Eddy Federal Credit Union

Overview / Commentary
909 W Pierce St
Carlsbad, NM 88220

Eddy Federal Credit Union is headquartered in Carlsbad and is the 19th largest credit union in the state of New Mexico. It is also the 2,239th largest credit union in the nation. It was established in 1954 and as of December of 2019, it had grown to 18 employees and 5,374 members at 2 locations. Eddy Federal Credit Union's CD rates are 22% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Eddy Federal Credit Union offers membership to person who work or live in Eddy County, NM and employees of the U. S. Post Office or Bureau of Land Management who work in Hobbs or Lovington, NM.
See current membership details


No reviews have been left for this bank yet. Be the first to review.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Eddy Federal Credit Union has a relatively low asset base.

Health Grade Components

NCUA #9566
Year Chartered1954
Primary Regulator
Profit Margin
Return on Assets - YTD1.79%
Return on Equity - YTD11.62%
Annual Interest Income$2.5MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$54.9MM$49.1MM
LoansQ4 2019vs Q4 2018$38.9MM$29.1MM
DepositsQ4 2019vs Q4 2018$46.0MM$41.4MM
Equity CapitalQ4 2019vs Q4 2018$8.5MM$7.5MM
Loan Loss AllowanceQ4 2019vs Q4 2018$91.00K$425.00K
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$130.00K$25.00K
Real Estate OwnedQ4 2019vs Q4 2018$0$0
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Eddy Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Eddy Federal Credit Union Savings Account Rates

0.30%$5-Christmas Club

Eddy Federal Credit Union CD Rates

2.00%$5k-2 Years CD
1.10%$5k-1 Year CD
0.75%$5k-6 Month CD
0.50%$1k-3 Month CD

Eddy Federal Credit Union Locations
Branch Office1711 S Canal StCarlsbad, NM 88220
Branch Office909 W Pierce StCarlsbad, NM 88220-5268

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.