EdiFi Credit Union is headquartered in Willingboro and is the 13th largest credit union in the state of New Jersey. It is also the 1,150th largest credit union in the nation. It was established in 1958 and as of September of 2024, it had grown to 77 employees and 27,009 members at 8 locations. EdiFi Credit Union has a B health rating.
EdiFi Credit Union is open to those who live or work in Atlantic, Burlington, Ocean, Mercer or Salem Counties of New Jersey. You're also eligible to join if you: 1) Work at an approved company or 2) Are a public school employee in the counties of Atlantic, Burlington, Cape May, and Gloucester OR an employee of select colleges and specialty schools or 3) Are a member of the New Jersey Educational Association or 4) Are a state employee or work at a select county or municipality or 5) Work at a select hospital or a health-related employer or 6) Are an immediate family member of current EdiFi members or employees.
See current membership details
Steer clear and go elsewhere! Automation and Corporatization has not done this credit union well at all! I have been a member for 25 years and have been through all the changes. No good… does not get better… not optimistic. Customer Service is outsourced and is not a part of the credit union so they have limited capabilities and need to send simple requests TO THE CREDIT UNION, with turntimes quoted at 24-48 hours… but are commonly exceeding that time or never met at all! I asked for a simple bank transaction a week ago… still waiting due to lost messages, and other internal bank issues not the fault of the customer. I NOT TO MENTION THE UNPROFESSIONAL TONES AND ATTITUDES ESPECIALLY AT THE WILLINGBORO BRANCH 690 Rancocas Road! My other banking institution NOT ABCO handles the same request in 5 minutes flat, while I am still waiting on ABCO FCU to call and address the issue! Keep driving on the highway. It’s better to pay the fees of other banks. You get what you pay for! But not at this Credit Union.
Overall | |
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NCUA # | 12679 |
Year Chartered | 1958 |
Employees | 77 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | -0.16% |
Return on Equity - YTD | -2.39% |
Annual Interest Income | $7.2MM |
Assets and Liabilities | ||
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Assets | Q3 2024vs Q3 2023 | $239.9MM$250.7MM |
Loans | Q3 2024vs Q3 2023 | $130.1MM$119.5MM |
Deposits | Q3 2024vs Q3 2023 | $221.7MM$229.4MM |
Equity Capital | Q3 2024vs Q3 2023 | $16.2MM$15.5MM |
Loan Loss Allowance | Q3 2024vs Q3 2023 | $1.1MM$980K |
Unbacked Noncurrent Loans | Q3 2024vs Q3 2023 | $665K$1MM |
Real Estate Owned | Q3 2024vs Q3 2023 | $0$0 |
Sorry, we do not have rate data for EdiFi Credit Union.
EdiFi Credit Union Locations | ||
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Branch Office | 690 Beverly Rancocas Road | Willingboro, NJ 08046 |
Branch Office | 76R High St | Mount Holly, NJ 08060 |
Branch Office | 2652 Atlantic Ave | Atlantic City, NJ 08401 |
Branch Office | 1 Cooper Plz | Camden, NJ 08103-1461 |
Branch Office | 6718 Black Horse Pike Suite 8 | Egg Harbor Twp, NJ 08234 |
Branch Office | 81 Pemberton Browns Mill Rd | Browns Mills, NJ 08015-3108 |
Branch Office | 870 Delsea Dr N | Glassboro, NJ 08028-1438 |
Corporate Office | 621 Beverly Rancocas Rd Ste 1H Unit 1H | Willingboro, NJ 08046-3727 |