pecan Ave | Gardendale, AL 35071 |
Branch Office | 3746 Lorna Rd | VESTAVIA HILLS, AL 35216 |