eCO Credit Union is headquartered in Birmingham and is the 30th largest credit union in the state of Alabama. It is also the 1,328th largest credit union in the nation. It was established in 1979 and as of March of 2025, it had grown to 37 employees and 16,261 members at 7 locations. eCO Credit Union's money market rates are 5X the national average, and it has a B health rating.
eCO Credit Union membership is open to those who live, work, worship, or attend school in the Alabama counties of Blount, Cullman, Jefferson, Shelby, or Walker.
See current membership details
Overall | |
---|---|
NCUA # | 65464 |
Year Chartered | 1979 |
Employees | 37 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.24% |
Return on Equity - YTD | 4.08% |
Annual Interest Income | $1.7MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q1 2025vs Q1 2024 | $185.4MM$190.1MM |
Loans | Q1 2025vs Q1 2024 | $91.2MM$93.9MM |
Deposits | Q1 2025vs Q1 2024 | $175.4MM$179.6MM |
Equity Capital | Q1 2025vs Q1 2024 | $10.8MM$9MM |
Loan Loss Allowance | Q1 2025vs Q1 2024 | $357K$444K |
Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $530K$644K |
Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not eCO Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
2.02%* | $100k* | - | Money Market Magic | ||
OTHER TIERS: 0.75% → $2.5k - $40k | 1.00% → $40k - $100k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.05% | $500 | - | Checking |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
3.82% | $500 | - | 1 Year IRA | |
3.04% | $500 | - | 5 Year IRA | |
3.03% | $500 | - | 18 Month IRA | |
3.03% | $500 | - | 2 Year IRA | |
2.89% | $500 | - | 4 Year IRA | |
2.78% | $500 | - | 3 Year IRA | |
2.52% | $500 | - | 30 Month IRA | |
0.10% | $0 | - | IRA Club |
eCO Credit Union Locations | ||
---|---|---|
Branch Office | 430 Main St | Trussville, AL 35173 |
Branch Office | 4821 McAdory School Rd | Mc Calla, AL 35111-3441 |
Branch Office | 2100 18th St S | Birmingham, AL 35209 |
Branch Office | 105 Frankfurt Cir | Birmingham, AL 35211-6978 |
Branch Office | 791 4th Pl SW | Alabaster, AL 35007-8878 |
Branch Office | 1233 Pecan Ave | Gardendale, AL 35071 |
Branch Office | 3746 Lorna Rd | HOOVER, AL 35216 |