1. Banks
  2. ECU Credit Union

ECU Credit Union


Overview / Commentary
www.ecucreditunion.com
800-382-2400
8250 Bryan Dairy Rd Ste 150
Largo, FL 33777

ECU Credit Union is headquartered in Largo and is the 98th largest credit union in the state of Florida. It is also the 2,738th largest credit union in the nation. It was established in 1991 and as of September of 2019, it had grown to 11 employees and 3,394 members at 3 locations. ECU Credit Union's money market rates are 36% higher than the national average, and it has a B health rating.

Field of Membership Restrictions

ECU Credit Union of Florida is open to the employees of CVS Health, Rite Aide, Bardmoor Palms facility, Eckerd Kids, or employed by an affiliated contractor, sub-contractor, or at a facility located within the same complex as a branch office. Membership eligibility also extends to include the former ECU credit unions members and the family members of current credit union members.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
B

Data as of Q3 2019

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. ECU Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #67336
Year Chartered1991
Employees11
Primary Regulator
Profit Margin
Return on Assets - YTD0.36%
Return on Equity - YTD2.3%
Annual Interest Income$948.00K
Assets and Liabilities
AssetsQ3 2019vs Q3 2018$33.6MM$35.6MM
LoansQ3 2019vs Q3 2018$16.6MM$18.8MM
DepositsQ3 2019vs Q3 2018$28.0MM$30.3MM
Equity CapitalQ3 2019vs Q3 2018$5.3MM$5.1MM
Loan Loss AllowanceQ3 2019vs Q3 2018$214.00K$199.00K
Unbacked Noncurrent LoansQ3 2019vs Q3 2018$299.00K$380.00K
Real Estate OwnedQ3 2019vs Q3 2018$0$0
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not ECU Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

ECU Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%*$50k*-Regular Share Savings
OTHER TIERS: 0.10% → $500 - $2.5k | 0.35% → $2.5k - $5k | 0.40% → $5k - $10k | 0.50% → $10k - $50k
0.60%*$50k*-Youth Share Savings
OTHER TIERS: 0.10% → Up to $2.5k | 0.35% → $2.5k - $5k | 0.40% → $5k - $10k | 0.50% → $10k - $50k
0.60%*$50k*-IRA Account
OTHER TIERS: 0.10% → Up to $2.5k | 0.35% → $2.5k - $5k | 0.40% → $5k - $10k | 0.50% → $10k - $50k
0.10%--Christmas Club

ECU Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%*$50k*-Money Savers
OTHER TIERS: 0.35% → $2.5k - $5k | 0.40% → $5k - $10k | 0.50% → $10k - $50k

ECU Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%$5k-Elite Checking
0.10%$5k-Regular Checking
Locations


ECU Credit Union Locations
Branch Office16597 Interstate 45 SConroe, TX 77385
Branch Office8250 Bryan Dairy Rd Ste 150Largo, FL 33777
Branch Office8201 Chancellor DrOrlando, FL 32809

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.