Eddy Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 0.60% | 1-year CD | 1 Year CD 1.05% - Ally Bank High Yield 12-Month CD |
| 0.15% | Savings | Savings 1.00% - Ally Bank Online Savings Account |
| 1.00% | 2-year CD | 2 Years CD |
Eddy Federal Credit Union is headquartered in Carlsbad and is the 19th largest credit union in the state of New Mexico. It is also the 2,201st largest credit union in the nation. It was established in 1954 and as of June of 2016, it had grown to 17 employees and 5,676 members at 2 locations. Eddy Federal Credit Union has a B+ health rating.
Field of Membership Restrictions
Membership is open to those who live or work in Eddy County, New Mexico. Membership is also open to employees of the U. S. Post Office or Bureau of Land Management who work in Hobbs or Lovington, New Mexico.
See current membership details
Data as of Q2 2016
Learn more about bank healthHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 9566 |
| Year Chartered | 1954 |
| Employees | 17 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.64% |
| Return on Equity - YTD | 5.33% |
| Annual Interest Income | $814.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2016vs Q2 2015 | $55.4MM$56.9MM |
| Loans | Q2 2016vs Q2 2015 | $24.7MM$25.1MM |
| Deposits | Q2 2016vs Q2 2015 | $48.3MM$49.7MM |
| Equity Capital | Q2 2016vs Q2 2015 | $6.8MM$6.8MM |
| Loan Loss Allowance | Q2 2016vs Q2 2015 | $765.00K$690.00K |
| Unbacked Noncurrent Loans | Q2 2016vs Q2 2015 | $152.00K$153.00K |
| Real Estate Owned | Q2 2016vs Q2 2015 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Eddy Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Eddy Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.30% | - | - | Christmas Club | |
| 0.15% | $100 | - | Savings |
Eddy Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.00% | $5k | - | 2 Years CD | |
| 0.60% | $5k | - | 1 Year CD | |
| 0.45% | $5k | - | 6 Month CD | |
| 0.30% | $1k | - | 3 Month CD |
| Eddy Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 1711 S Canal St | Carlsbad, NM 88220 |
| Branch Office | 909 W Pierce St | Carlsbad, NM 88220-5268 |