Edinburg Teachers Credit Union
Edinburg Teachers Credit Union
Overview / Commentary
Edinburg Teachers Credit Union is headquartered in Edinburg and is the 153rd largest credit union in the state of Texas. It is also the 1,913th largest credit union in the nation. It was established in 1955 and as of December of 2024, it had grown to 18 employees and 6,205 members at 1 location. Edinburg Teachers Credit Union has a B+ health rating.
Field of Membership Restrictions
Edinburg Teachers Credit Union of Texas is open to the employees of the eligible credit union affiliated select employee groups that are listed on the credit union website and the family members of current credit union members.
See current membership details
Reviews (1)
Financial Trouble.
Posted by: jimdog | Mar 29, 2021
So how did this A+ rated company get put in conservatorship? Fraud I guess.
Health
B+
Data as of Q4 2024
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Edinburg Teachers Credit Union has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 66366 |
| Year Chartered | 1955 |
| Employees | 18 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.47% |
| Return on Equity - YTD | 3.21% |
| Annual Interest Income | $3.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2024vs Q4 2023 | $90.2MM$92.1MM |
| Loans | Q4 2024vs Q4 2023 | $22.1MM$21.3MM |
| Deposits | Q4 2024vs Q4 2023 | $75.9MM$78.3MM |
| Equity Capital | Q4 2024vs Q4 2023 | $13.3MM$12.1MM |
| Loan Loss Allowance | Q4 2024vs Q4 2023 | $97K$193K |
| Unbacked Noncurrent Loans | Q4 2024vs Q4 2023 | $13K$107K |
| Real Estate Owned | Q4 2024vs Q4 2023 | $0$0 |