Featured Savings Rates
Featured Accounts
Overview / Commentary
909 W Pierce St
Carlsbad, NM 88220-5268

Eddy Federal Credit Union is headquartered in Carlsbad and is the 19th largest credit union in the state of New Mexico. It is also the 2,255th largest credit union in the nation. It was established in 1954 and as of September of 2017, it had grown to 17 employees and 5,153 members at 2 locations. Eddy Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live or work in Eddy County, New Mexico. Membership is also open to employees of the U. S. Post Office or Bureau of Land Management who work in Hobbs or Lovington, New Mexico.
See current membership details


No reviews have been left for this bank yet. Be the first to review.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Eddy Federal Credit Union has a relatively low asset base.

Health Grade Components

NCUA #9566
Year Chartered1954
Primary Regulator
Profit Margin
Return on Assets - YTD-0.15%
Return on Equity - YTD-1.21%
Annual Interest Income$1.3MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$53.8MM$55.2MM
LoansQ3 2017vs Q3 2016$24.8MM$24.9MM
DepositsQ3 2017vs Q3 2016$46.5MM$48.0MM
Equity CapitalQ3 2017vs Q3 2016$6.8MM$6.8MM
Loan Loss AllowanceQ3 2017vs Q3 2016$515.00K$651.00K
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$30.00K$209.00K
Real Estate OwnedQ3 2017vs Q3 2016$0$0
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Eddy Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Eddy Federal Credit Union Savings Account Rates

0.30%--Christmas Club

Eddy Federal Credit Union CD Rates

1.00%$5k-2 Years CD
0.60%$5k-1 Year CD
0.45%$5k-6 Month CD
0.30%$1k-3 Month CD

Eddy Federal Credit Union Locations
Branch Office1711 S Canal StCarlsbad, NM 88220
Branch Office909 W Pierce StCarlsbad, NM 88220-5268