Overview / Commentary
105 Frankfurt Cir
Birmingham, AL 35211-6978

Eco Credit Union is headquartered in Birmingham and is the 26th largest credit union in the state of Alabama. It is also the 1,315th largest credit union in the nation. It was established in 1979 and as of September of 2018, it had grown to 40 employees and 16,198 members at 7 locations. Eco Credit Union's CD rates are 11% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

ECO Credit Union of Alabama is open to the residents, people maintaining employment, church members, and registered students in these Alabama Counties: Jefferson, Shelby, Cullman, Walker, and Blount.
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Health Grade Components

NCUA #65464
Year Chartered1979
Primary Regulator
Profit Margin
Return on Assets - YTD0.66%
Return on Equity - YTD8.27%
Annual Interest Income$3.6MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$141.4MM$138.0MM
LoansQ3 2018vs Q3 2017$66.1MM$62.4MM
DepositsQ3 2018vs Q3 2017$128.4MM$124.7MM
Equity CapitalQ3 2018vs Q3 2017$11.3MM$12.2MM
Loan Loss AllowanceQ3 2018vs Q3 2017$571.00K$516.00K
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$626.00K$409.00K
Real Estate OwnedQ3 2018vs Q3 2017$0$6.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Eco Credit Union Savings Account Rates

0.45%*$100k*-Share Savings
OTHER TIERS: 0.15% $100 - $10k | 0.20% $10k - $40k | 0.30% $40k - $75k | 0.35% $75k - $100k
0.45%*$100k*-Christmas Club
OTHER TIERS: 0.15% $100 - $10k | 0.20% $10k - $40k | 0.30% $40k - $75k | 0.35% $75k - $100k
0.45%*$100k*-Other Club Accounts
OTHER TIERS: 0.15% $100 - $10k | 0.20% $10k - $40k | 0.30% $40k - $75k | 0.35% $75k - $100k
0.40%--IRA Club

Eco Credit Union Money Market Rates

0.40%*$100k*-Money Market Magic
OTHER TIERS: 0.20% $2.5k - $40k | 0.30% $40k - $100k

Eco Credit Union Checking Account Rates


Eco Credit Union CD Rates

2.53%$1k-5 Year CD
2.27%$1k-4 Year CD
2.02%$1k-3 Year CD
1.36%$1k-30 Month CD
1.26%$1k-2 Year CD
1.11%$1k-18 Month CD
1.00%$1k-1 Year CD
0.50%$1k-6 Month CD
0.25%$1k-3 Month CD

Eco Credit Union IRA Rates

2.53%$500-5 Year IRA
2.27%$500-4 Year IRA
2.02%$500-3 Year IRA
1.36%$500-30 Month IRA
1.26%$500-2 Year IRA
1.11%$500-18 Month IRA
1.00%$500-1 Year IRA

Eco Credit Union Locations
Branch Office2430 Old Springville RdBirmingham, AL 35215
Branch Office4933 Promenade Pkwy Ste 113Bessemer, AL 35022-7317
Branch Office2100 18th St SBirmingham, AL 35209
Branch Office105 Frankfurt CirBirmingham, AL 35211-6978
Branch Office791 4th Pl SWAlabaster, AL 35007-8878
Branch Office1233 Pecan AveGardendale, AL 35071
Branch Office3746 Lorna RdVESTAVIA HILLS, AL 35216

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